Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 376–390 results in Massachusetts
- 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a $1 minimum account balance requirement.
Offer: Minimum daily balance of $100 required to earn interest dividends/APY.
0.10% interest rate · No monthly fee
Rate checked
More details - First Citizens Federal Credit UnionElite Money Market SavingsElite Money Market Savings · $1 min · 0.05%–0.25% by balance
Credit union · 10 branches
0.10%APY$10 a year on $10,0000.05% interest rate
Rate by balance
Rate by balance for Elite Money Market Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $75,000 0.20% $75,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Individuals eligible for membership open and maintain membership with a Share/Savings account of $25.00.
0.10% interest rate
Rate checked
More details - Lowell Municipal Employees Federal Credit UnionRegular Share AccountSavings · $10 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: No service charges. Interest paid and compounded monthly. Direct deposit available.
0.10% interest rate · Compounded monthly · Effective Sep 13, 2023
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance requirement or monthly service charges.
Offer: Minimum daily balance to obtain APY is $10.00.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance requirement or monthly service charges. As of June 1, 2025 existing Passbook Savings accounts will be phased into a Statement Savings.
Offer: Minimum daily balance to obtain APY is $10.00.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership with Worcester Fire Department Credit Union. No monthly fees with multiple account relationship.
Offer: No monthly fees with multiple account relationship.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Accessible via ATM; interest credited monthly.
Rate checked
More details - Dean BankMoney Market AccountMoney Market Account · $25 min · 0.05%–0.09% by balance
Bank · 4 branches
0.09%APY$9 a year on $10,000Requirements
Product: Maintain the low minimum balance requirement to avoid a monthly service charge. If the balance is below $2,500 for any day, your account will earn the then current NOW Checking Account rate for that day ($25.00 minimum daily balance required to earn interest / obtain APY). Interest is compounded monthly and credited on the last business day of each month. Variable rate account.
Offer: Rate applied when balance is below $2,500 (earns then current NOW Checking Account rate). Minimum daily balance to earn APY is $25.00.
0.05% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $25 and up 0.05% $2,500 and upYour amount 0.09% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Monthly maintenance fee is $1.00, waived if a daily balance of $250 is maintained. Depositors under 19 or over 65 may qualify as exempt from certain service fees. No interest is accrued on any day that the balance is less than $10.00.
Offer: Monthly fee of $1.00 is waived with a minimum daily balance of $250. No interest accrued on days balance is below $10.00.
0.08% interest rate · $1 monthly fee · Effective Sep 30, 2026
Rate checked
More details - Martha’s Vineyard BankMoney MarketMoney Market · $2,500 min · 0.08%–0.11% by balance
Bank · 10 branches
0.08%APY$8 a year on $10,0000.08% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 0.08% $50,000 and up 0.11% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Requires in-office transactions and comes with a passbook for record keeping.
Offer: Minimum daily balance to earn APY is $10.00.
0.08% interest rate · No monthly fee · Effective May 8, 2026
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: No monthly service charge; no minimum balance requirement; eStatements are optional.
Offer: Minimum daily balance required to open accounts, earn interest and obtain APY is $25.00. Interest is compounded monthly and credited on the last business day of each month.
0.07% interest rate · Compounded monthly · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Tiered interest rates. No monthly service charge. Minimum opening balance is $25.
Offer: Interest is compounded monthly and credited on the last business day of each month.
Compounded monthly · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Preferred Savings Balance APY Up to $5,000 0.07% $5,000 – $15,000Your amount 0.07% $15,000 – $30,000 0.12% $30,000 – $45,000 0.15% $45,000 and up 0.17% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Offer: Minimum daily balance required to open accounts, earn interest and obtain APY is $25.00. Interest is compounded monthly and credited on the last business day of each month.
0.07% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–23
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches