Best high-yield savings rates

Requirements

Product: Interest compounded daily and credited calendar quarterly. No monthly service charges or minimum balance fees.

Requirements

Product: The initial account opened to become a member. No monthly service charge for active accounts. Dividend rate and APY are variable and subject to change at any time; compounded and credited monthly.

Offer: Minimum APY balance $100. Minimum balance $5. Compounded and credited monthly. Variable rate.

Requirements

Product: $3 monthly maintenance fee if daily balance falls below $100 on any day of the month. Interest is credited quarterly.

Offer: Earns interest on daily balance. Up to 2 withdrawals per month at no charge; $1.00 fee per withdrawal over 2.

Requirements

Product: Linked to High Interest Checking or Cash Back Checking account. Rates may change after account is opened. Fees may reduce earnings. No monthly service fee. No minimum balance to earn rewards. Minimum opening deposit is $50.

Offer: Base rate applied to all balances if linked checking qualifications are not met during Monthly Qualification Cycle.

Requirements

Product: Required membership account that qualifies you to take advantage of all other products and services. Includes Youth Accounts.

Offer: Minimum opening balance $5.00. Minimum Balance to Earn APY: None.

Requirements

Product: Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.

Offer: Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money.

Requirements

Product: Must be linked to CNB High-Yield Checking or CNB Cash Back checking account. To earn reward APY tiers, the following qualifications must be met in the linked checking account during each Monthly Qualification Cycle: at least 15 debit card purchases, at least 1 ACH credit or ACH payment transaction, and enrollment in eStatements. If qualifications are not met, the base APY applies to the entire daily balance. Limit one CNB High-Yield Savings Account per customer. Variable rate account.

Offer: Base rate earned on entire daily balance when qualifications are not met in the linked CNB Reward Checking account.

Requirements

Product: Membership required. Minimum balance of $10,000 required to earn dividends. Up to 6 withdrawals per month, including checks. Can be opened as a Trust account.

Offer: Membership required. Rates subject to change daily.

Requirements

Product: Requires primary ownership of a Union State Bank consumer checking account. Limit 1 account per individual taxpayer identification number. Closing fee of $25.00 if closed within 60 days of opening.

Offer: Base rate applied to all balances when monthly qualifications are not met.

Requirements

Product: Three free withdrawals per month ($1 fee for each withdrawal after first 3). $3 monthly fee waived with $100 minimum daily balance (also waived for minors). Opening deposit is $25 for minors.

Offer: Daily interest credited quarterly with $100 average balance. $3 monthly maintenance fee waived with $100 minimum daily balance. Opening minimum is $25 for minors.

Requirements

Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.

Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).

Requirements

Product: Opening establishes membership in Mid American Credit Union. No monthly fee if balance stays above $100. Three free withdrawals per month ($0.75 each additional withdrawal). $100 minimum balance required for dividends.

Offer: Quarterly dividend rates declared for quarter ending September 2026; monthly dividend rates effective October 1, 2026. $100 minimum balance is required for dividends. Variable rate.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: Rates listed are for accounts opened online. Must be 18 or older, a U.S. citizen or resident alien, and reside in AZ, CA, CO, IL, IA, KS, MN, MO, NE, NM, OK, TX, UT, or WI to open online.

Offer: Monthly service fee waived with $100 minimum daily ledger balance.