Credit union · NCUA insured
Ventura County Credit Union Savings Rates
Ventura County Credit Union’s best savings rate is 0.10% APY on $10,000, with its Get Fit Savings Plan. Rates checked October 16, 2026.
How Ventura County Credit Union’s savings rates compare
Compared with banks and credit unions near Oxnard, CA, where Ventura County Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ventura County Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
Get Fit Savings Plan
Top rate
EverBank
4.20%APY
- Minimum
- $0
- Earns on $10,000 a year
- $420
2nd-highest rate
CommunityAmerica Credit Union
3.20%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Ventura County Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ventura County Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Get Fit Savings Plan
0.10%APY
Select amounts from $10 to $100 each month via automatic transfers. Upon reaching $500 or $1,000, balance transfers to a special 6-month Get Fit Certificate until reaching plan goal of $5,000.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Savings (Primary Share)
0.10%APY
Sin cargos por servicio / No service charges. Gane dividendos en saldos superiores a $25.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25Up to $25 | 0.00% | — | Up to $25 |
| $25 and up$25/+ | 0.10% | $10 | $25/+ |
Sources (3)
- vccuonline.net/Save-Spend/Savings-Accounts
- espanol.vccuonline.net/Save-Spend/Savings-Accounts
- vccuonline.net/About/Rates/Deposit-Rates
All captured Oct 6, 2026
Special Share Savings
0.10%APY
Sin cargos mensuales por servicio / No monthly service charges. No limit on number of accounts. Dividendos en saldos superiores a $25.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25Up to $25 | 0.00% | — | Up to $25 |
| $25 and up$25/+ | 0.10% | $10 | $25/+ |
Sources (3)
- vccuonline.net/Save-Spend/Savings-Accounts
- espanol.vccuonline.net/Save-Spend/Savings-Accounts
- vccuonline.net/About/Rates/Deposit-Rates
All captured Oct 6, 2026
Special-purpose accounts
Variable Rate IRA Savings
0.25%APY
Available for Traditional, Roth, SEP, and Coverdell Education Savings. Annual trustee fee of $20.00 applies ($15.00 early distribution/withdrawal/trustee to trustee transfer fee).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Up to $1,000 tier | 0.20% | — | Up to $1,000 tier |
| $1,000 and up$1,000/+ tier | 0.25% | $25 | $1,000/+ tier |
| $10,000 and up$10,000/+ tier | 0.25% | $25 | $10,000/+ tier |
| $25,000 and up$25,000/+ tier | 0.25% | — | $25,000/+ tier |
Sources (3)
- vccuonline.net/Save-Spend/Indi…Retirement-Accounts-IRAs
- vccuonline.net/Save-Spend/Fee-Schedule
- vccuonline.net/About/Rates/Deposit-Rates
All captured Oct 6, 2026
Holiday Club
0.20%APY
On Nov. 1, balance transfers into checking or savings account of choice. Early withdrawal fee of $5.00 applies for withdrawals between Jan 1 – Oct 31.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25Up to $25 | 0.00% | — | Up to $25 |
| $25 and up$25/+ | 0.20% | $20 | $25/+ |
Sources (3)
- vccuonline.net/Save-Spend/Savings-Accounts
- vccuonline.net/Save-Spend/Fee-Schedule
- vccuonline.net/About/Rates/Deposit-Rates
All captured Oct 6, 2026
Get Fit IRA Savings
0.10%APY
IRA savings component of Get Fit program. Annual trustee fee applies.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Up to $1,000Up to $1,000 | 0.10% | — | Up to $1,000 |
Sources (2)
All captured Oct 6, 2026
Who can join Ventura County Credit Union
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