Bank · FDIC insured
Martha’s Vineyard Bank Savings Rates
Martha’s Vineyard Bank’s best savings rate is 0.08% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Martha’s Vineyard Bank’s savings rates compare
Compared with banks and credit unions near Vineyard Haven, MA, where Martha’s Vineyard Bank has the most branches. $10,000, best rate first.
This bank’s best
Martha’s Vineyard Bank
0.08%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $8
Money Market
Top rate
Cape Cod 5
2.75%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $275
2nd-highest rate
Rockland Trust
0.30%APY
- Minimum
- $250
- Earns on $10,000 a year
- $30
Martha’s Vineyard Bank savings score
63
Savings score
Higher than 8% of U.S. banks and credit unions
- $1,000 balance$1,0000.08%
- $10,000 balance$10,0000.08%
- $100,000 balance$100,0000.11%
- QualifiedQualified0.08%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Martha’s Vineyard Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.08%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 0.08% | $8 |
| $50,000 and up | 0.11% | — |
Sources (2)
All captured Sep 18, 2026
Passbook Savings
0.08%APY
Requires in-office transactions and comes with a passbook for record keeping.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum daily balance to earn APY is $10.00.$10 and up | 0.08% | $8 | Minimum daily balance to earn APY is $10.00. |
Sources (2)
All captured Sep 18, 2026
School Savings
0.03%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMinimum daily balance to earn APY is $1.00.$1 and up | 0.03% | $3 | Minimum daily balance to earn APY is $1.00. |
Sources (1)
- mvbank.com/resources/rate-tabl…avings-checking-mm-rates · captured Sep 18, 2026
Statement Savings
0.03%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum daily balance to earn APY is $10.00.$10 and up | 0.03% | $3 | Minimum daily balance to earn APY is $10.00. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Money Market
0.04%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.01% | — |
| $2,500 – $25,000 | 0.04% | $4 |
| $25,000 – $50,000 | 0.08% | — |
| $50,000 – $100,000 | 0.20% | — |
| $100,000 and up | 0.30% | — |
Sources (1)
- mvbank.com/resources/rate-tabl…avings-checking-mm-rates · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.