Bank · FDIC insured
The First National Bank in Tremont Savings Rates
The First National Bank in Tremont’s best savings rate is 0.50% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How The First National Bank in Tremont’s savings rates compare
Compared with banks and credit unions near Peoria, IL, where The First National Bank in Tremont has the most branches. $10,000, best rate first.
This bank’s best
The First National Bank in Tremont
0.50%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $50
Money Market Account
Top rate
INB
3.45%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $345
2nd-highest rate
CEFCU
2.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $240
The First National Bank in Tremont savings score
77
Savings score
Higher than 44% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.96%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The First National Bank in Tremont ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.50%APY
Account is available for personal and business use. Interest rates are variable and may change after the account is opened. APY depends on applicable tier. Interest is compounded and added monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $20,000Tier I balance tier. Rate valid for applicable balance range. | 0.50% | $50 | Tier I balance tier. Rate valid for applicable balance range. |
| $20,000 – $50,000Tier II balance tier. Rate valid for applicable balance range. | 0.50% | — | Tier II balance tier. Rate valid for applicable balance range. |
| $50,000 – $100,000Tier III balance tier. Rate valid for applicable balance range. | 0.55% | — | Tier III balance tier. Rate valid for applicable balance range. |
| $100,000 – $250,000Tier IV balance tier. Rate valid for applicable balance range. | 0.96% | — | Tier IV balance tier. Rate valid for applicable balance range. |
| $250,000 and upTier V balance tier. Rate valid for applicable balance range. | 0.96% | — | Tier V balance tier. Rate valid for applicable balance range. |
Sources (2)
All captured Oct 16, 2026
Basic Savings
0.05%APY
Quarterly maintenance fee of $5.00 is waived for customers under 25 years of age, over 62 years of age, not-for-profit organizations, or if the account maintains an average balance of $100.00 per statement cycle. ATM withdrawals are free at Shazam Privileged Status Network ATMs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDaily balance method is used to calculate interest. Interest is compounded and added to the account quarterly. Variable interest rates may change after account opening.$25 and up | 0.05% | $5 | Daily balance method is used to calculate interest. Interest is compounded and added to the account quarterly. Variable interest rates may change after account opening. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Savings
4.51%APY · 1 term
18 Month Variable Rate. Minimum balance $250. Penalty for early withdrawal. Compounded quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsIRA eligibility required. CD and IRA interest is compounded and credited quarterly. 18 Month IRA Variable. A penalty may be imposed for early withdrawal from a CD or IRA | 4.51% | $684 |
Sources (1)
- tremontbank.com/storage/rates.pdf · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.