Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Iowa
- Charter BankCharter Money MarketCharter Money Market · $2,500 min · 0.75%–1.10% by balance
Bank · 4 branches
0.90%APY$90 a year on $10,000Requirements
Product: Earn higher returns with tiered interest rates. $10 monthly service charge if minimum daily balance of $2,500 is not met. Free e-Statements; $3 for Paper Statements.
Offer: Balance < $10,000. $10 monthly service charge if minimum daily balance of $2,500 is not met.
0.75% interest rate · $10 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Charter Money Market Balance APY Any balance 0.75% $10,000 – $24,999Your amount 0.90% $25,000 – $49,999 1.10% Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings.
Offer: Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings.
0.49% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.50% $2,500 – $9,999 0.70% $10,000 – $24,999Your amount 0.90% $25,000 – $49,999 1.10% $50,000 – $99,999 1.20% $100,000 and up 1.40% Rate checked
More details - 0.90%APY$90 a year on $10,000intro rate
Requirements
Product: APY is variable, is subject to change after account opening. Ask employee for additional details. Federally Insured by NCUA.
Offer: APY is variable, is subject to change after account opening. Ask employee for additional details. Federally Insured by NCUA.
Promotional rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,999 0.45% $2,000 – $9,999 0.60% $10,000 – $24,999Your amount 0.90% $25,000 – $99,999 1.20% $100,000 and up 1.50% Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: $7.50 Monthly Maintenance Fee waived with total relationship balance of $15,000 or more in loans, deposits or a combination with Northwest Bank, or minimum daily balance of $1,000 maintained in this account.
Offer: $7.50 Monthly Maintenance Fee waived with total relationship balance of $15,000 or more in loans, deposits or a combination with Northwest Bank, or minimum daily balance of $1,000 maintained in this account.
0.90% interest rate · $7.50 monthly fee · Effective Dec 19, 2025
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $50,000Your amount 0.90% $50,000 – $100,000 1.16% $100,000 – $250,000 1.66% $250,000 – $500,000 1.87% $500,000 and up 2.02% Rate checked
More details - 0.90%APY$90 a year on $10,000with conditions
Requirements
Product: Requires a Compass Rewards Account or Compass Cash Account. No monthly maintenance fee. No minimum balance requirement after opening.
Offer: Balances up to $20,000. Requires Compass Rewards or Compass Cash.
Qualified rate · 0.90% interest rate · No monthly fee · Effective Dec 19, 2025
Rate by balance
Rate by balance for Compass Savings Balance APY Up to $20,000Your amount 0.90% Over $20,000Stated APY 0.90%-0.51%; 0.51% APY based on a $50,000 balance; higher balances have a lower APY. 0.25%* Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: $1,000 minimum daily balance to avoid $12.50 monthly fee. Avoid $5 monthly paper statement fee by enrolling in free eStatements. Interest compounded monthly.
Offer: $12.50 monthly fee if daily balance falls below $1,000. Interest compounded monthly.
0.85% interest rate · Compounded monthly · $12.50 monthly fee · Effective Nov 12, 2024
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.85% $25,000 – $75,000 1.00% $75,000 – $250,000 1.87% $250,000 and up 2.40% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 21 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Metco Credit UnionMega Saver Money MarketMega Saver Money Market · $2,500 min · 0.80%–2.07% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,0000.80% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Mega Saver Money Market Balance APY $2,500 – $7,500 0.80% $7,500 – $15,000Your amount 0.80% $15,000 – $50,000 1.26% $50,000 and up 2.07% Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: Proposed 4th Quarter 2026. Subject to change without notice.
Offer: Proposed 4th Quarter 2026. Actual Rate - .75 % as of 9/30/2026. Subject to change without notice.
0.75% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: Effective date: September 30, 2026. Variable interest rate. Rate varies by balance. Monthly fee $7 if minimum balance not met.
Offer: Balance under $2,500.
0.20% interest rate · $7 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $2,499 0.20% $2,500 – $9,999 0.25% $10,000 – $24,999Your amount 0.80% $25,000 and up 0.90% Rate checked
More details - Lincoln Savings BankPremier Money MarketPremier Money Market · $50 min · 0.60%–1.51% by balance
Bank · 16 branches
0.80%APY$80 a year on $10,0000.60% interest rate · Effective Jun 24, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $2,500 0.60% $2,500 – $100,000Your amount 0.80% $100,000 – $250,000 0.90% $250,000 – $500,000 1.21% $500,000 – $1,000,000 1.31% $1,000,000 and up 1.51% Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: $5,000 minimum balance requirement; $5 monthly service fee if balance is less than $5,000; pays dividends monthly; checks ordered at member cost.
Offer: $5 monthly service fee if balance is less than $5,000.
0.50% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.80% $25,000 – $75,000 1.25% $75,000 – $250,000 1.85% $250,000 and up 2.10% Rate checked
More details - Power Co-op Employees Credit UnionMembership Share (Savings) AccountSavings · $5 min
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Dividends are compounded and credited quarterly using the average daily balance method. Minimum balance to open is the purchase of one $5.00 share in the credit union. An average daily balance of $5.00 must be maintained to earn dividends. Maximum of 6 withdrawals or transfers per month by preauthorized, automatic, or telephonic instruction.
Offer: Rate accurate as of 12/31/2023. An average daily balance of $5.00 is required to earn dividends.
0.75% interest rate · Effective Dec 31, 2023
Rate checked
More details - Collins Community Credit UnionSignature Money MarketSignature Money Market · $1,000 min
Credit union · 9 branches
0.75%APY$75 a year on $10,000Requirements
Product: Requires $1,000.00 initial minimum new money deposit to open. Must meet membership eligibility requirements. Subject to early closure fee and monthly minimum balance fee.
Offer: Base dividend rate paid without active checking account or if monthly activity requirements are not met. Dividends compounded and paid quarterly.
0.75% interest rate · Effective Feb 1, 2024
Rate checked
More details - Collins Community Credit UnionMoney Market PlusMoney Market Plus · $1,000 min · 0.01%–2.35% by balance
Credit union · 9 branches
0.75%APY$75 a year on $10,000Requirements
Product: Must meet membership eligibility requirements. Minimum balance fee assessed if balance is below $1,000.00.
Offer: $1,000.00 minimum balance required to earn APY; minimum balance fee assessed if balance is below $1,000.00.
0.01% interest rate
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $1,000 0.01% $1,000 – $10,000 0.05% $10,000 – $50,000Your amountRequires $1,000.00 minimum balance to earn APY; 0.75% $50,000 – $100,000Requires $1,000.00 minimum balance to earn APY; 1.35% $100,000 – $250,000Requires $1,000.00 minimum balance to earn APY; 1.65% $250,000 – $500,000Requires $1,000.00 minimum balance to earn APY; 1.94% $500,000 – $1,000,000Requires $1,000.00 minimum balance to earn APY; 2.15% $1,000,000 and upRequires $1,000.00 minimum balance to earn APY; 2.35% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch