Bank · FDIC insured
Fisher National Bank Savings Rates
Fisher National Bank’s best savings rate is 1.01% APY on $10,000, with its Money Market Plus. Rates checked October 16, 2026.
How Fisher National Bank’s savings rates compare
Compared with banks and credit unions near Champaign, IL, where Fisher National Bank has the most branches. $10,000, best rate first.
This bank’s best
Fisher National Bank
1.01%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $101
Money Market Plus
Top rate
INB
3.45%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $345
2nd-highest rate
Bank of Rantoul
2.53%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $253
Fisher National Bank savings score
88
Savings score
Higher than 84% of U.S. banks and credit unions
- $1,000 balance$1,0001.01%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0002.79%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fisher National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Rewards Saver
3.55%APY on $10,000
Must have Rewards Checking or Rewards Cash Back account to be eligible. Tiered interest rates applied based on meeting monthly qualifications in Rewards Checking or Rewards Cash Back. Minimum deposit to open account is $100.00. No minimum balance to earn rewards or maintain account ($100.00 balance avoids $10.00 monthly service charge). Includes 15 free w/d per quarter, $1 service charge for each additional w/d. Interest compounded monthly.
| Part of the balance | Rate on that part |
|---|---|
| Up to $20,000 | 3.55% |
| Over $20,000 | 0.60% |
On $10,000 the tiers blend to about 3.55% APY, earning $355 a year.
Sources (3)
All captured Oct 16, 2026
Money Market Plus
1.01%APY
Must come in to bank to complete account opening process. $1,000.00 minimum balance required to open account. $1,000.00 minimum balance to avoid $15.00 monthly service fee. Transfers from the money market account to another account or to a third party by pre-authorized, automatic, or telephone transfers are limited to six per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upInterest paid monthly. Penalty/fee of $15.00 if balance falls below $1,000.00. Transfers limited to six per statement cycle. | 1.01% | $101 | Interest paid monthly. Penalty/fee of $15.00 if balance falls below $1,000.00. Transfers limited to six per statement cycle. |
| $25,000 and upInterest paid monthly. Penalty/fee of $15.00 if balance falls below $1,000.00. Transfers limited to six per statement cycle. | 2.02% | — | Interest paid monthly. Penalty/fee of $15.00 if balance falls below $1,000.00. Transfers limited to six per statement cycle. |
| $50,000 and upInterest paid monthly. Penalty/fee of $15.00 if balance falls below $1,000.00. Transfers limited to six per statement cycle. | 2.53% | — | Interest paid monthly. Penalty/fee of $15.00 if balance falls below $1,000.00. Transfers limited to six per statement cycle. |
| $100,000 and upInterest paid monthly. Penalty/fee of $15.00 if balance falls below $1,000.00. Transfers limited to six per statement cycle. | 2.79% | — | Interest paid monthly. Penalty/fee of $15.00 if balance falls below $1,000.00. Transfers limited to six per statement cycle. |
Sources (2)
All captured Oct 6, 2026
Regular Savings
0.50%APY
$100.00 minimum balance to avoid a $10.00 quarterly fee/service charge. Compounded and credited quarterly. Includes 15 free withdrawals per quarter; $1 service charge for each additional withdrawal. Must come in to bank to complete account opening process.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100.00 minimum balance required to open and obtain interest; $10.00 quarterly service charge if balance falls below $100.00. Interest compounded quarterly. 15 free withdrawals per quarter, $1 for each additional withdrawal.$100 and up | 0.50% | $50 | $100.00 minimum balance required to open and obtain interest; $10.00 quarterly service charge if balance falls below $100.00. Interest compounded quarterly. 15 free withdrawals per quarter, $1 for each additional withdrawal. |
Sources (3)
All captured Oct 16, 2026
Special-purpose accounts
Christmas Club
0.50%APY
Save throughout the year and receive funds prior to the Christmas shopping season. Account is not eligible for regular withdrawals. Simple interest paid at club year end.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5.00 minimum balance. Simple interest paid at club year end. Account is not eligible for regular withdrawals.Any balance | 0.50% | $50 | $5.00 minimum balance. Simple interest paid at club year end. Account is not eligible for regular withdrawals. |
Junior Savings Account
0.50%APY
Available to children 17 years of age and younger. Must have an adult on the account. Must come in to bank to complete account opening process. No minimum balance required to obtain interest. Includes 15 free withdrawals per quarter ($1.00 fee per withdrawal in excess of 15).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5.00 minimum balance required to open. No minimum balance required to obtain interest. Interest compounded quarterly. 15 free withdrawals per quarter, $1 service charge for each additional withdrawal.Any balance | 0.50% | $50 | $5.00 minimum balance required to open. No minimum balance required to obtain interest. Interest compounded quarterly. 15 free withdrawals per quarter, $1 service charge for each additional withdrawal. |
Sources (3)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.