Credit union · NCUA insured
MyCom Federal Credit Union
A $27.4M credit union headquartered in Pittsfield, MA, with 2,719 members and 1 branch in Massachusetts. Best rates: CDs 3.39% and savings 0.49% APY.
MyCom Federal Credit Union Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#4 of 6 in Pittsfield, MA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About MyCom Federal Credit Union
MyCom Federal Credit Union is a member-owned, not-for-profit financial cooperative operating since 1955.
The credit union is headquartered in Pittsfield, Massachusetts.
- Headquarters
- 101 Fenn St, Pittsfield, MA 01201
- NCUA charter
- 10065
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live in Berkshire County are eligible to join.
- Persons who work (or regularly conduct business in), worship, attend school, or volunteer for an organization in Berkshire County are eligible to join.
Family and household
- Persons with an eligible immediate family member (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, or adoptive relationship) or household member are eligible to join.
Branches
1 branch in Massachusetts
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Massachusetts
1 branch
- MyCom Federal Credit UnionMain office101 Fenn St, Pittsfield, MA 01201Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.87% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.33% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.06% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $37 | $59 | — |
- CapitalNet worth ratio12.87%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.33%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.06%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$37Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of MyCom Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.