Bank · FDIC insured
Bank of Rantoul Savings Rates
Bank of Rantoul’s best savings rate is 2.53% APY on $10,000, with its The Premier Account. Rates checked October 16, 2026.
How Bank of Rantoul’s savings rates compare
Compared with banks and credit unions near Champaign, IL, where Bank of Rantoul has the most branches. $10,000, best rate first.
This bank’s best
Bank of Rantoul
2.53%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $253
The Premier Account
Top rate
INB
3.45%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $345
3rd-highest rate
CEFCU
2.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $240
Bank of Rantoul savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0002.53%
- $100,000 balance$100,0002.53%
- QualifiedQualified2.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Rantoul ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
The Premier Account
2.53%APY
Interest is paid weekly. Minimum withdrawal of $1,000. In order to earn the full week's interest, withdrawals must be made on Tuesdays (the interest payment date); funds withdrawn on other days forfeit interest earned since prior Tuesday. Balances falling below $10,000 earn the Regular Savings rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 and upBalances falling below $10,000 earn the Regular Savings rate.$10,000 and up | 2.53% | $253 | Balances falling below $10,000 earn the Regular Savings rate. |
Sources (3)
- bankofrantoul.bank/wp-content/…IS-Disclosure-7-1-25.pdf
- bankofrantoul.bank/deposit-rates
- bankofrantoul.bank/saving-accounts
All captured Oct 16, 2026
Investment Plus Account
1.51%APY
Service fee of $10.00 imposed each statement cycle if average daily balance falls below $2,500.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 1.51% | $151 |
Sources (2)
All captured Oct 16, 2026
Regular Savings
0.50%APY
Interest is paid quarterly. A $2.00 per month service fee applies if the average daily balance falls below $200. Account is limited to six (6) transfers per four-week/monthly period.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMonthly fee of $2.00 waived if average daily balance remains at or above $200.$1 and up | 0.50% | $50 | Monthly fee of $2.00 waived if average daily balance remains at or above $200. |
Sources (3)
- bankofrantoul.bank/wp-content/…IS-Disclosure-7-1-25.pdf
- bankofrantoul.bank/deposit-rates
- bankofrantoul.bank/saving-accounts
All captured Oct 16, 2026
Prestige I Account
0.10%APY
Service fee of $7.50 will be imposed every statement cycle if the balance falls below $100.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.10% | $10 |
Sources (2)
All captured Oct 16, 2026
Prestige II Account
0.10%APY
$4.00 monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.10% | $10 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Christmas Savings
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2 and up | 0.50% | $50 |
Sources (2)
All captured Oct 16, 2026
Minor Savings
0.50%APY
Available to minors (persons under the age of 21), who are not subject to the minimum balance requirements of Regular Savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upFor persons under 21 years old.$1 and up | 0.50% | $50 | For persons under 21 years old. |
Sources (3)
- bankofrantoul.bank/wp-content/…IS-Disclosure-7-1-25.pdf
- bankofrantoul.bank/deposit-rates
- bankofrantoul.bank/saving-accounts
All captured Oct 16, 2026
Prestige 55 Club Account
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.10% | $10 |
Sources (1)
- bankofrantoul.bank/deposit-rates · captured Oct 16, 2026
Prestige 55 Club Plus
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.10% | $10 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.