Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Massachusetts
- 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends are compounded monthly and paid monthly. Write up to three checks a month.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.10% $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.95% $50,000 – $74,999 2.20% $75,000 – $249,999 3.10% $250,000 and up 3.55% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Maintain an average daily balance of $2,500 to waive the $5.00 monthly service charge. Minimum balance to open is $1.00.
Offer: Maintain an average daily balance of $2,500 to waive the $5.00 monthly maintenance fee.
0.50% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 1.01% $50,000 and up 2.00% Rate checked
More details - Liberty Bay Credit UnionPremier Money MarketPremier Money Market · $5 min · 0.00%–1.00% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must open a Premier Checking Account to qualify. Variable rate account; rates can change after the account is opened. Dividends are compounded daily and payable monthly.
Offer: Must open a Premier Checking Account to qualify.
Qualified rate · 0.00% interest rate · Compounded daily · No monthly fee · Effective Jun 17, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5 and up 0.00% Up to $2,500 0.30% $2,500 – $100,000Your amount 0.50% $100,000 – $9,999,999 1.00% Rate checked
More details - Needham BankSuper Saver Money MarketSuper Saver Money Market · $250 min · 0.50%–3.50% by balance
Bank · 15 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Personal accounts only. Needham Bank personal checking account required. Available to new customers or existing customers who deposit $10,000 or more in new-to-Needham Bank funds. If qualifications are not met within 60 days of account opening, account may be converted to standard Money Market Account. No monthly maintenance fees. Minimum opening deposit $250.
Offer: Requires Needham Bank personal checking account and new customer status or $10,000+ new-to-bank funds.
Qualified rate · No monthly fee · Effective Jan 29, 2026
Rate by balance
Rate by balance for Super Saver Money Market Balance APY Up to $24,999Your amount 0.50% $25,000 – $49,999 2.00% $50,000 and up 3.50% Rate checked
More details - Cornerstone BankPremier Money MarketPremier Money Market · $1,000 min · 0.25%–2.75% by balance
Bank · 17 branches
0.50%APY$50 a year on $10,000Requirements
Product: For applicants under the age of 18, this account is available to be opened with a Parent or Guardian in a branch only.
Offer: Minimum balance to earn APY is $1,000.00.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY $1,000 – $10,000 0.25% $10,000 – $50,000Your amount 0.50% $50,000 – $150,000 1.25% $150,000 – $350,000 1.50% $350,000 – $500,000 2.50% $500,000 and up 2.75% Rate checked
More details - Salem Five BankClassic Five Money MarketClassic Five Money Market · $10 min · 0.10%–2.40% by balance
Bank · 33 branches
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance fee waived for the first month for new account openings, or if balance is at least $500, or if enrolled in Debit Card Round Up Program with at least one Debit Card Round Up credit post per monthly cycle. Offer available for funds not currently on deposit. Maximum deposit limit $1,000,000 per account and one account per customer. Personal accounts only. Variable rates.
0.10% interest rate
Rate by balance
Rate by balance for Classic Five Money Market Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.00% $50,000 – $75,000 2.40% $75,000 – $100,000 2.40% $100,000 and up 2.40% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Account is free with no monthly maintenance fees. Limit 1 checking and 1 savings per SSN.
Offer: Qualifying rate when linked Kasasa Cash or Kasasa Cash Back qualifications are met (at least 12 debit card purchases of $3+ each, at least 1 ACH deposit, and enrolled in eStatements during monthly qualification cycle).
Qualified rate · 0.50% interest rate · Balance cap $55,000 · No monthly fee · Effective Sep 16, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $25 minimum share balance required. Inactive accounts are charged $5.00 per month. Fees could reduce earnings.
Offer: $25 minimum share balance required. Inactive accounts charged $5.00 per month.
Effective May 1, 2026
Rate checked
More details - Institution for SavingsTitanium SavingsSavings · $10,000 min · 0.25%–0.50% by balance
Bank · 13 branches
0.50%APY$50 a year on $10,000Requirements
Product: Avoid the $10 monthly service charge when you maintain a $10,000 minimum balance.
Offer: Applies to balances less than $10,000. Monthly service charge waived with $10,000 minimum balance.
0.25% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Titanium Savings Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - MyCom Federal Credit UnionMoney Market SharesMoney Market Shares · $2,500 min · 0.49%–0.99% by balance
Credit union · 1 branch
0.49%APY$49 a year on $10,000Requirements
Product: Three-tier money market savings program where higher balances earn higher returns. Restrictions may apply. All rates are subject to change.
Offer: Level I tier ($2,500 – $25,000). Restrictions may apply. All rates are subject to change.
0.49% interest rate · Effective Aug 21, 2026
Rate by balance
Rate by balance for Money Market Shares Balance APY $2,500 – $25,000Your amount 0.49% $25,001 – $75,000 0.79% $75,001 and up 0.99% Rate checked
More details - Bank of EastonAdvantage Money Market AccountAdvantage Money Market Account · $10,000 min · 0.10%–3.09% by balance
Bank · 2 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Available to new money only. Must also have an Advantage Checking Account. Minimum balance to open account is $10,000. Minimum Daily Balance required to earn Annual Percentage Yield (APY).
Offer: Available to new money only. Must also have an Advantage Checking Account. Minimum Daily Balance required to earn Annual Percentage Yield (APY).
Qualified rate · 0.10% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Advantage Money Market Account Balance APY $25 and up 0.10% $10,000 and upYour amount 0.45% $25,000 and up 0.70% $50,000 – $250,000 2.99% $250,000 and up 3.09% Rate checked
More details - Greylock Federal Credit UnionAdvantage Money MarketAdvantage Money Market · $15 min · 0.25%–0.95% by balance
Credit union · 11 branches
0.45%APY$45 a year on $10,000Requirements
Product: Available to all members. Tiered rate account where specified dividend rate for a tier applies to the portion of the account balance within that tier. Dividends calculated daily and credited monthly.
Offer: Minimum balance to earn APY is $15.00.
0.25% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.45% $25,000 – $50,000 0.75% $50,000 – $100,000 0.95% $100,000 – $200,000 0.95% $200,000 and up 0.95% Rate checked
More details - Franklin First Federal Credit UnionMoney Market AccountsMoney Market Accounts · $15 min · 0.25%–0.95% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Variable rate account. Dividends are calculated using the average daily balance method, posted, and compounded monthly. Rates may change at any time.
0.25% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.45% $25,000 – $50,000 0.75% $50,000 – $100,000 0.95% $100,000 and up 0.95% Rate checked
More details - Winter Hill BankPrestige Money Market Deposit AccountPrestige Money Market Deposit Account · $10 min · 0.40%–0.55% by balance
Bank · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: 1 Federal Regulations permit up to 6 transfers or withdrawals by means of a preauthorized, automatic, or telephone transfer to another account of yours or to a third party by check, debit card or similar order to a third party during any statement cycle. A $10.00 fee will apply for each transaction in excess of 6. The minimum check withdrawal amount is $250.00.
0.40% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Prestige Money Market Deposit Account Balance APY Up to $25,000Your amount 0.40% $25,000 – $100,000 0.40% $100,000 – $250,000 0.55% $250,000 – $500,000 0.55% $500,000 – $3,000,000 0.55% $3,000,000 and up 0.40% Rate checked
More details - 0.40%APY$40 a year on $10,000with conditions
Requirements
Product: Vibe Checking Account required. Required to receive eStatements. Enrolling in GCB Online Banking is required for this account to access your electronic statement. If you receive a paper statement mailed to you each statement cycle instead an eStatement; there will be a fee of $5.00 for each statement mailed (If you receive separate Vibe checking and Vibe savings statements, there will be a $5.00 fee for each). $10 minimum balance required to earn interest.
Offer: Requires linked Vibe Checking account and eStatements via GCB Online Banking ($5.00 fee per paper statement mailed). $10 minimum balance required to earn interest.
Qualified rate · 0.40% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches