Credit union · NCUA insured
AERO Financial Savings Rates
Top CarrotAERO Financial’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How AERO Financial’s savings rates compare
Compared with banks and credit unions near Phoenix, AZ, where AERO Financial has the most branches. $10,000, best rate first.
This credit union’s best
AERO Financial
1.00%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $100
Money Market Account
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
Alhambra Credit Union
4.04%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $404
AERO Financial savings score
85
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0003.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where AERO Financial ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.00%APY
Open with as little as a $5 deposit. No monthly fees or term limits. Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Tiered variable rate account; dividends compound monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $20,000Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate. | 1.00% | $100 | Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate. |
| $20,000 – $50,000Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate. | 1.85% | — | Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate. |
| $50,000 – $1,000,000Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate. | 2.10% | — | Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate. |
| $100,000 – $250,000Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate. | 3.00% | — | Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate. |
| $250,000 – $500,000Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate. | 3.50% | — | Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate. |
| $500,000 – $1,000,000Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate. | 4.00% | — | Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate. |
| $1,000,000 and upMust maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate. | 4.00% | — | Must maintain a balance of $5,000 in the account to obtain the disclosed APY. Compounding monthly. Variable rate. |
Sources (1)
- aerofinancial.com/money-market-account · captured Oct 22, 2026
Savings Account
0.10%APY
Establishes membership at AERO Financial. Dividends calculated daily and paid quarterly. Can be used for overdraft protection and loan collateral. NCUA insured up to $250,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upCompounded quarterly. Dividend rate 0.10%, APY 0.10% on deposits of $5 or greater. Rates may change at any time.$5 and up | 0.10% | $10 | Compounded quarterly. Dividend rate 0.10%, APY 0.10% on deposits of $5 or greater. Rates may change at any time. |
Sources (1)
- aerofinancial.com/savings-account · captured Oct 17, 2026
Special-purpose accounts
Traditional or Roth IRA
0.25%APY
Tax-advantaged IRA savings account (Traditional or Roth). Dividends compound quarterly. Optional payroll deduction available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upCompounded quarterly. Dividend rate 0.25%, APY 0.25% on deposits of $5 or greater. Rates may change at any time.$5 and up | 0.25% | $25 | Compounded quarterly. Dividend rate 0.25%, APY 0.25% on deposits of $5 or greater. Rates may change at any time. |
Sources (1)
- aerofinancial.com/ira-individual-retirement-account · captured Oct 17, 2026
Who can join AERO Financial
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to everyone by joining partner non-profit organization Financial Fitness Association.
Employers and groups
- Employees of the flight and aerospace industry and related sponsors.
Cost to join
- Opening an account requires a $5 minimum deposit to join AERO Financial.
Membership information collected October 4, 2026.