Credit union · NCUA insured
Audubon Federal Credit Union Savings Rates
Audubon Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Audubon Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Owensboro, KY, where Audubon Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Audubon Federal Credit Union
0.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $30
Money Market
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Liberty FCU
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Audubon Federal Credit Union savings score
73
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.45%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Audubon Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.30%APY
Rates subject to change monthly. One free withdrawal per month allowed, $10.00 for each additional withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 – $24,999Minimum balance required to earn stated APY: $10,000.00. | 0.30% | $30 | Minimum balance required to earn stated APY: $10,000.00. |
| $25,000 – $49,999Minimum balance required to earn stated APY: $25,000.00. | 0.35% | — | Minimum balance required to earn stated APY: $25,000.00. |
| $50,000 – $74,999Minimum balance required to earn stated APY: $50,000.00. | 0.40% | — | Minimum balance required to earn stated APY: $50,000.00. |
| $75,000 and upMinimum balance required to earn stated APY: $75,000.00. | 0.45% | — | Minimum balance required to earn stated APY: $75,000.00. |
Sources (1)
- audubonfcu.net/rates · captured Sep 19, 2026
Accumulation
0.25%APY
Two withdrawals per month allowed, $10.00 for each additional withdrawal. Rates subject to change monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $4,999 | 0.15% | — |
| $5,000 – $9,999 | 0.20% | — |
| $10,000 – $24,999 | 0.25% | $25 |
| $25,000 and up | 0.30% | — |
Regular Shares
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.20% | $20 |
Special-purpose accounts
Youth Savings
3.50%APY
Available for youth ages 0 through 17.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $2,500For youth age 0 through 17. Rate applies once balance reaches $500 up to $2,500.$500 – $2,500 | 3.50% | — | For youth age 0 through 17. Rate applies once balance reaches $500 up to $2,500. |
IRA Traditional
0.45%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.45% | $45 |
Christmas Club
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Who can join Audubon Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Neighbors in Hancock, McLean, and Ohio Counties in Kentucky are eligible for membership.
- Anyone who lives, works, or attends school or church in Daviess County, Kentucky is eligible for membership.
Family and household
- Anyone who has family who are already members is eligible to join AFCU.
- Anyone living in the same household or directly related to a member is eligible for membership.
Cost to join
- A savings account requires a minimum opening deposit of $5.00.
Membership information collected October 4, 2026.