Bank · FDIC insured
The Murray Bank Savings Rates
The Murray Bank’s best savings rate is 0.45% APY on $10,000, with its E-Savings. Rates checked October 22, 2026.
How The Murray Bank’s savings rates compare
Compared with banks and credit unions near Murray, KY, where The Murray Bank has the most branches. $10,000, best rate first.
This bank’s best
The Murray Bank
0.45%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $45
E-Savings
Top rate
FNB Bank
3.42%APY
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000 a year
- $342
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
The Murray Bank savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.45%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Murray Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
E-Savings
0.45%APY
Six withdrawals per month ($1 fee per additional withdrawal). Free E-Statements. $5 fee for each bank personnel assisted withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $20,000 | 0.45% | $45 |
| $20,000 – $100,000 | 0.75% | — |
| $100,000 – $250,000 | 1.50% | — |
| $250,000 and up | 2.00% | — |
Sources (2)
All captured Oct 5, 2026
Personal Investment
0.30%APY
Opening balance minimum $1,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Tier 1: $0–$9,999.99 balance. | 0.20% | — | Tier 1: $0–$9,999.99 balance. |
| $10,000 – $250,000Tier 2: $10,000–$24,999.99 balance. | 0.30% | $30 | Tier 2: $10,000–$24,999.99 balance. |
| $25,000 – $50,000Tier 3: $25,000–$49,999.99 balance. | 0.50% | — | Tier 3: $25,000–$49,999.99 balance. |
| $50,000 – $100,000Tier 4: $50,000–$99,999.99 balance. | 0.75% | — | Tier 4: $50,000–$99,999.99 balance. |
| $100,000 – $250,000Tier 5: $100,000–$249,999.99 balance. | 1.25% | — | Tier 5: $100,000–$249,999.99 balance. |
| $250,000 and upTier 6: $250,000 and Over balance. | 2.00% | — | Tier 6: $250,000 and Over balance. |
Sources (1)
- themurraybank.com/personal/deposit-rates · captured Oct 5, 2026
Statement Savings
0.20%APY
No service charges on active accounts. Six withdrawals per month ($1 fee per additional withdrawal). Interest paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Kids and Kash Club
1.00%APY
Youth savings program designed for kids age 12 and under. Kids earn stamps for deposits of $25, volunteering, and good report cards, redeemable for prizes.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.