Credit union · NCUA insured
Central Valley Firefighters Credit Union Savings Rates
Central Valley Firefighters Credit Union’s best savings rate is 0.15% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How Central Valley Firefighters Credit Union’s savings rates compare
Compared with banks and credit unions near Fresno, CA, where Central Valley Firefighters Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Central Valley Firefighters Credit Union
0.15%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $15
Regular Savings
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Pacific Service Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $300
Central Valley Firefighters Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Central Valley Firefighters Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.15%APY
Opening a savings account is the first step for membership at CVFCU. No monthly maintenance fees. Earns monthly dividends on balances of $25 and up.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upFixed rate type. Earns monthly dividends on balances of $25 & up.$25 and up | 0.15% | $15 | Fixed rate type. Earns monthly dividends on balances of $25 & up. |
Sources (3)
All captured Oct 6, 2026
Special Savings Account
0.10%APY
No monthly maintenance fees. Earns monthly dividends on balances of $25 and up.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upFixed rate type. Earns monthly dividends on balances of $25 & up.$25 and up | 0.10% | $10 | Fixed rate type. Earns monthly dividends on balances of $25 & up. |
Sources (3)
All captured Oct 6, 2026
Station 60 Account
0.10%APY
Minimum deposit $1.00. Earns monthly dividends on balances of $500.00 & up. Fixed rate type (asterisk footnote explanation not provided in source).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upMinimum deposit $1.00. Earns monthly dividends on balances of $500.00 & up. Fixed rate type (*footnote details not stated in current evidence).$500 and up | 0.10% | $10 | Minimum deposit $1.00. Earns monthly dividends on balances of $500.00 & up. Fixed rate type (*footnote details not stated in current evidence). |
Special-purpose accounts
Christmas Club Account
0.20%APY
No monthly maintenance fees. Earns monthly dividends on balances of $25 and up.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upFixed rate type. Page 4 states $5.00 minimum deposit while rate schedule indicates $1 minimum opening balance. Earns monthly dividends on balances of $25 & up.$25 and up | 0.20% | $20 | Fixed rate type. Page 4 states $5.00 minimum deposit while rate schedule indicates $1 minimum opening balance. Earns monthly dividends on balances of $25 & up. |
Sources (3)
All captured Oct 6, 2026
Junior Heroes Share Account
0.15%APY
For ages 18 and under. No monthly maintenance fees. Earns monthly dividends on balances of $25 and up.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upFixed rate type. For ages 18 and under. Earns monthly dividends on balances of $25 & up.$25 and up | 0.15% | $15 | Fixed rate type. For ages 18 and under. Earns monthly dividends on balances of $25 & up. |
Sources (3)
All captured Oct 6, 2026
IRA – Shares
0.10%APY
IRA Annual Maintenance fee is $20.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upFixed rate type. IRA Annual Maintenance Fee of $20.00 applies.$25 and up | 0.10% | $10 | Fixed rate type. IRA Annual Maintenance Fee of $20.00 applies. |
Who can join Central Valley Firefighters Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Open to active and retired employees of the fire service living or working within Fresno, Madera, Merced, Mariposa, Kings, and Tulare counties.
Family and household
- Open to family members (spouses, parents, grandparents, siblings, children, grandchildren) of active and retired fire service employees living or working within Fresno, Madera, Merced, Mariposa, Kings, and Tulare counties.
Membership information collected October 5, 2026.