Credit union · NCUA insured
AIM Credit Union Savings Rates
AIM Credit Union’s best savings rate is 0.80% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How AIM Credit Union’s savings rates compare
Compared with banks and credit unions near Dubuque, IA, where AIM Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
AIM Credit Union
0.80%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $80
Money Market
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
AIM Credit Union savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.80%
- $100,000 balance$100,0001.85%
- QualifiedQualified0.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where AIM Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
Up to 0.80%APY
$5,000 minimum balance requirement; $5 monthly service fee if balance is less than $5,000; pays dividends monthly; checks ordered at member cost.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000$5 monthly service fee if balance is less than $5,000. | 0.50% | $50 | $5 monthly service fee if balance is less than $5,000. |
| $10,000 – $25,000$5 monthly service fee if balance is less than $5,000. | 0.80% | $80 | $5 monthly service fee if balance is less than $5,000. |
| $25,000 – $75,000$5 monthly service fee if balance is less than $5,000. | 1.25% | — | $5 monthly service fee if balance is less than $5,000. |
| $75,000 – $250,000$5 monthly service fee if balance is less than $5,000. | 1.85% | — | $5 monthly service fee if balance is less than $5,000. |
| $250,000 and up$5 monthly service fee if balance is less than $5,000. | 2.10% | — | $5 monthly service fee if balance is less than $5,000. |
Sources (2)
All captured Sep 18, 2026
Savings Accounts
Up to 0.35%APY
Dividends are calculated by the daily balance method and paid quarterly. APY is based on the minimum daily balance maintained each day. Dividends are paid from date of deposit to date of withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.25% | $25 |
| $10,000 and up | 0.35% | $35 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Shares
0.75%APY
Dividend rates on IRA shares are declared at the end of each quarter. Available as Traditional IRA, Roth IRA, and Education IRA share savings accounts. No monthly or annual fees. Early withdrawal may result in IRS taxes and/or penalties.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.00% | — |
| $500 – $2,500 | 0.50% | — |
| $2,500 and up | 0.75% | $75 |
Sources (2)
All captured Sep 18, 2026
"E" Savings (Youth)
Up to 0.45%APY
Youth savings account. Dividends are calculated by the daily balance method and paid quarterly. APY is based on the minimum daily balance maintained each day.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.35% | $35 |
| $10,000 and up | 0.45% | $45 |
Sources (1)
- aimcreditunion.com/bank/depository-accounts-rates · captured Sep 18, 2026
Christmas Club
0.40%APY
Dividends are declared and paid on October 1st of each year. Funds are paid out annually in early October.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.40% | $40 |
Sources (2)
All captured Sep 18, 2026
Health Savings Account
0.40%APY
Offers HSA Checking Account with free debit card. No monthly service charges. Earnings grow tax-free and withdrawals for qualified medical expenses are tax-free.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.25% | — |
| $10,000 and up | 0.40% | $40 |
Sources (2)
All captured Sep 18, 2026
Who can join AIM Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to individuals connected through an eligible employer or business.
Family and household
- Membership is open to family members including spouses, children, in-laws, parents, grandparents, aunts/uncles, siblings, grandchildren, and individuals living in the same household.
Cost to join
- Membership requires opening a share savings account for as little as $5.
Membership information collected October 4, 2026.