Bank · FDIC insured
La Salle State Bank Savings Rates
La Salle State Bank’s best savings rate is 0.70% APY on $10,000, with its Community Money Market Account. Rates checked October 16, 2026.
How La Salle State Bank’s savings rates compare
Compared with banks and credit unions near Ottawa, IL, where La Salle State Bank has the most branches. $10,000, best rate first.
This bank’s best
La Salle State Bank
0.70%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $70
Community Money Market Account
Top rate
Central Bank Illinois
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
Grand Ridge National Bank
3.60%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $360
La Salle State Bank savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.65%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where La Salle State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Community Money Market Account
0.70%APY
Tiered variable rate interest computed using daily balance method and credited monthly. A $8 monthly maintenance fee applies if the average daily balance falls below $1,000 for the statement cycle; waived by maintaining a minimum average daily balance of $1,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $5,000Fee waived with minimum average daily balance of $1,000 for the monthly statement cycle. | 0.65% | — | Fee waived with minimum average daily balance of $1,000 for the monthly statement cycle. |
| $5,000 – $25,000Fee waived with minimum average daily balance of $1,000 for the monthly statement cycle. | 0.70% | $70 | Fee waived with minimum average daily balance of $1,000 for the monthly statement cycle. |
| $25,000 – $50,000Fee waived with minimum average daily balance of $1,000 for the monthly statement cycle. | 0.75% | — | Fee waived with minimum average daily balance of $1,000 for the monthly statement cycle. |
| $50,000 – $100,000Fee waived with minimum average daily balance of $1,000 for the monthly statement cycle. | 1.00% | — | Fee waived with minimum average daily balance of $1,000 for the monthly statement cycle. |
| $100,000 and upFee waived with minimum average daily balance of $1,000 for the monthly statement cycle. | 1.25% | — | Fee waived with minimum average daily balance of $1,000 for the monthly statement cycle. |
Sources (3)
- elsb.com/personal-banking/savings
- elsb.com/personal-banking/savings/money-market-account
- elsb.com/rates/savings-money-market-rates
All captured Oct 16, 2026
Statement Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.10% | $10 |
Sources (1)
- elsb.com/rates/savings-money-market-rates · captured Oct 16, 2026
Special-purpose accounts
Mighty Bucks
0.15%APY
Must be 18 years old or younger (under the age of 18) to qualify.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upVariable interest rate compounded daily on full balance and credited quarterly on statement date. Account holders must be 18 years of age or younger.$5 and up | 0.15% | $15 | Variable interest rate compounded daily on full balance and credited quarterly on statement date. Account holders must be 18 years of age or younger. |
Sources (3)
- elsb.com/personal-banking/savings
- elsb.com/personal-banking/savings/savings-accounts
- elsb.com/rates/savings-money-market-rates
All captured Oct 16, 2026
IRA Savings Account
0.10%APY
Available as a Traditional IRA or Roth IRA savings account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upAvailable for Traditional and Roth IRAs. Competitive variable rate of interest compounded and credited quarterly to the account.$25 and up | 0.10% | $10 | Available for Traditional and Roth IRAs. Competitive variable rate of interest compounded and credited quarterly to the account. |
Sources (3)
- elsb.com/personal-banking/savings
- elsb.com/personal-banking/savi…-retirement-accounts-ira
- elsb.com/rates/savings-money-market-rates
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.