Credit union · NCUA insured
Tucson Federal Credit Union Savings Rates
Tucson Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Premier Money Market. Rates checked October 22, 2026.
How Tucson Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Tucson, AZ, where Tucson Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tucson Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
Premier Money Market
Top rate
Vantage West Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000 a year
- $400
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Tucson Federal Credit Union savings score
85
Savings score
Higher than 71% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.50%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tucson Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Money Market
1.00%APY
Rate schedule is subject to change daily; Dividends are compounded daily and credited monthly; Effective date: 2026-09-01
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Less than $1,000; Dividends may be earned on balances over $1,000. | 0.00% | — | Less than $1,000; Dividends may be earned on balances over $1,000. |
| $1,000 – $10,000 | 1.00% | — | |
| $10,000 – $25,000 | 1.00% | $100 | |
| $25,000 – $50,000 | 1.00% | — | |
| $50,000 – $75,000 | 1.00% | — | |
| $75,000 – $100,000 | 1.00% | — | |
| $100,000 – $250,000 | 1.50% | — | |
| $250,000 – $500,000 | 2.75% | — | |
| $500,000 – $1,000,000 | 3.00% | — | |
| $1,000,000 and up | 3.50% | — |
Sources (1)
- tucsonfcu.com/wp-content/uploa…ber-2026-Share-Rates.pdf · captured Sep 16, 2026
Regular Savings
0.05%APY
Must complete payment of one share ($5.00 par value) within 365 days of admission to membership. ATM withdrawal limit of $800.00 per day in combination with checking account(s).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDaily balance of $5.00 required to obtain disclosed APY ($25.00 for accounts opened prior to April 17, 2018). Daily compounding, credited monthly.$5 and up | 0.05% | $5 | Daily balance of $5.00 required to obtain disclosed APY ($25.00 for accounts opened prior to April 17, 2018). Daily compounding, credited monthly. |
Sources (3)
- tucsonfcu.com/open-a-savings
- tucsonfcu.com/product/savings
- tucsonfcu.com/wp-content/uploa…ber-2026-Share-Rates.pdf
All captured Sep 16, 2026
Special-purpose accounts
LevelUp Savings Account
0.05%APY
Product exclusively for members under 18 years old. Requires an appointment at a branch location to open. Upon turning 18, automatically converts to a Club Account at the then current regular club rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Promotional rate on balances between $0.01 and $1,000.00. | 5.00% | — | Promotional rate on balances between $0.01 and $1,000.00. |
| Over $1,000Variable APY subject to change monthly for balance portion over $1,000.00. | 0.05% | $5 | Variable APY subject to change monthly for balance portion over $1,000.00. |
Sources (2)
All captured Sep 16, 2026
Roth IRA Savings
0.35%APY
Contributions may be deducted from federal income taxes. Allows tax-free withdrawals under certain circumstances.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDaily balance of $100.00 required to obtain disclosed APY. Daily compounding, credited monthly.$100 and up | 0.35% | $35 | Daily balance of $100.00 required to obtain disclosed APY. Daily compounding, credited monthly. |
Sources (3)
- tucsonfcu.com/open-a-savings
- tucsonfcu.com/product/savings
- tucsonfcu.com/wp-content/uploa…ber-2026-Share-Rates.pdf
All captured Sep 16, 2026
Traditional IRA Savings
0.35%APY
Contributions may be deducted from federal income taxes. Balance and earnings are taxed when funds are withdrawn.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDaily balance of $100.00 required to obtain disclosed APY. Daily compounding, credited monthly.$100 and up | 0.35% | $35 | Daily balance of $100.00 required to obtain disclosed APY. Daily compounding, credited monthly. |
Sources (3)
- tucsonfcu.com/open-a-savings
- tucsonfcu.com/product/savings
- tucsonfcu.com/wp-content/uploa…ber-2026-Share-Rates.pdf
All captured Sep 16, 2026
Club Accounts
0.05%APY
Easily opened through Online Banking with Self-Service Forms. Accounts of minors are exempt from inactive account fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Daily balance of $0.01 required to obtain disclosed APY. Daily compounding, credited monthly.Over $0 | 0.05% | $5 | Daily balance of $0.01 required to obtain disclosed APY. Daily compounding, credited monthly. |
Sources (3)
- tucsonfcu.com/open-a-savings
- tucsonfcu.com/product/savings
- tucsonfcu.com/wp-content/uploa…ber-2026-Share-Rates.pdf
All captured Sep 16, 2026
Who can join Tucson Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to individuals who live, work, volunteer, worship, or attend school in Pima County.
Family and household
- Open to immediate family or household members of individuals eligible through the Pima County geographic qualification.
Membership information collected October 4, 2026.