Credit union · NCUA insured
WBH Federal Credit Union Savings Rates
WBH Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Regular and Special Shares Account. Rates checked October 22, 2026.
How WBH Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Paducah, KY-IL, where WBH Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
WBH Federal Credit Union
0.30%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $30
Regular and Special Shares Account
Top rate
FNB Bank
3.42%APY
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000 a year
- $342
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
WBH Federal Credit Union savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where WBH Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular and Special Shares Account
0.30%APY
All members must have a regular savings account and maintain a minimum balance of $5.00 to remain a member. $25.00 opening balance required. Variable rate that may change without notice after opening. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Variable rate; fees may reduce earnings. | 0.10% | — | Variable rate; fees may reduce earnings. |
| $5,000 – $10,000Variable rate; fees may reduce earnings. | 0.20% | — | Variable rate; fees may reduce earnings. |
| $10,000 – $20,000Variable rate; fees may reduce earnings. | 0.30% | $30 | Variable rate; fees may reduce earnings. |
| $20,000 and upVariable rate; fees may reduce earnings. | 0.40% | — | Variable rate; fees may reduce earnings. |
Special-purpose accounts
IRA Shares Accounts
0.50%APY
Available as Traditional, Roth, or Coverdell IRA. Variable rate that may change without notice after opening. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate; fees may reduce earnings.Any balance | 0.50% | $50 | Variable rate; fees may reduce earnings. |
Christmas Club Account
0.15%APY
Dividends paid quarterly. Variable rate that may change without notice after opening. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly; variable rate; fees may reduce earnings.Any balance | 0.15% | $15 | Dividends paid quarterly; variable rate; fees may reduce earnings. |
Vacation Club Account
0.15%APY
Dividends paid quarterly. Variable rate that may change without notice after opening. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid quarterly; variable rate; fees may reduce earnings.Any balance | 0.15% | $15 | Dividends paid quarterly; variable rate; fees may reduce earnings. |
Who can join WBH Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.