Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Kentucky
- Park Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.45%–1.10% by balance
Credit union · 13 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: $10.00 monthly maintenance fee waived with active Park Perks or by maintaining a $1,000 minimum balance. 6 free withdrawals per month with $250 minimum withdrawal. $10.00 fee per occurrence for withdrawals under $250 or excess withdrawals beyond 6 per calendar month. Park Perks rates require enrollment in Park Perks (requires Thryve Checking account, debit card, and enrollment in Savings Jar with a minimum of one round up within the current statement cycle).
Offer: Standard rate without Park Perks. Monthly maintenance fee of $10 waived with active Park Perks or by maintaining a $1,000 minimum balance.
Qualified rate · 0.45% interest rate · $10 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $50,000Your amount 0.45% $50,000 – $150,000 1.00% $150,000 – $250,000 1.00% $250,000 and up 1.10% Rate checked
More details - Delta Community Credit UnionPersonal Money Market AccountPersonal Money Market Account · $1,000 min · 0.30%–2.15% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: $5.00 opening and minimum balance required. Minimum balance to earn dividends is $1,000.00. No monthly fee. Free ATM card. No early withdrawal penalty.
Offer: Minimum balance to earn dividends is $1,000.00. No monthly fees.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,000 – $10,000 0.30% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.40% $50,000 – $100,000 0.70% $100,000 – $250,000 0.85% $250,000 – $500,000 1.00% $500,000 – $1,000,000 1.35% $1,000,000 and up 2.15% Rate checked
More details - Bank of HindmanMoney Market AccountsMoney Market Accounts · $2,500 min · 0.25%–0.35% by balance
Bank · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500.00. Monthly service charge fee of $6.00 imposed if the balance falls below $1,000.00 at any point during the statement cycle. Transfers limited to six per statement cycle/calendar month.
Offer: Must maintain a minimum balance of $1,000.00 each day to obtain APY. Service fee of $6.00 if balance falls below $1,000.00.
0.25% interest rate · $6 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $1,000 – $2,500 0.25% $2,500 and upYour amount 0.35% Rate checked
More details - Blue Grass FederalSelect Money MarketSelect Money Market · $10,000 min · 0.35%–0.80% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: $10 monthly fee is waived if daily balance or average daily balance is at least $10,000.
0.35% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Select Money Market Balance APY Up to $24,999Your amount 0.35% $25,000 – $99,999 0.60% $100,000 – $249,999 0.70% $250,000 – $999,999 0.80% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Must maintain a $5.00 minimum balance at all times. Dividends paid quarterly on balances of $10.00 or more. No monthly fees.
Offer: Dividends paid quarterly on balances of $10.00 or more. $5.00 minimum balance must be maintained.
0.35% interest rate · No monthly fee · Effective Aug 1, 2026
Rate checked
More details - First Community Bank of the HeartlandIndividual Money MarketIndividual Money Market · $500 min · 0.00%–3.71% by balance
Bank · 5 branches
0.33%APY$33 a year on $10,000Requirements
Product: $6 monthly fee if minimum balance falls below $1,500. Variable rates subject to change daily.
Offer: $6 monthly fee if minimum balance falls below $1,500.
$6 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Individual Money Market Balance APY Up to $1,500 0.00% $1,500 – $25,000Your amount 0.33% $25,000 – $50,000 0.61% $50,000 – $100,000 1.21% $100,000 – $300,000 3.01% $300,000 – $500,000 3.11% $500,000 – $1,000,000 3.41% $1,000,000 and up 3.71% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Transfers to another account or third parties by preauthorized, automatic, electronic, and telephone transfer are limited to 6 per calendar month. Withdrawals at ATM or in person are unlimited. Interest is compounded quarterly and calculated using the daily balance method.
0.30% interest rate · Compounded quarterly · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - CommunityAmerica Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–0.60% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 – $500,000 0.55% $500,000 and up 0.60% Rate checked
More details - CommunityAmerica Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–3.45% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $20 monthly fee if balance falls below $25,000 at any time.
0.25% interest rate · Compounded daily · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 3.20% $50,000 – $100,000 3.25% $100,000 – $150,000 3.30% $150,000 – $250,000 3.35% $250,000 – $500,000 3.40% $500,000 and up 3.45% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Opening balance minimum $1,000.
Offer: Tier 1: $0–$9,999.99 balance.
0.20% interest rate · Effective Jan 3, 2024
Rate by balance
Rate by balance for Personal Investment Balance APY Up to $10,000 0.20% $10,000 – $250,000Your amount 0.30% $250,000 and up 2.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Effective Oct 1, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - WBH Federal Credit UnionRegular and Special Shares AccountSavings · $25 min · 0.10%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000intro rateRequirements
Product: All members must have a regular savings account and maintain a minimum balance of $5.00 to remain a member. $25.00 opening balance required. Variable rate that may change without notice after opening. Fees may reduce earnings.
Offer: Variable rate; fees may reduce earnings.
Promotional rate · 0.10% interest rate · Effective Jan 1, 2023
Rate by balance
Rate by balance for Regular and Special Shares Account Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.20% $10,000 – $20,000Your amount 0.30% $20,000 and up 0.40% Rate checked
More details - Audubon Federal Credit UnionMoney MarketMoney Market · $10,000 min · 0.30%–0.45% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Rates subject to change monthly. One free withdrawal per month allowed, $10.00 for each additional withdrawal.
Offer: Minimum balance required to earn stated APY: $10,000.00.
0.30% interest rate · Effective Jul 1, 2022
Rate by balance
Rate by balance for Money Market Balance APY $10,000 – $24,999Your amount 0.30% $25,000 – $49,999 0.35% $50,000 – $74,999 0.40% $75,000 and up 0.45% Rate checked
More details - First Federal Savings BankNext Generation SavingsSavings · $100 min · 0.00%–0.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Zero monthly service charges with a daily balance of $100 or more; $5 monthly fee applies if daily balance falls below $100. Free online and mobile access, free eStatements, free notary service, unlimited account transfers to any First Federal Savings Bank/Home Building Savings Bank account.
Offer: Monthly fee waived with daily balance of $100 or more.
$5 monthly fee
Rate by balance
Rate by balance for Next Generation Savings Balance APY Up to $99 0.00% $100 – $2,499 0.10% $2,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.30% $25,000 – $99,999 0.30% $100,000 – $249,999 0.40% $250,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kentucky
269 accounts at 108 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Kentucky
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 18 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Members Heritage CUCredit union · 5 branches