Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Houston, TX
- Energy One Federal Credit UnionStandard Money MarketStandard Money Market · $2,500 min
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: A flexible option for members with moderate balances. Monthly dividend compounding. Limited to six withdrawals per month.
Offer: Tier 1–4
Balance cap $250,000 · Effective Jun 9, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Open to Energy One members. Maintain a $100 daily balance to earn quarterly dividends. A $2 monthly service fee applies if balance drops below $100 at any time during the month and member has no other loans or accounts. ATM access included (restrictions may apply).
Offer: Quarterly compounding; requires $100 daily balance to earn dividends. $2 monthly fee waived if balance stays at or above $100 or member has other loans/accounts.
$2 monthly fee · Effective Jun 9, 2026
Rate checked
More details - Greater Texas Credit UnionMoney Market AccountMoney Market Account · 0.00%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends paid monthly. Daily Balance Method calculation.
Offer: Daily Balance Method.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.30% $25,000 – $75,000 0.35% $75,000 – $150,000 0.40% $150,000 and up 0.50% Rate checked
More details - 0.28%APY$28 a year on $10,000
Requirements
Product: Weekly savings challenge over 52 weeks. Minimum opening deposit is $1.00. Daily balance of $100.00 required to earn stated APY. Account transfer and withdrawal limitations apply.
Offer: Requires minimum daily balance of $100.00 to earn stated APY. Account transfer and withdrawal limitations apply.
0.28% interest rate · Effective Jan 1, 2026
Rate checked
More details - FAA Federal Credit UnionMember SavingsSavings · $5 min · 0.26%–0.31% by balance
Credit union · 1 branch
0.26%APY$26 a year on $10,000Requirements
Product: Basic savings account that establishes and maintains membership with FAA FCU. Variable rates. No monthly service fee.
Offer: Balance required to earn dividends: Less than $50,000. $5 minimum deposit to open and to maintain membership.
0.26% interest rate · No monthly fee · Effective Jan 2, 2026
Rate by balance
Rate by balance for Member Savings Balance APY Up to $50,000Your amount 0.26% $50,000 – $99,999 0.31% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Energy Capital Credit UnionHigh-Yield Money MarketHigh-Yield Money Market · $1,000 min · 0.25%–0.75% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Tiered rate account. 6 withdrawals per month. $2,500 minimum balance to earn interest. Dividends accrue daily and compound monthly.
Offer: $2,500 minimum balance to earn APY; $10 fee if balance falls below $2,500.
$10 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High-Yield Money Market Balance APY Up to $100,000Your amount 0.25% $100,000 – $250,000$2,500 minimum balance to avoid a fee. 0.50% $250,000 and up$2,500 minimum balance to avoid a fee. 0.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Each member must maintain a Savings Account with a minimum balance of $50 to establish and keep membership with SUMA FCU. Unlimited deposits and withdrawals.
Offer: No penalty for early withdrawal.
0.25% interest rate · Effective Sep 25, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - Justice Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Service charge of $12 per quarter if minimum daily balance is below $300. Maintain $100 minimum daily balance to earn interest.
Offer: Minimum opening deposit $100 and minimum daily balance of $100 to earn stated interest. $12 per quarter service fee if minimum daily balance is below $300.
0.25% interest rate · Effective Dec 15, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.00% interest rate · Effective Apr 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.25% $25,000 – $100,000 0.50% $100,000 – $500,000 0.75% $500,000 and up 1.01% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.22%APY$22 a year on $10,000with conditions
Requirements
Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.
Offer: Default rate tier applied without an associated active b1BANK checking account. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.
Qualified rate · 0.22% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 0.22% $25,000 – $100,000 0.87% $100,000 – $250,000 1.01% $250,000 – $1,000,000 1.38% $1,000,000 – $5,000,000 2.14% $5,000,000 and up 2.52% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Houston, TX
241 accounts at 93 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.35%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch