Credit union · NCUA insured
Power Co-op Employees Credit Union
A $83.6M credit union headquartered in Humboldt, IA, with 2,850 members and 1 branch in Iowa. Best rates: savings 0.75% APY.
Power Co-op Employees Credit Union Carrot Score
86
Carrot Score
Higher than 74% of U.S. banks and credit unions
#36 of 142 in IowaHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Power Co-op Employees Credit Union
Headquartered in Humboldt, Iowa, Power Co-op Employees Credit Union has been serving its members since 1956.
- Headquarters
- 1208 13th St N, Humboldt, IA 50548
- NCUA charter
- 61920
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of specified area businesses and select employee groups.
- Membership is open to employees and members of Corn Belt Power Co-op, its member cooperatives, affiliates and subsidiaries.
- Membership is open to members of Corn Belt's board of directors and members of Corn Belt's member cooperative boards of directors, including family members.
- Membership is open to employees of North Iowa Municipal Electric Co-op Association's (NIMECA) utilities and members of their governing boards.
- Membership is open to employees and members of designated Rural Electric Cooperatives.
- Membership is open to employees of REC business members.
1 more way to join
Family and household
- Membership is open to family members including spouse, father, mother, son, daughter, brother, sister, grandparents, grandchild, great-grandchild, aunt, uncle, niece, nephew, step-family, and in-laws.
Branches
1 branch in Iowa
Loading map…
Iowa
1 branch
- Power Co-op Employees CUMain office1208 13th St N, Humboldt, IA 50548Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.67% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.29% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.29% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $77 | $59 | — |
- CapitalNet worth ratio13.67%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.29%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.29%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$77Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Power Co-op Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.