Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 481–495 results in California
- 0.10%APY$10 a year on $10,000
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Summit Savings Balance APY Up to $1,999 0.05% $2,000 – $4,999Minimum Dividends $2,000 0.07% $5,000 – $7,999Minimum Dividends $5,000 0.10% $8,000 and upYour amountMinimum Dividends $8,000 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends accrue daily and are paid quarterly. Requires par value of one share ($5.00) to open. Monthly service fee of $5.00 is waived with a minimum daily balance of $5.00. Requires $0.01 minimum daily balance to earn stated APY. Includes 6 fee-free foreign ATM withdrawals per month. Required to open additional credit union products.
Offer: Requires a minimum daily balance of $0.01 to earn the stated APY. $5.00 monthly service fee waived with a minimum daily balance of $5.00. Dividends compounded and credited quarterly.
0.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Tiered rate savings account. To qualify for higher dividend rates/APYs, member must deposit at least $25.00 per month and enroll in e-statements (otherwise a $2/month paper statement fee applies). Non-qualifying accounts earn 0.10% dividend rate / 0.10% APY across the entire balance. Each qualifying dividend rate applies to the portion of the daily balance within each tier. Limit of one Purpose Savings account per primary member. Dividends compounded and credited monthly. No monthly maintenance fee; includes 6 fee-free foreign ATM withdrawals per month.
Offer: Rate applied to entire balance when monthly qualification requirements (at least one $25 monthly deposit and enrollment in eStatements) are not met. Dividends compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Sign up for eStatements, maintain a $250 minimum balance, or open an additional account to avoid a monthly service fee.
Offer: Earn dividends with a $100 minimum balance. $25 opening deposit establishes membership. Monthly service fee waived with eStatements, $250 minimum balance, or additional account.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Traditional savings account required for CU SoCal Membership. For minors, the minimum to earn dividends is $1.00.
Offer: For minors, the minimum to earn dividends is $1.00.
0.10% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Select amounts from $10 to $100 each month via automatic transfers. Upon reaching $500 or $1,000, balance transfers to a special 6-month Get Fit Certificate until reaching plan goal of $5,000.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Ventura County Credit UnionSpecial Share SavingsSavings · 0.00%–0.10% by balance
Credit union · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Sin cargos mensuales por servicio / No monthly service charges. No limit on number of accounts. Dividendos en saldos superiores a $25.
Offer: Up to $25
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Special Share Savings Balance APY Up to $25 0.00% $25 and upYour amount$25/+ 0.10% Rate checked
More details - Ventura County Credit UnionSavings (Primary Share)Savings · 0.00%–0.10% by balance
Credit union · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Sin cargos por servicio / No service charges. Gane dividendos en saldos superiores a $25.
Offer: Up to $25
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings (Primary Share) Balance APY Up to $25 0.00% $25 and upYour amount$25/+ 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum deposit of $5.00 required to become a member of the credit union. Funds may be used as overdraft protection for share draft/checking accounts.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Sub-share savings account allowing members to maintain multiple separate savings accounts under one account number.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Pacific Service Credit UnionSavings AccountSavings · $100 min · 0.05%–0.15% by balance
Credit union · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires a $5.00 minimum opening deposit and balance in primary savings to establish and maintain membership. Maintain a $100 balance to earn dividends.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY $100 – $2,499 0.05% $2,500 – $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 and up 0.15% Rate checked
More details - Huntington Beach Credit UnionRegular Share AccountsSavings · $25 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Share Accounts Balance APY Up to $25,000Your amount 0.10% $25,001 – $100,000 0.15% $100,001 and up 0.20% Rate checked
More details - Huntington Beach Credit UnionSecondary Share AccountsSavings · $100 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Secondary Share Accounts Balance APY $100 – $25,000Your amount 0.10% $25,001 – $100,000 0.15% $100,001 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum deposit $1.00. Earns monthly dividends on balances of $500.00 & up. Fixed rate type (asterisk footnote explanation not provided in source).
Offer: Minimum deposit $1.00. Earns monthly dividends on balances of $500.00 & up. Fixed rate type (*footnote details not stated in current evidence).
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Central Valley Firefighters Credit UnionSpecial Savings AccountSavings · $25 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No monthly maintenance fees. Earns monthly dividends on balances of $25 and up.
Offer: Fixed rate type. Earns monthly dividends on balances of $25 & up.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches