Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 226–240 results in Illinois
- Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $5,000 min · 0.45%–3.00% by balance
Credit union · 4 branches
0.55%APY$55 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.45% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY $5,000 – $10,000 0.45% $10,000 – $20,000Your amount 0.55% $20,000 – $50,000 1.40% $50,000 – $75,000 1.45% $75,000 – $100,000 1.50% $100,000 – $250,000 2.40% $250,000 – $500,000 2.90% $500,000 and up 3.00% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Monthly balance fee of $2.00 imposed if balance falls below $500.00 any day of the month.
Offer: Monthly fee of $2.00 imposed if balance falls below $500.00 any day of the month.
0.55% interest rate · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - First National Bank of LaconMoney Market Deposit AccountsMoney Market Deposit Accounts · $10 min · 0.35%–0.55% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Withdrawals limited to 6 per statement cycle. Interest will compound and be paid to the account monthly. Fees could reduce earnings.
Offer: Earned when average ledger balance falls below $2500.00 during a statement cycle.
0.35% interest rate
Rate by balance
Rate by balance for Money Market Deposit Accounts Balance APY Up to $2,500 0.35% $2,500 and upYour amount 0.55% Rate checked
More details - Hoyne Savings BankMoney Market Deposit AccountMoney Market Deposit Account · $1,000 min · 0.50%–1.00% by balance
Bank · 7 branches
0.55%APY$55 a year on $10,000Requirements
Product: Tiered variable-rate account. New deposit customers restricted to in person visits to one of our locations. Preauthorized or automatic transfers, third-party checks or withdrawals are limited to 6 per statement cycle. Minimum daily balance of $1,000.00 required to avoid a $10.00 monthly service charge.
Offer: Minimum daily balance of $1,000.00 to avoid $10.00 monthly service charge.
0.50% interest rate · $10 monthly fee · Effective Feb 10, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Over $0 0.50% $10,000 and upYour amount 0.55% $25,000 and up 0.77% $50,000 and up 0.94% $100,000 and up 1.00% Rate checked
More details - Camp Grove State BankMoney Market SavingsMoney Market Savings · $5,000 min · 0.54%–3.00% by balance
Bank · 1 branch
0.54%APY$54 a year on $10,000Requirements
Product: Variable-rate account; rate may change after account opening. Fees could reduce earnings. Limited transactions allowed per statement period. No monthly or annual fees with a minimum daily balance of $5,000.
Offer: Variable-rate tier. Fees could reduce earnings. No monthly or annual fees with minimum daily balance of $5,000.
0.54% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $5,000 0.54% $5,000 – $25,000Your amount 0.54% $25,000 – $50,000 1.54% $50,000 – $100,000 1.54% $100,000 and up 3.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest is compounded and credited quarterly. Minimum daily balance of $50 required to avoid a $5 monthly service charge. Limit of 6 withdrawals per month; excess withdrawals are $3 each. Closing fees may apply if closed within 7 months.
Offer: Applies to balances below $500. Monthly fee waived if minimum daily balance of $50 is maintained.
0.35% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for FCB Savings Account Balance APY Up to $500 0.35% $500 and upYour amount 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $100.00 minimum balance to avoid a $10.00 quarterly fee/service charge. Compounded and credited quarterly. Includes 15 free withdrawals per quarter; $1 service charge for each additional withdrawal. Must come in to bank to complete account opening process.
Offer: $100.00 minimum balance required to open and obtain interest; $10.00 quarterly service charge if balance falls below $100.00. Interest compounded quarterly. 15 free withdrawals per quarter, $1 for each additional withdrawal.
0.50% interest rate · Compounded quarterly · Effective Oct 16, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must have Rewards Checking or Rewards Cash Back account to be eligible. Tiered interest rates applied based on meeting monthly qualifications in Rewards Checking or Rewards Cash Back. Minimum deposit to open account is $100.00. No minimum balance to earn rewards or maintain account ($100.00 balance avoids $10.00 monthly service charge). Includes 15 free w/d per quarter, $1 service charge for each additional w/d. Interest compounded monthly.
Offer: Base rate if qualification in Rewards Checking or Rewards Cash Back checking account is not met. $100.00 minimum balance to avoid a $10.00 monthly service charge. Interest compounded monthly. 15 free withdrawals per quarter, $1 for each additional.
Qualified rate · Compounded monthly · $10 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
0.50% interest rate
Rate checked
More details - 0.50%APY$50 a year on $10,000
0.50% interest rate · No monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: Earn competitive interest paid quarterly. $5 quarterly service fee avoided by maintaining a $200 minimum daily balance. $50 minimum deposit to open waived for account holders under age 18.
0.50% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest is paid quarterly. A $2.00 per month service fee applies if the average daily balance falls below $200. Account is limited to six (6) transfers per four-week/monthly period.
Offer: Monthly fee of $2.00 waived if average daily balance remains at or above $200.
0.50% interest rate · $2 monthly fee
Rate checked
More details - Farmers State Bank of Western IllinoisMONEY MARKETMONEY MARKET · $1,000 min · 0.50%–1.16% by balance
Bank · 6 branches
0.50%APY$50 a year on $10,000Requirements
Offer: Interest rate is paid on the entire daily balance in your account.
0.50% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for MONEY MARKET Balance APY Up to $24,999Your amount 0.50% $25,000 – $99,999 0.75% $100,000 and up 1.16% Rate checked
More details - The First National Bank in TremontMoney Market AccountMoney Market Account · $5,000 min · 0.50%–0.96% by balance
Bank · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Account is available for personal and business use. Interest rates are variable and may change after the account is opened. APY depends on applicable tier. Interest is compounded and added monthly.
Offer: Tier I balance tier. Rate valid for applicable balance range.
0.50% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $20,000Your amount 0.50% $20,000 – $50,000Tier II balance tier. 0.50% $50,000 – $100,000Tier III balance tier. 0.55% $100,000 – $250,000Tier IV balance tier. 0.96% $250,000 and upTier V balance tier. 0.96% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered account: if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier apply to the entire balance in the account. Requires $5 Membership Share account. No monthly fees.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elite Savings Balance APY Up to $99 0.50% $100 – $9,999 0.50% $10,000 – $14,999Your amount 0.50% $15,000 – $24,999 0.50% $25,000 – $99,999 0.50% $100,000 – $249,999 3.50% $250,000 – $999,999 3.75% $1,000,000 and up 4.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
784 accounts at 327 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.98%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch