Bank · FDIC insured
National Grand Bank Savings Rates
National Grand Bank’s best savings rate is 0.25% APY on $10,000, with its Money Market Deposit Account. Rates checked October 15, 2026.
How National Grand Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where National Grand Bank has the most branches. $10,000, best rate first.
This bank’s best
National Grand Bank
0.25%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $25
Money Market Deposit Account
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
National Grand Bank savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0001.15%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where National Grand Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Deposit Account
0.25%APY
$750 daily minimum balance required to avoid monthly maintenance fee of $3 plus $0.30 per item. If balance falls below $750, interest is paid at the NOW Checking rate. Up to 6 withdrawals/transfers per statement cycle allowed.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49,999Minimum daily balance of $1 to obtain disclosed APY. | 0.25% | $25 | Minimum daily balance of $1 to obtain disclosed APY. |
| $50,000 – $99,999Minimum daily balance of $1 to obtain disclosed APY. | 0.70% | — | Minimum daily balance of $1 to obtain disclosed APY. |
| $100,000 – $249,999Minimum daily balance of $1 to obtain disclosed APY. | 1.15% | — | Minimum daily balance of $1 to obtain disclosed APY. |
| $250,000 – $499,999Minimum daily balance of $1 to obtain disclosed APY. | 1.55% | — | Minimum daily balance of $1 to obtain disclosed APY. |
| $500,000 – $999,999Minimum daily balance of $1 to obtain disclosed APY. | 2.15% | — | Minimum daily balance of $1 to obtain disclosed APY. |
| $1,000,000 and upMinimum daily balance of $1 to obtain disclosed APY. | 2.50% | — | Minimum daily balance of $1 to obtain disclosed APY. |
Personal Savings – (18/65 Savings)
0.10%APY
Interest is compounded daily and credited monthly. Up to 6 withdrawals per statement cycle allowed including electronic transfers or ACH withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum daily balance of $10 to obtain the disclosed APY.$10 and up | 0.10% | $10 | Minimum daily balance of $10 to obtain the disclosed APY. |
Personal Savings – (Statement)
0.10%APY
Interest is compounded daily and credited monthly. A minimum balance of $10 is required to avoid a $1 monthly maintenance fee. Up to 6 withdrawals per statement cycle allowed including electronic transfers or ACH withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum daily balance of $10 to obtain the disclosed APY. Minimum balance of $10 to avoid $1 monthly maintenance fee.$10 and up | 0.10% | $10 | Minimum daily balance of $10 to obtain the disclosed APY. Minimum balance of $10 to avoid $1 monthly maintenance fee. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.