Credit union · NCUA insured
Huntington Beach Credit Union Savings Rates
Huntington Beach Credit Union’s best savings rate is 1.35% APY on $10,000, with its Money Market Share Account. Rates checked October 16, 2026.
How Huntington Beach Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Huntington Beach Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Huntington Beach Credit Union
1.35%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $135
Money Market Share Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Huntington Beach Credit Union savings score
87
Savings score
Higher than 77% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.35%
- $100,000 balance$100,0001.85%
- QualifiedQualified1.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Huntington Beach Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Share Account
1.35%APY
Limit of six preauthorized, automatic, or telephone transfers per calendar month (and no more than three by check/draft to a third party). Excess transfer requests may be refused, reversed, or incur fees, and the account may be reclassified or closed. Mastermoney debit card services are not available on this account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 1.35% | $135 |
| $25,001 – $100,000 | 1.85% | — |
| $100,001 and up | 2.85% | — |
Sources (2)
All captured Oct 6, 2026
Regular Share Accounts
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.10% | $10 |
| $25,001 – $100,000 | 0.15% | — |
| $100,001 and up | 0.20% | — |
Sources (2)
All captured Oct 6, 2026
Secondary Share Accounts
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $25,000 | 0.10% | $10 |
| $25,001 – $100,000 | 0.15% | — |
| $100,001 and up | 0.20% | — |
Sources (1)
- huntingtonbeachcu.org/rates · captured Oct 6, 2026
Special-purpose accounts
Beach City Kids Club Account
2.00%APY
For members 0 to 12 years old.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 4.00% | — |
| $1,001 – $10,000 | 2.00% | $200 |
| $10,001 – $100,000 | 1.00% | — |
Sources (2)
All captured Oct 6, 2026
Bonfire Teen Club Account
2.00%APY
For members 13 to 19 years old.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 4.00% | — |
| $1,001 – $10,000 | 2.00% | $200 |
| $10,001 – $100,000 | 1.00% | — |
Sources (2)
All captured Oct 6, 2026
IRAs
0.20%APY
Variety of options including Traditional IRA, Roth IRA, Coverdell ESA. Available to anyone earning an income.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $25,000 | 0.20% | $20 |
| $25,001 – $100,000 | 0.25% | — |
| $100,001 and up | 0.30% | — |
Sources (2)
All captured Oct 6, 2026
Who can join Huntington Beach Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.