Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 331–345 results in Illinois
- First National Bank in PinckneyvilleMoney Market AccountMoney Market Account · $1,000 min · 0.20%–0.40% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: APYs apply to average daily account balances of greater than or equal to $1.00. Rates are variable and may change at any time. Minimum deposit required to open the account is $1,000.00. There is a $10.00 monthly maintenance fee for balances below $1,000.00.
Offer: APY applies to average daily account balance of $1.00 or more. Rates are variable and may change at any time. $10.00 monthly fee for balance below $1,000.00.
0.20% interest rate · $10 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.20% $2,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.30% $25,000 – $100,000 0.40% $100,000 – $1,000,000,000 0.40% Rate checked
More details - Spring Valley BankMoney Market CheckingMoney Market Checking · $2,500 min · 0.00%–0.30% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Tiered interest rates based on a daily balance. Transaction limitations apply.
Offer: Rate may change after account is opened. Fees may reduce earnings. Compounding: Monthly.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,500 0.00% $2,500 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: No quarterly service fee with $100 minimum daily balance; otherwise $6.00 quarterly fee. 6 debits per quarter included; $3.00 service fee for each debit greater than 6 in a quarter. Interest paid quarterly.
Offer: $100 minimum daily balance to earn interest.
0.30% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $250 minimum deposit to open. No monthly service charge if balance remains at or above $250 ($5 monthly fee if balance falls below $250 anytime during the month). Limited to 8 transfers/withdrawals per statement cycle ($10 excess activity fee per transaction over 8). Overdraft Transfer Sweep automatically transfers money from Itasca Savings to checking in $100 increments with no transfer fee.
Offer: $5 monthly fee if balance falls below $250 anytime during the month; waived if balance remains at or above $250. 8 transfers/withdrawals included per cycle.
0.30% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 178 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Dupaco Community Credit UnionInvestor's Choice Money MarketInvestor's Choice Money Market · $2,500 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Available to individual and small business member accounts only. NOT available to investment companies and financial institutions. Maximum deposit limits may apply. Check-writing is not available. Minimum withdrawal $250. No penalties for withdrawals made in-branch.
Offer: Min. to Earn $0.01.
0.20% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for Investor's Choice Money Market Balance APY Up to $2,500 0.20% $2,500 – $10,000to Earn $2,500.00. 0.25% $10,000 – $25,000Your amountto Earn $10,000.00. 0.30% $25,000 – $100,000to Earn $25,000.00. 0.35% $100,000 and upto Earn $100,000.00. 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000with conditions
Requirements
Product: No minimum balance to earn dividends. No monthly service fee. Membership eligibility required. Qualification cycle is one calendar month. Higher rate requires bundled Verve Essential Checking with monthly ACH direct deposits totaling at least $250, valid email address, and enrollment in eStatements.
Offer: Qualifications met: Bundled Verve Essential Checking with monthly ACH direct deposits totaling at least $250, valid email address, and enrollment in eStatements. Dividends compounded and paid monthly.
Qualified rate · 0.30% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - Landmark Credit UnionMoney Market AccountMoney Market Account · $25 min · 0.20%–0.30% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: 3-tier account. Interest is paid quarterly and a balance of over $10,000 receives the highest rate. Checks can be ordered upon request. Money market checks can only be written for $500.00 or more.
0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $4,999 0.20% $5,000 – $9,999 0.25% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Earns interest regardless of balance; interest compounded quarterly; no annual fee; monthly service fee waived if balance is greater than $100; APY may change after account opening.
Offer: Earns interest regardless of balance; monthly service fee of $5 is waived if balance is greater than $100; APY may change after account opening.
Compounded quarterly · $5 monthly fee
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Quarterly statement. 6 withdrawals per month; $2.00 fee for each debit transaction in excess of limit. $5.00 fee if balance falls below $100 minimum in statement cycle.
Offer: Interest compounded and paid quarterly. $5.00 fee if balance falls below $100 minimum balance requirement in the statement cycle.
0.30% interest rate · $5 monthly fee
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Membership Share dividends are declared monthly by the Board of Directors.
0.30% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Membership Share dividends are declared monthly by the Board of Directors.
0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Premier Now Balance APY Up to $1,000 0.00% $1,000 – $2,000 0.20% $2,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 and up 0.35% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Tiered variable interest rate compounded and credited monthly using the daily balance method. When daily balance is within a specified tier range, the rate is earned on the entire account balance. Minimum balance of $0.01 or greater required to earn interest. Monthly fee of $15 waived if minimum daily balance of $5,000 is maintained each day of the cycle. Minimum withdrawal or transfer amount is $500.
Offer: Tier applies to balances of $0.01 to $24,999.99 (less than $25,000). Stated APY earned on entire balance. $15 monthly service charge if balance falls below $5,000 on any day of the cycle. Minimum withdrawal/transfer is $500.
0.30% interest rate · $15 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Prime Savings Balance APY Up to $25,000Your amount 0.30% $25,000 and up$15 monthly service charge waived since balance meets the $5,000 minimum daily balance requirement. 1.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: $1.00 charge if balance falls below $100.00. Minimum daily balance of $100.00 to earn disclosed APY.
0.30% interest rate · Effective May 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
784 accounts at 327 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.98%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch