Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Austin, TX
- 1.60%APY$160 a year on $10,000with conditions
Requirements
Product: Account holder must have a new checking account with Broadway Bank (existing checking account holders will be reviewed for eligibility). Monthly maintenance fee is $4, waived for the first 61 days, if daily balance of $200 is maintained, or for account owners under 18.
Offer: For daily collected balances of $0-$9,999.99. Requires opening a checking account.
Qualified rate · $4 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Relationship Savings Account Balance APY Up to $10,000 0.25% $10,000 and upYour amount 1.60% Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Maintain average daily balance of $10,000 or more to avoid a $10 minimum balance fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals charged an Excess Debit Fee of $10 each.
Offer: Daily balance less than $10,000 to obtain APY. Monthly fee waived with average daily balance of $10,000 or more.
0.50% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 1.51% $25,000 – $100,000 2.02% $100,000 – $250,000 2.86% $250,000 – $500,000 3.30% $500,000 and up 3.77% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - Star of Texas Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.00%–2.00% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Membership eligibility required (live, work, worship, or attend school in Travis County, work for Texas Workforce Commission, or family member of a member). Dividends compounded monthly. Federally insured up to $250,000 by NCUA.
Offer: Minimum balance of $1,000.
1.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $4,999 1.00% $5,000 – $24,999Your amount 1.25% $25,000 – $74,999 1.50% $75,000 – $199,999 1.75% $200,000 and up 2.00% Rate checked
More details - Capitol Credit UnionPlus Money Market Capitol AccountPlus Money Market Capitol Account · $2,500 min · 1.05%–2.00% by balance
Credit union · 3 branches
1.05%APY$105 a year on $10,000Requirements
Product: Avoid the $10 monthly service fee by maintaining a $2,500 minimum balance. Fees may reduce earnings.
Offer: Avoid $10 monthly service fee by maintaining a $2,500 minimum balance.
$10 monthly fee · Effective Jul 1, 2023
Rate by balance
Rate by balance for Plus Money Market Capitol Account Balance APY $2,500 – $50,000Your amount 1.05% $50,000 – $100,000 1.05% $100,000 – $150,000 1.15% $150,000 – $250,000 1.25% $250,000 and up 2.00% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 6 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - TruWest Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 0.10%–2.00% by balance
Credit union · 2 branches
0.90%APY$90 a year on $10,000Requirements
Product: Must be a TruWest member with a minimum $5 balance in Share Savings required to be eligible for services. Additional opening deposit of $10,000 for Money Market. No minimum balance required after opening. No monthly service fee.
No monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.90% $25,000 – $49,999 1.00% $50,000 – $99,999 1.35% $100,000 – $249,999 1.65% $250,000 and up 2.00% Rate checked
More details - Frost BankFrost Money Market AccountFrost Money Market Account · $50 min · 0.90%–2.85% by balance
Bank · 15 branches
0.90%APY$90 a year on $10,000Requirements
Product: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or if you own a Frost Premium Account; otherwise $15 monthly service charge.
Offer: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or own a Frost Premium Account.
0.90% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Money Market Account Balance APY Up to $25,000Your amount 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.15% $100,000 – $250,000 2.15% $250,000 – $1,000,000 2.30% $1,000,000 – $2,500,000 2.35% $2,500,000 – $10,000,000 2.50% $10,000,000 – $20,000,000 2.65% $20,000,000 and up 2.85% Rate checked
More details - Jefferson BankPersonal Money Market AccountPersonal Money Market Account · $1,000 min · 0.75%–3.05% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Rate may change after the account is opened. Limit of six pre-authorized, automatic, telephone, computer, check, draft, or debit card transfers per month or statement cycle.
Offer: Rate may change after account opening.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,000 – $50,000Your amount 0.75% $50,000 – $100,000 0.75% $100,000 – $500,000 1.46% $500,000 – $1,000,000 1.87% $1,000,000 – $2,500,000 2.12% $2,500,000 – $5,000,000 2.38% $5,000,000 – $10,000,000 2.78% $10,000,000 – $20,000,000 3.04% $20,000,000 and up 3.05% Rate checked
More details - Government Employees FCUMoney Market Savings Account-SWIS AccountMoney Market Savings Account-SWIS Account · $2,500 min · 0.10%–0.70% by balance
Credit union · 4 branches
0.70%APY$70 a year on $10,000Requirements
Product: Dividends compound and credit monthly. Dividends paid based on daily balance. Dividend rate may change monthly. No more than three drafts per month with a minimum of $500.00 per transaction. Minimum balance required to earn stated APY is $2,500.00. Minimum to open is $2,500.00.
0.70% interest rate
Rate by balance
Rate by balance for Money Market Savings Account-SWIS Account Balance APY $2,500 – $25,000Your amount 0.70% $25,000 – $75,000 0.10% $75,000 – $100,000 0.15% Over $100,000 0.20% Rate checked
More details - United Heritage Credit UnionIndependence SavingsSavings · $100 min · 0.25%–0.60% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: Requires a 30-month investment term with fixed interest rate. Early withdrawal subject to loss of dividends. Membership/Regular Savings required.
Offer: Dividend rate compounded monthly; early withdrawal subject to loss of dividends.
0.25% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Independence Savings Balance APY $100 – $4,999 0.25% $5,000 – $9,999 0.40% $10,000 and upYour amount 0.60% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Minimum required to open is $2,000.00. Must maintain a balance of at least $2,000.00 each day to earn interest and the disclosed annual percentage yield (APY). Interest is calculated on a daily balance method, credited as of the first of each month, and compounded monthly. Interest must remain in the account through the last day of the month to earn disclosed APY. Rates subject to change.
0.55% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $25,000Your amount 0.55% $25,000 – $75,000 0.65% $75,000 – $125,000 0.75% $125,000 – $200,000 1.00% $200,000 and up 1.26% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Monthly service charge of $5 is waived with a $500 minimum daily balance or if the primary account holder is under the age of 25. Rate may change after account is opened.
Offer: Interest paid on any collected balance. Minimum daily balance of $25 to obtain APY. Monthly fee of $5 waived with $500 minimum daily balance or if primary account holder is under age 25. Rate may change after opening.
0.50% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Technology Credit UnionMoney Market Plus AccountsMoney Market Plus Accounts · $0 min · 0.00%–2.05% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: $0.00 minimum balance to open account and $2,500.00 to earn dividends. $0.01 minimum balance to maintain account. For balances of $50,000 and up, receive a rate boost of 0.10% with a Tech CU Checking Account and direct deposit of a minimum net pay of $100. Direct deposit criteria waived with a private banking relationship.
Offer: $0.01 minimum balance to maintain account. $2,500.00 to earn dividends.
Qualified rate · 0.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Plus Accounts Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.85% $50,000 – $100,000 1.00% $100,000 – $150,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.25% $150,000 – $300,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.50% $300,000 – $500,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.90% $500,000 – $1,000,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.95% $1,000,000 and upDirect deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 2.05% Rate checked
More details - Texas Health Credit UnionRegular Savings (Shares)Savings · $100 min · 0.25%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Establish membership with Texas Health Credit Union; a $25 savings account entitles the member to access all other account and loan products. No monthly service fee.
Offer: Dividends paid quarterly on average balances in excess of $100.
0.25% interest rate · No monthly fee · Effective Sep 24, 2025
Rate by balance
Rate by balance for Regular Savings (Shares) Balance APY $100 – $5,000 0.25% $5,000 – $10,000Dividends paid quarterly. 0.40% $10,000 and upYour amountDividends paid quarterly. 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Austin, TX
124 accounts at 42 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 3.01%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Austin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 2 branches
- Government Employees FCUCredit union · 6 branches
- Cornerstone Capital BankBank · 1 branch