Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in Illinois
- Mutual Federal BankPersonal Money MarketPersonal Money Market · $200 min · 0.25%–0.75% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Interest rate and APY may vary after the account is opened and fees may reduce earnings.
Offer: Interest paid monthly.
0.25% interest rate · Effective Feb 2, 2025
Rate by balance
Rate by balance for Personal Money Market Balance APY $200 – $2,500 0.25% $2,500 and upYour amount 0.75% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Interest begins to accrue on the first business day after the banking day you deposit non-cash items. Interest is compounded quarterly and credited the last day of each statement cycle. Interest rate and APY may change at bank discretion at any time.
Offer: Tier 1 $0-$24,999
0.75% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Money Market Balance APY Up to $24,999Your amount 0.75% $25,000 and up 1.00% Rate checked
More details - Petefish, Skiles & Co BankInvestor Elite Money MarketInvestor Elite Money Market · $10,000 min
Bank · 6 branches
0.75%APY$75 a year on $10,000Requirements
Offer: Tier 1 balance requirement: $10,000 or more. Minimum $10,000 balance required to open. A service charge of $10 is imposed each monthly statement cycle if the balance falls below the minimum.
0.75% interest rate · $10 monthly fee
Rate checked
More details - La Salle State BankCommunity Money Market AccountCommunity Money Market Account · $1,000 min · 0.65%–1.25% by balance
Bank · 3 branches
0.70%APY$70 a year on $10,000Requirements
Product: Tiered variable rate interest computed using daily balance method and credited monthly. A $8 monthly maintenance fee applies if the average daily balance falls below $1,000 for the statement cycle; waived by maintaining a minimum average daily balance of $1,000.
Offer: Fee waived with minimum average daily balance of $1,000 for the monthly statement cycle.
0.65% interest rate · $8 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Community Money Market Account Balance APY $1,000 – $5,000 0.65% $5,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 and up 1.25% Rate checked
More details - IH Mississippi Valley Credit UnionMega Money MarketMega Money Market · $2,500 min · 0.05%–4.00% by balance
Credit union · 8 branches
0.70%APY$70 a year on $10,000with conditionsRequirements
Product: Retail accounts only, no commercial or institutional funds permitted. Member savings account required to establish membership. $18 monthly fee if balance drops below $2,500. Limit of 6 transactions per month.
Offer: Non-qualifying rate if qualifying requirements are not met.
Qualified rate · $18 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Mega Money Market Balance APY Any balance 0.05% $2,500 – $10,000Tier 6. No commercial or institutional funds permitted. 0.25% $10,000 – $50,000Your amountTier 5. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 0.70% $50,000 – $100,000Qualifying rate. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address. 3.50% Over $100,000Qualifying rate. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address. 4.00% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Service charge of $2 applies if balance falls below the $200 minimum balance.
Offer: Required balance to obtain APY is $10. Monthly service charge of $2 is waived if minimum balance of $200 is maintained.
0.70% interest rate · $2 monthly fee
Rate checked
More details - 0.70%APY$70 a year on $10,000with conditions
Requirements
Product: Target Saver links to a high interest checking account. No monthly maintenance fee.
Offer: Applies to balances less than $50,000 when product requirements are met.
Qualified rate · Balance cap $50,000 · No monthly fee · Effective Aug 13, 2026
Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Requires a minimum balance of $10.00 to open. Interest is compounded daily, paid quarterly, and paid only on days when account balance is $10.00 or more. If minimum balance is not maintained, a $5.00 service fee will be charged; if this brings balance to zero for at least 30 days, account may be closed unless a deposit is received.
Offer: Interest rate and APY may change after account opening.
0.70% interest rate · Compounded daily · Effective Sep 22, 2026
Rate checked
More details - Armed Forces BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.65%–1.75% by balance
Bank · 1 branch
0.70%APY$70 a year on $10,000intro rateRequirements
Product: A monthly service charge of $10 applies if balance falls below $1,000 on any day of the statement period. Closing account within 90 days of opening incurs a $25 fee.
Offer: Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle.
Promotional rate · $10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.65% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 – $250,000 1.25% $250,000 and up 1.75% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Rates are variable and subject to change after account is opened. Fees charged on all accounts may reduce the earnings on the accounts.
Offer: Rates are variable and subject to change after account is opened. Fees charged on all accounts may reduce the earnings on the accounts.
0.70% interest rate · Effective May 15, 2025
Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $0 min · 0.40%–3.40% by balance
Credit union · 4 branches
0.65%APY$65 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.40% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY Up to $5,000 0.40% $5,000 – $10,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.55% $10,000 – $20,000Your amountLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.65% $20,000 – $50,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.50% $50,000 – $75,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.55% $75,000 – $100,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.60% $100,000 – $250,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.00% $250,000 – $500,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.30% $500,000 and upLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.40% Rate checked
More details - IAA Credit UnionMoney MarketMoney Market · $1,000 min · 0.45%–1.61% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,0000.45% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $5,000 0.45% $5,000 – $15,000Your amount 0.60% $15,000 – $25,000 1.11% $25,000 – $50,000 1.36% $50,000 and up 1.61% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Offer: Compounded Quarterly.
0.60% interest rate · Compounded quarterly · Effective Sep 17, 2026
Rate checked
More details - INBPremier Money Market SavingsPremier Money Market Savings · 0.20%–1.00% by balance
Bank · 13 branches
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: Rates are available to Power Plus Checking customers.
Offer: Available to Power Plus Checking customers.
Qualified rate · 0.20% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premier Money Market Savings Balance APY Up to $1,000 0.20% $1,000 – $10,000 0.40% $10,000 – $50,000Your amount 0.60% $50,000 – $250,000 0.80% $250,000 and up 1.00% Rate checked
More details - 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: Must be tied to a Hometown Rewards checking account (Interest or Cash Back). Limit one account per Social Security Number.
Offer: Compounding interest; rates may change after account is opened.
Qualified rate · 0.60% interest rate · No monthly fee · Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
784 accounts at 327 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.98%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch