Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 436–450 results in California
- Marin County Federal Credit UnionPrimary Share Savings AccountSavings · $100 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: A savings account is required when you open an account here. Balances over $100 earn dividends. Funds can be used to secure lowest lending rate.
Effective Nov 1, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: One-time $5 membership fee. Enroll in e-Statements to avoid $2 monthly paper statement fee. Dividends calculated on average daily balance and paid monthly.
Offer: Variable rate. Dividends calculated on average daily balance and paid monthly.
0.10% interest rate · No monthly fee
Rate checked
More details - Golden 1 Credit UnionGrowth Savings AccountSavings · $0 min · 0.10%–4.00% by balance
Credit union · 63 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed annual percentage yield (APY).
3.93% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Growth Savings Account Balance APY Up to $1,000 4.00% $1,000 – $2,000APY range stated as 3.50%-4.00% (blended). 3.00%* $2,000 – $5,000APY range stated as 2.15%-3.50% (blended). 1.25%* Over $5,000Your amountAPY range stated as 0.10%-2.15% (blended). 0.10%* Rate checked
More details - Partners Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min
Credit union · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum to open and earn dividends is $2,500. Includes Visa debit card and unlimited withdrawals for everyday spending.
Offer: Earn 0.10% APY on balances $2,500+.
0.10% interest rate
Rate checked
More details - Redwood Credit UnionRegular Share SavingsSavings · $100 min · 0.05%–0.15% by balance
Credit union · 23 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance of $100.00 required to earn dividends. A $3 monthly minimum balance fee is charged if balance is less than $75.00. Requires $5.00 deposit per member to open.
Offer: Minimum balance to avoid a $3 monthly fee is $75.00.
0.05% interest rate · $3 monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Regular Share Savings Balance APY $100 – $500 0.05% $500 – $1,000 0.05% $1,000 – $2,500 0.05% $2,500 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: To open account and receive 3.25% APY, at least $2,500 must be from new deposits to the credit union. Must have a Primary Share and Purple Checking account.
Offer: Applies to the first $10,000. Requires $2,500 new deposit minimum, Primary Share, and Purple Checking account.
Qualified rate · 3.20% interest rate · Effective Sep 7, 2026
Rate by balance
Rate by balance for Purple Savings Balance APY Up to $10,000 3.25% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Effective date as of rate schedule.
0.07% interest rate · Effective Sep 7, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.12% $50,000 – $250,000 0.15% $250,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly service charges. No direct deposit requirements. Requires $5 minimum account balance for Credit Union membership share.
0.10% interest rate · No monthly fee · Effective Oct 23, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires secured deposit of 110% of credit line into a Credit Builder Share for MasterCard Credit Builder Credit Card.
Qualified rate · 0.10% interest rate · Effective Oct 23, 2026
Rate checked
More details - Wheelhouse Credit UnionInspired Share/SavingsSavings · $0 min · 0.05%–0.10% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: No monthly fee.
0.05% interest rate · No monthly fee · Effective Sep 4, 2026
Rate by balance
Rate by balance for Inspired Share/Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - Vision One Credit UnionCookie Jar AccountsSavings · $100 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded and credited monthly based on average daily balance. Monthly deposits of $5.00 or more required to maintain account. Fee of $10.00 applies for withdrawals/transfers in excess of 3 per year. Account converts to Regular Share account after 60 days of inactivity.
Offer: $25 minimum average daily balance to avoid $1.00 monthly fee. Minimum $100 balance required to earn stated APY tier. $5/month deposit required to maintain account.
0.00% interest rate · $1 monthly fee · Effective Mar 1, 2025
Rate by balance
Rate by balance for Cookie Jar Accounts Balance APY $100 – $500 0.00% $500 and upYour amount 0.10% Rate checked
More details - Vision One Credit UnionRegular Share SavingsSavings · $100 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded and credited monthly based on average daily balance. $25 minimum balance (par value of one share) required to open and maintain membership/avoid service fee. Maximum 6 electronic/pre-authorized transfers per month; fees apply for more than 3 withdrawals/transfers per month.
Offer: $25 minimum balance to avoid $1.00 monthly fee; minimum $100 average daily balance required to earn stated dividend tier.
0.00% interest rate · $1 monthly fee · Effective Mar 1, 2025
Rate by balance
Rate by balance for Regular Share Savings Balance APY $100 – $500 0.00% $500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum opening deposit and balance to obtain APY is $1.00 to become a member-owner.
Effective Feb 4, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Must be linked to a Certificate and funded with new money from another financial institution. Membership eligibility required.
Offer: Rate if the linked Certificate is closed (converts to a Share/Savings Account).
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches