Credit union · NCUA insured
Eagle Community Credit Union Savings Rates
Eagle Community Credit Union’s best savings rate is 0.50% APY on $10,000, with its Premium Advantage Money Market Account. Rates checked October 16, 2026.
How Eagle Community Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Eagle Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Eagle Community Credit Union
0.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Premium Advantage Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Eagle Community Credit Union savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Eagle Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premium Advantage Money Market Account
Up to 0.50%APY
Must live or work in Orange and Riverside County to join. Allows up to six withdrawals or transfers per month. Check-writing capabilities and ATM card access. Federally insured by NCUA up to $250,000. Rates quoted are subject to change at any time without notice. Annual Percentage Yield assumes deposits and dividends paid are held to maturity.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMin. to Earn APY: $2,500. | 0.45% | $45 | Min. to Earn APY: $2,500. |
| $10,000 and upMin. to Earn APY: $10,000. | 0.50% | $50 | Min. to Earn APY: $10,000. |
| $25,000 and upMin. to Earn APY: $25,000. | 0.65% | — | Min. to Earn APY: $25,000. |
| $50,000 and upMin. to Earn APY: $50,000. | 0.75% | — | Min. to Earn APY: $50,000. |
| $100,000 and upMin. to Earn APY: $100,000. | 0.85% | — | Min. to Earn APY: $100,000. |
Sources (1)
- eaglecu.org/money-market-account · captured Oct 6, 2026
Access Savings
0.10%APY
No monthly service charges or direct deposit requirements. Requires $5 minimum account balance for Credit Union membership share.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
| $10,000 and up | 0.10% | $10 |
Credit Builder Shares
0.10%APY
MasterCard® Credit Builder Credit Card requires secured deposit of 110% of credit line into a Credit Builder Share.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequires secured deposit of 110% of credit line into a Credit Builder Share for MasterCard Credit Builder Credit Card. | 0.10% | $10 | Requires secured deposit of 110% of credit line into a Credit Builder Share for MasterCard Credit Builder Credit Card. |
| $10,000 and upRequires secured deposit of 110% of credit line into a Credit Builder Share for MasterCard Credit Builder Credit Card. | 0.10% | $10 | Requires secured deposit of 110% of credit line into a Credit Builder Share for MasterCard Credit Builder Credit Card. |
Special-purpose accounts
Next Gen Savings
0.10%APY
Designed for teens and young adults (ages 13 to 23). No monthly fees. Automatically converts to Access Savings at age 24.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,0005.00% APY applies to balance up to $5,000. | 5.00% | — | 5.00% APY applies to balance up to $5,000. |
| $5,000 and upBalances exceeding $5,000 will earn 0.100% APY. | 0.10% | $10 | Balances exceeding $5,000 will earn 0.100% APY. |
IRA Savings (SEP, Coverdell Education, Roth)
0.10%APY
Available as SEP, Coverdell Education, or Roth IRA. Contributions and tax benefits subject to IRS regulations; early withdrawals may be subject to IRS penalties and tax consequences.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
| $100,000 and up | 0.15% | — |
Holiday Club
0.10%APY
Each November 1st, Holiday Club Savings is transferred to member's Eagle Checking account for holiday shopping and expenses.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
Sources (3)
All captured Oct 6, 2026
Power Up Fund
0.10%APY
Designed for youth ages 13 through 17 (formerly Green Team). No monthly maintenance fees. $5 minimum account balance required for Credit Union membership share. Joint account with parent or guardian required to open checking account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
| $10,000 and up | 0.10% | $10 |
Sources (4)
All captured Oct 6, 2026
Treasure Chest Savings
0.10%APY
Designed for children up to 12 years old (formerly Circus Club). No monthly maintenance fees. $5 minimum account balance required for Credit Union membership share. Social Security Number required to open youth account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
| $10,000 and up | 0.10% | $10 |
Sources (4)
All captured Oct 6, 2026
Who can join Eagle Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or studies in Orange County, California.
- Membership is open to individuals who live or work in Orange County or Riverside County.
Family and household
- Membership is open to family members (parents, grandparents, in-laws, siblings, aunts, uncles, nieces, nephews, cousins, children, grandchildren by blood, marriage, or adoption) and couples (including unmarried couples living together) of existing members.
Other ways
- Friends referred by existing members are eligible to join.
Cost to join
- Establishing and maintaining membership requires a share deposit of $5 into an Access Savings account.
Membership information collected October 5, 2026.