Bank · FDIC insured
Southwest National Bank Savings Rates
Southwest National Bank’s best savings rate is 0.20% APY on $10,000, with its Investment Savings. Rates checked October 16, 2026.
How Southwest National Bank’s savings rates compare
Compared with banks and credit unions near Wichita, KS, where Southwest National Bank has the most branches. $10,000, best rate first.
This bank’s best
Southwest National Bank
0.20%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $20
Investment Savings
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Capitol Federal
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Southwest National Bank savings score
70
Savings score
Higher than 26% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0001.10%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southwest National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Investment Savings
0.20%APY
$10 monthly maintenance fee if daily balance falls below $10,000 on any day of the month. Interest is credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Up to 6 withdrawals per month at no charge; $5.00 fee per withdrawal over 6. | 0.15% | — | Up to 6 withdrawals per month at no charge; $5.00 fee per withdrawal over 6. |
| $10,000 – $49,999Up to 6 withdrawals per month at no charge; $5.00 fee per withdrawal over 6. | 0.20% | $20 | Up to 6 withdrawals per month at no charge; $5.00 fee per withdrawal over 6. |
| $50,000 – $99,999Up to 6 withdrawals per month at no charge; $5.00 fee per withdrawal over 6. | 0.50% | — | Up to 6 withdrawals per month at no charge; $5.00 fee per withdrawal over 6. |
| $100,000 – $249,999Up to 6 withdrawals per month at no charge; $5.00 fee per withdrawal over 6. | 1.10% | — | Up to 6 withdrawals per month at no charge; $5.00 fee per withdrawal over 6. |
| $250,000 and upUp to 6 withdrawals per month at no charge; $5.00 fee per withdrawal over 6. | 1.25% | — | Up to 6 withdrawals per month at no charge; $5.00 fee per withdrawal over 6. |
Money Market
0.15%APY
Requires a deposit of at least $1,000 to open. Rates and APYs are subject to change without notice. APY assumes funds remain on deposit; fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Tier $0.01 - $999. | 0.05% | — | Tier $0.01 - $999. |
| $1,000 and upTier $1,000 or more. | 0.15% | $15 | Tier $1,000 or more. |
Sources (1)
- southwestnb.com/rates · captured Oct 5, 2026
Personal Savings
0.05%APY
$3 monthly maintenance fee if daily balance falls below $100 on any day of the month. Interest is credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns interest on daily balance. Up to 2 withdrawals per month at no charge; $1.00 fee per withdrawal over 2.Any balance | 0.05% | $5 | Earns interest on daily balance. Up to 2 withdrawals per month at no charge; $1.00 fee per withdrawal over 2. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.