Credit union · NCUA insured
Power Co-op Employees Credit Union Savings Rates
Power Co-op Employees Credit Union’s best savings rate is 0.75% APY on $10,000, with its Membership Share (Savings) Account. Rates checked October 16, 2026.
How Power Co-op Employees Credit Union’s savings rates compare
Compared with banks and credit unions in Iowa, where Power Co-op Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Power Co-op Employees Credit Union
0.75%APY
- Minimum
- $5
- Earns on $10,000 a year
- $75
Membership Share (Savings) Account
Top rate
Employees Credit Union
3.82%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Power Co-op Employees Credit Union savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Power Co-op Employees Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Membership Share (Savings) Account
0.75%APY
Dividends are compounded and credited quarterly using the average daily balance method. Minimum balance to open is the purchase of one $5.00 share in the credit union. An average daily balance of $5.00 must be maintained to earn dividends. Maximum of 6 withdrawals or transfers per month by preauthorized, automatic, or telephonic instruction.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRate accurate as of 12/31/2023. An average daily balance of $5.00 is required to earn dividends.$5 and up | 0.75% | $75 | Rate accurate as of 12/31/2023. An average daily balance of $5.00 is required to earn dividends. |
Sources (2)
All captured Sep 18, 2026
Who can join Power Co-op Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of specified area businesses and select employee groups.
- Membership is open to employees and members of Corn Belt Power Co-op, its member cooperatives, affiliates and subsidiaries.
- Membership is open to members of Corn Belt's board of directors and members of Corn Belt's member cooperative boards of directors, including family members.
- Membership is open to employees of North Iowa Municipal Electric Co-op Association's (NIMECA) utilities and members of their governing boards.
- Membership is open to employees and members of designated Rural Electric Cooperatives.
- Membership is open to employees of REC business members.
1 more way to join
Family and household
- Membership is open to family members including spouse, father, mother, son, daughter, brother, sister, grandparents, grandchild, great-grandchild, aunt, uncle, niece, nephew, step-family, and in-laws.
Membership information collected October 4, 2026.