Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Arizona
- 1.06%APY$106 a year on $10,000
Requirements
Product: Minimum balance of $500 to earn interest and avoid service fees. No service charge if minimum balance of $500 is maintained. Interest earned each day balance is $500 or more. 6 free withdrawals or debits per monthly statement period. Option to use as overdraft protection on a Bell checking account (enrollment required). Variable interest compounded monthly.
Offer: $10 service fee if minimum balance is not maintained. Variable rate. Paid monthly.
1.05% interest rate · Compounded monthly · $10 monthly fee
Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Product: Monthly maintenance fee of $6.99 is waived with a $200 minimum daily balance or for individuals age 55 and over.
Offer: Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over.
1.05% interest rate · $6.99 monthly fee · Effective Oct 16, 2026
Rate checked
More details - Hughes Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 1.01%–1.77% by balance
Credit union · 7 branches
1.01%APY$101 a year on $10,000Requirements
Product: Savings dividends are compounded daily and credited quarterly. Rates and terms are variable and subject to change at any time after the account is opened. Fees may reduce earnings.
Offer: Minimum balance required to open an account and earn the posted APY.
1.00% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $75,000Your amount 1.01% $75,000 – $150,000 1.26% $150,000 – $250,000 1.51% $250,000 and up 1.77% Rate checked
More details - EM Federal Credit UnionShare AccountSavings · $5 min · 0.50%–2.02% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum deposit to open is $5.00. Minimum share to join is $5.00. To earn the disclosed APY, maintain a minimum daily balance of $5.00; no dividends earned for days balance drops below $5.00. Accrued dividends will not be paid if account is closed before dividends are credited. Compounded quarterly and credited quarterly. Rate applies to entire balance once tier is met. Variable rate account.
Offer: Once account balance qualifies for tier, dividend rate and APY apply to entire balance. Minimum daily balance to earn APY is $5.00.
0.50% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Share Account Balance APY Up to $10,000 0.50% $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.51% $100,000 and up 2.02% Rate checked
More details - Mountain America Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–3.60% by balance
Credit union · 12 branches
1.00%APY$100 a year on $10,0000.50% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.50% $2,500 – $9,999 0.85% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 – $249,999 2.45% $250,000 – $999,999 3.25% $1,000,000 and up 3.60% Rate checked
More details - AERO FinancialMoney Market AccountMoney Market Account · $5,000 min · 1.00%–4.00% by balance
Credit union · 7 branches
1.00%APY$100 a year on $10,000Requirements
Product: Open with as little as a $5 deposit. No monthly fees or term limits. Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Tiered variable rate account; dividends compound monthly.
Offer: Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate.
1.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $20,000Your amount 1.00% $20,000 – $50,000 1.85% $50,000 – $1,000,000 2.10% $1,000,000 and up 4.00% Rate checked
More details - KS StateBankAdvantage Money MarketAdvantage Money Market · $2,500 min · 0.35%–3.04% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Requires a $2,500 minimum opening deposit. No monthly service charge. Uses daily balance method to calculate interest. Includes up to 6 withdrawals per month at no charge ($5 per additional withdrawal). Avoid the $2 paper statement fee by enrolling in online banking and e-statements. Minors aged 12 to 17 are eligible with a parent or legal guardian as joint account holder.
Offer: Tier applies to balances from $0.01 to $2,499.99. Avoid $2 paper statement fee with e-statements.
0.35% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $2,500 0.35% $2,500 – $25,000Your amount 1.00% $25,000 – $100,000 2.02% $100,000 and up 3.04% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: No minimum balance requirements. No monthly service charge. Minors under 18 require a parent or legal guardian as a co-owner. Up to 6 withdrawals per month at no charge ($5 fee per additional withdrawal). Avoid $2 paper statement fee with e-statements.
Offer: Minimum balance to obtain the APY is $0.01. Interest calculated using daily balance method. Avoid the $2 paper statement fee by enrolling in online banking and e-statements.
1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Avenir FinancialAccess Money MarketAccess Money Market · $2,500 min · 1.00%–1.50% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum daily balance of $1,000 required to avoid a $15 fee and earn dividends. Limited to 3 transactions per month.
Offer: Fee of $15 applies if minimum daily balance is not maintained. If balance falls below daily minimum balance, account will not earn dividends. Compounded and credited monthly.
$15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Access Money Market Balance APY $2,500 – $49,999Your amount 1.00% $50,000 – $99,999 1.25% $100,000 and up 1.50% Rate checked
More details - Pima Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $1,000 min · 1.00%–4.00% by balance
Credit union · 14 branches
1.00%APY$100 a year on $10,000Requirements
Product: Maintaining a balance of $1,000 earns tiered APY rates. Rates may change monthly after the account is opened as determined by the Board of Directors. Dividends credited monthly.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $1,000 – $100,000Your amount 1.00% $100,000 – $250,000 1.20% $250,000 – $500,000 3.00% $500,000 and up 4.00% Rate checked
More details - Goldwater BankMONEY MARKET PLUS PERSONALMONEY MARKET PLUS PERSONAL · $1,000 min · 1.00%–1.10% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Interest rate and APY may change after account opening. Interest paid quarterly calculated using daily balance method.
Offer: Tier: Daily Balance of up to $99,999.99; minimum balance to obtain APY is $0.01.
1.00% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for MONEY MARKET PLUS PERSONAL Balance APY Up to $100,000Your amount 1.00% $100,000 and up 1.10% Rate checked
More details - Tucson Federal Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.00%–3.50% by balance
Credit union · 8 branches
1.00%APY$100 a year on $10,000Requirements
Product: Rate schedule is subject to change daily; Dividends are compounded daily and credited monthly; Effective date: 2026-09-01
Offer: Less than $1,000; Dividends may be earned on balances over $1,000.
0.00% interest rate · Compounded daily · Effective Sep 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.00% $50,000 – $75,000 1.00% $75,000 – $100,000 1.00% $100,000 – $250,000 1.50% $250,000 – $500,000 2.75% $500,000 – $1,000,000 3.00% $1,000,000 and up 3.50% Rate checked
More details - 0.95%APY$95 a year on $10,000
Requirements
Product: Monthly maintenance fee of $6.99 is waived with a $200 minimum daily balance or for individuals age 55 and over.
Offer: Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over.
0.95% interest rate · $6.99 monthly fee · Effective Oct 16, 2026
Rate checked
More details - TruWest Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 0.10%–2.00% by balance
Credit union · 8 branches
0.90%APY$90 a year on $10,000Requirements
Product: Must be a TruWest member with a minimum $5 balance in Share Savings required to be eligible for services. Additional opening deposit of $10,000 for Money Market. No minimum balance required after opening. No monthly service fee.
No monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.90% $25,000 – $49,999 1.00% $50,000 – $99,999 1.35% $100,000 – $249,999 1.65% $250,000 and up 2.00% Rate checked
More details - Arizona Central Credit UnionMoney MarketMoney Market · $1,000 min · 0.80%–2.12% by balance
Credit union · 9 branches
0.90%APY$90 a year on $10,000Requirements
Product: Tiered account. Limited to 6 electronic withdrawals per month (3 withdrawals per month at no charge). Monthly service fee of $15 applies if average daily balance of $1,000 is not maintained.
Offer: No monthly service fee when an average daily balance of $1,000 is maintained; otherwise $15 monthly fee applies.
0.80% interest rate · $15 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.80% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 0.90% $50,000 – $100,000 1.51% $100,000 – $250,000 2.12% $250,000 and up 2.12% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Arizona
214 accounts at 79 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Arizona
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 7 branches
- AERO FinancialCredit union · 7 branches
- ICCUCredit union · 2 branches