Credit union · NCUA insured
Pima Federal Credit Union Savings Rates
Pima Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Savings Account. Rates checked October 22, 2026.
How Pima Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Tucson, AZ, where Pima Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pima Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market Savings Account
Top rate
Vantage West Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000 a year
- $400
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Pima Federal Credit Union savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.20%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pima Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings Account
1.00%APY
Maintaining a balance of $1,000 earns tiered APY rates. Rates may change monthly after the account is opened as determined by the Board of Directors. Dividends credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $100,000 | 1.00% | $100 |
| $100,000 – $250,000 | 1.20% | — |
| $250,000 – $500,000 | 3.00% | — |
| $500,000 and up | 4.00% | — |
Sources (1)
- pimafederal.org/deposit/money-market-certificates · captured Oct 3, 2026
Special-purpose accounts
Youth Savings Account
0.01%APY
Must meet membership eligibility requirements. Each dividend rate applies only to that portion of the account balance within each balance range.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,0003.00% APY on balances up to $999.99. | 3.00% | — | 3.00% APY on balances up to $999.99. |
| $1,000 and up.01% APY on balances $1,000.00 or higher. | 0.01% | $1 | .01% APY on balances $1,000.00 or higher. |
Sources (1)
- pimafederal.org/deposit/youth-savings-program · captured Sep 24, 2026
Who can join Pima Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible to join if you live, work, worship, or attend school in an eligible ZIP code within Apache, Maricopa, Navajo, Pima, Pinal, or Yuma County.
Employers and groups
- Eligible to join if working as an employee for one of Pima Federal's Select Employer Groups.
Family and household
- Eligible to join if related to anyone who is an existing member.
Other ways
- Eligible to join by joining Friends of the Pima County Public Library with a $20 membership fee when opening an account.
- Eligible to join if you are an employee, volunteer, or registered member of any non-profit organization in Pima County.
Cost to join
- Membership requires an opening deposit of $5.
Membership information collected October 4, 2026.