Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in Florida
- 0.40%APY$40 a year on $10,000
Requirements
Offer: Monthly maintenance service charge is avoided with a minimum balance of $400.
0.40% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - Priority Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.10%–0.75% by balance
Credit union · 5 branches
0.40%APY$40 a year on $10,000Requirements
Product: Rates subject to change without notice.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.10% $10,000 and upYour amount 0.40% $25,000 and up 0.45% $50,000 and up 0.50% $100,000 and up 0.75% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Minimum daily balance requirement of $2,500 must be met each day of the statement cycle to earn stated APY; if balance falls below, a monthly maintenance fee may be assessed.
0.40% interest rate · Effective Oct 2, 2026
Rate checked
More details - Gulf Winds Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.30%–2.25% by balance
Credit union · 9 branches
0.40%APY$40 a year on $10,000Requirements
Product: Membership eligibility required. Account opening subject to approval. Rates apply to entire balance. Dividends calculated daily and compounded monthly. Fees may reduce earnings.
0.30% interest rate · Compounded monthly · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.30% $2,500 – $25,000Your amount 0.40% $25,000 – $75,000 1.00% $75,000 – $150,000 1.30% $150,000 – $250,000 1.50% $250,000 – $500,000 1.75% $500,000 and up 2.25% Rate checked
More details - Local 606 Electrical Workers Federal Credit UnionShare (Savings) AccountSavings · $100 min · 0.30%–0.40% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Dividends paid on balances of $100 and over, calculated on average daily balance, paid and compounded monthly. Membership required.
0.30% interest rate · Compounded monthly · Effective Jun 1, 2026
Rate by balance
Rate by balance for Share (Savings) Account Balance APY $100 – $5,000 0.30% $5,000 and upYour amount 0.40% Rate checked
More details - Gold Coast Federal Credit UnionMoney Market Checking AccountMoney Market Checking Account · $5,000 min · 0.40%–0.55% by balance
Credit union · 4 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered dividend rates beginning at $5,000. Dividends paid monthly. First order of checks is free. Transaction limits apply.
Offer: Dividends compounded/paid monthly. Minimum opening balance $5,000.00.
0.40% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Checking Account Balance APY $5,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 and up 0.55% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Minimum balance to open is $5; maximum balance to open is $400. Monthly deposit between $20 and $400. $100 bonus deposited within 90 days upon reaching $10,000, then funds transferred to Basic Savings Account. Variable rate. APY accurate as of 10/15/2026. Balances $0.01 and over receive stated dividend and APY.
Offer: Minimum balance to open is $5; maximum balance to open is $400. Monthly deposit between $20 and $400. $100 bonus deposited within 90 days upon reaching $10,000, then funds transferred to Basic Savings Account. Variable rate. Balances $0.01 and over receive stated dividend and APY.
0.35% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Requires Eglin FCU membership. No monthly service fee. Dividends compounded daily and credited quarterly.
Offer: A $50 daily minimum balance is required to earn dividends. Rate and APY are variable and subject to change after the account is opened. If the account is closed before dividends are paid, accrued dividends will not be received.
0.35% interest rate · Compounded daily · No monthly fee
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: A minimum $5 balance must remain on the Regular Share Savings suffix at all times to establish and maintain Eglin FCU membership in good standing. No monthly service fee. Dividends are compounded daily and credited quarterly.
Offer: A $50 daily minimum balance is required to earn dividends. Rate and APY are variable and subject to change after the account is opened. If the account is closed before dividends are paid, accrued dividends will not be received.
0.35% interest rate · Compounded daily · No monthly fee
Rate checked
More details - People's Alliance Federal Credit UnionMoney Market Account (Special Performance (S.P.) Account)Money Market Account (Special Performance (S.P.) Account) · $2,500 min · 0.35%–0.75% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: A minimum balance of $2,500.00 must be maintained. Allows a maximum of six withdrawals (no more than three by check) per month with no minimum investment period. Dividends are paid and compounded monthly. Membership eligibility requirements apply.
0.35% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account (Special Performance (S.P.) Account) Balance APY $2,500 – $24,999Your amount 0.35% $25,000 – $49,999 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 0.70% $250,000 and up 0.75% Rate checked
More details - City National BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.35%–3.82% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Tiered interest rates. Unlimited withdrawals or transfers. $20 monthly maintenance fee waived with a $2,500 minimum daily balance. Can provide overdraft protection for City National Bank checking accounts.
Offer: $20 monthly fee waived with a $2,500 minimum daily balance.
0.35% interest rate · $20 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 0.35% $25,000 – $5,000,000Introductory rate for new personal deposit clients who open a qualifying checking account and deposit at least $25,000 in new money within 30 days. 3.82% $5,000,000 – $10,000,000 0.80% $10,000,000 and up 0.80% Rate checked
More details - First Commerce Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–1.10% by balance
Credit union · 8 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit $2,500. A $10 monthly fee is assessed on balances below $2,500 (no fees on average daily balances of $2,500 or higher). Free check writing up to 3 per month. All dividends are posted quarterly.
Offer: Standard rate. Fee waived on average daily balances of $2,500 or higher.
Qualified rate · 0.10% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.05% $500,000 and up 1.10% Rate checked
More details - BayFirst FinancialBayLive Money Market AccountBayLive Money Market Account · $100 min · 0.05%–2.59% by balance
Bank · 11 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Must pair with a BayLive Checking account. $20 service charge per statement cycle if daily balance falls below $1,000 on any day of the month. Pre-authorized/automatic withdrawals or transfers limited to 6 per month.
Offer: Applies to all balances if the paired BayFirst checking account is non-active. $20 service fee if daily balance falls below $1,000.
Qualified rate · $20 monthly fee · Effective Apr 2, 2026
Rate by balance
Rate by balance for BayLive Money Market Account Balance APY Any balance 0.05% $10,000 – $25,000Your amountRequires active BayLive Checking account (direct deposit of payroll, SSI, or other income and 10 electronic debit transactions per monthly statement cycle). 0.35% $25,000 – $50,000Requires active BayLive Checking account (direct deposit of payroll, SSI, or other income and 10 electronic debit transactions per monthly statement cycle). 1.20% $50,000 and upRequires active BayLive Checking account (direct deposit of payroll, SSI, or other income and 10 electronic debit transactions per monthly statement cycle). 2.59% Rate checked
More details - Tampa Postal Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.30%–0.50% by balance
Credit union · 4 branches
0.35%APY$35 a year on $10,000Requirements
Product: If balance goes below $1,000, no dividends are earned until brought back up to $1,000. Variable rate accounts; rates may change after account opening.
Offer: $1,000 minimum balance required to earn dividends.
0.30% interest rate · No monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 0.30% $10,000 – $24,999Your amount 0.35% $25,000 – $49,999 0.45% $50,000 and up 0.50% Rate checked
More details - JetStream FCUMoney Market AccountMoney Market Account · $2,500 min · 0.25%–0.75% by balance
Credit union · 5 branches
0.35%APY$35 a year on $10,000Requirements
Product: Membership Eligibility: Residency (Broward or Miami-Dade County, Florida, or in Carolina, Trujillo Alto, or San Juan, Puerto Rico), Family (immediate family of member), or Employment (Select Employee Groups).
Effective Aug 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 0.25% $10,000 and upYour amount 0.35% $25,000 and up 0.45% $50,000 and up 0.75% $100,000 and up 0.75% $200,000 and up 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
554 accounts at 207 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.08%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch