Bank · FDIC insured
Farmers State Bank of Western Illinois Savings Rates
Farmers State Bank of Western Illinois’s best savings rate is 0.50% APY on $10,000, with its MONEY MARKET. Rates checked October 16, 2026.
How Farmers State Bank of Western Illinois’s savings rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Farmers State Bank of Western Illinois has the most branches. $10,000, best rate first.
This bank’s best
Farmers State Bank of Western Illinois
0.50%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $50
MONEY MARKET
Top rate
Central Bank Illinois
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
Vibrant Credit Union
3.38%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $338
Farmers State Bank of Western Illinois savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.16%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers State Bank of Western Illinois ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
MONEY MARKET
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Interest rate is paid on the entire daily balance in your account. | 0.50% | $50 | Interest rate is paid on the entire daily balance in your account. |
| $25,000 – $99,999Interest rate is paid on the entire daily balance in your account. | 0.75% | — | Interest rate is paid on the entire daily balance in your account. |
| $100,000 and upInterest rate is paid on the entire daily balance in your account. | 1.16% | — | Interest rate is paid on the entire daily balance in your account. |
Sources (1)
- fsbwil.com/rates · captured Oct 16, 2026
Classic Savings
0.25%APY
An account for traditional savings needs. Non-profits and public funds have no monthly fees. Six withdrawals per month, $1 per additional withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upMonthly fee waived with minimum daily balance of $300; $3 fee if balance not met. Minimum daily balance of $300 to obtain APY.$300 and up | 0.25% | $25 | Monthly fee waived with minimum daily balance of $300; $3 fee if balance not met. Minimum daily balance of $300 to obtain APY. |
Combo Savings
0.25%APY
A combination savings and checking account with same ownership. Non-profits and public funds have no monthly fees. Six withdrawals per statement cycle, $1 per additional withdrawal. Access savings through ATM.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMonthly fee waived with minimum daily balance of $100; $3 fee if balance not met. Minimum daily balance of $100 to obtain APY.$100 and up | 0.25% | $25 | Monthly fee waived with minimum daily balance of $100; $3 fee if balance not met. Minimum daily balance of $100 to obtain APY. |
Special-purpose accounts
Christmas Club w/ Auto Payments
0.30%APY
Requires automatic payments. Balance is disbursed on or about November 1. Open between November 1 and February 1. Choice of $5, $10, or $20.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRequires auto payments. Opening deposit choice of $5, $10, or $20. Minimum daily balance of $5.00 to obtain APY.$5 and up | 0.30% | $30 | Requires auto payments. Opening deposit choice of $5, $10, or $20. Minimum daily balance of $5.00 to obtain APY. |
Christmas Club
0.25%APY
A weekly savings program for holiday giving. Balance is disbursed on or about November 1. Open between November 1 and February 1. Choice of $5, $10, or $20. Automatic deposit transfer is available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upOpening deposit choice of $5, $10, or $20. Minimum daily balance of $5.00 to obtain APY.$5 and up | 0.25% | $25 | Opening deposit choice of $5, $10, or $20. Minimum daily balance of $5.00 to obtain APY. |
IRA Savings
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum daily balance of $25.00 to obtain APY.$25 and up | 0.25% | $25 | Minimum daily balance of $25.00 to obtain APY. |
Sources (1)
- fsbwil.com/rates · captured Oct 16, 2026
Penny Savers
0.25%APY
An account for children ages 0-18. Four withdrawals per month, $1 per additional withrawal. Free Penny the Pig coin bank and free gifts/promotions for members.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum daily balance of $10.00 to obtain APY.$10 and up | 0.25% | $25 | Minimum daily balance of $10.00 to obtain APY. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.