Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 286–300 results in Massachusetts
- 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly maintenance service charge.
Offer: No monthly maintenance service charge. Fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY $10 and upYour amount 0.10% $50,000 and up 0.20% $250,000 and up 0.30% $500,000 and up 0.50% Rate checked
More details - Greater Springfield Credit UnionShare Savings AccountSavings · $25 min · 0.05%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires maintaining one share with a par value of $25.00 to maintain accounts and membership. No monthly maintenance fees.
Offer: Regular share tier.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $2,000 0.05% $2,000 – $20,000Your amountTier I. 0.10% $20,000 – $50,000Tier II. 0.15% $50,000 and upTier III. 0.20% Rate checked
More details - Bluestone BankMoney Market AccountMoney Market Account · $2,500 min · 0.05%–0.10% by balance
Bank · 11 branches
0.10%APY$10 a year on $10,000Requirements
Product: Restricted to residents of Massachusetts and Rhode Island (or Massachusetts, New Hampshire, and Rhode Island per deposit schedule). Variable rate subject to change. No monthly service charge when maintaining a minimum daily balance of $2,500.00; otherwise $10.00 per month. Limited check-writing; federal regulations may limit certain types of withdrawals.
Offer: Daily balances below $10.00 do not earn interest. Monthly fee waived with minimum daily balance of $2,500.00.
$10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - Mechanics Cooperative BankPersonal Money MarketPersonal Money Market · $500 min · 0.00%–4.05% by balance
Bank · 9 branches
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate account. Monthly service fee of $27 waived if $500 daily balance is maintained. Interest is paid on the full balance in the account at the corresponding tier rate. Six not-in-person transactions allowed per cycle.
0.00% interest rate · $27 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $100 0.00% $100 – $25,000Your amount 0.10% $25,000 – $100,000 1.00% $100,000 – $250,000 2.50% $250,000 – $1,000,000 3.00% $1,000,000 – $2,500,000 3.50% $2,500,000 and up 4.05% Rate checked
More details - Savers BankTiered Money Market AccountTiered Money Market Account · $2,500 min · 0.10%–0.35% by balance
Bank · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum deposit of $2,500 is required to open. Minimum balance to earn APY is $10.
0.10% interest rate · Effective Oct 30, 2024
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY Up to $50,000Your amount 0.10% $50,000 – $150,000 0.15% $150,000 – $500,000 0.20% $500,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum balance to earn APY is $10.00.
0.10% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly maintenance fee or service charge. Interest compounded continuously and credited monthly.
Offer: Variable interest rate. Minimum balance to earn APY is $10.00.
0.10% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded monthly. Minimum daily balance to earn interest is $1.00. Free monthly online or paper statements.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 8, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Free online statements ($3.00 fee for paper statements). Interest compounded monthly. Minimum daily balance of $1.00 to earn interest.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 8, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest is compounded daily and credited monthly. Up to 6 withdrawals per statement cycle allowed including electronic transfers or ACH withdrawals.
Offer: Minimum daily balance of $10 to obtain the disclosed APY.
0.10% interest rate · Compounded daily
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest is compounded daily and credited monthly. A minimum balance of $10 is required to avoid a $1 monthly maintenance fee. Up to 6 withdrawals per statement cycle allowed including electronic transfers or ACH withdrawals.
Offer: Minimum daily balance of $10 to obtain the disclosed APY. Minimum balance of $10 to avoid $1 monthly maintenance fee.
0.10% interest rate · Compounded daily · $1 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must complete payment of one share ($5.00 par value) in Savings Account as condition of admission to membership. Dividends accrue on daily balance, compound quarterly, credited quarterly. Rate may be adjusted quarterly. Up to 6 regulated withdrawal/transfer transactions per month.
Offer: Minimum balance to earn the stated APY is $10.00. Dividends compound quarterly.
0.10% interest rate · Effective Oct 6, 2026
Rate checked
More details - USALLIANCE FinancialMyLife Money MarketMyLife Money Market · 0.05%–0.60% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends paid out monthly.
Offer: Rate may change daily.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for MyLife Money Market Balance APY Up to $2,000 0.05% $2,000 – $10,000 0.07% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.25% $250,000 – $500,000 0.40% $500,000 – $1,000,000 0.50% $1,000,000 – $100,000,000 0.60% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rates may change daily. DD/DW term.
Offer: On the first $2,000. $1.00 required minimum balance. DD/DW term. Rate may change daily.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $2,000 0.05% Over $2,000Your amountAmounts > $2,000. $500 required minimum balance. 0.10% Rate checked
More details - Homefield Credit UnionPremier Money MarketPremier Money Market · $2,500 min · 0.10%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate account. Free of charge with a minimum balance requirement of $2,500. You can write up to 6 checks per month and initiate 6 electronic withdrawals per month, free of charge; unlimited deposits. Withdrawals exceeding stated limits are subject to additional charges. Interest rate/APY may change after opening.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $2,500 and upYour amount 0.10% $25,000 and up 0.15% $50,000 and up 0.20% $150,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches