Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Chicago, IL
- PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 35 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Available in Passbook or Statement Accounts. Variable rate account; fees could reduce earnings.
Offer: Accurate as of 07/29/22. Open to Chicagoland area Veterans and current Military members for special offer; daily minimum balance of $100 is required to earn interest. Variable rate account.
Effective Jul 29, 2022
Rate checked
More details - 0.03%APY$3 a year on $10,000
0.03% interest rate · No monthly fee · Effective Feb 3, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Product offers are only available to individuals who live in our Illinois service area. $100,000 maximum deposit limit for new customers.
0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $2,500 0.01% $2,500 and upYour amount 0.03% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
Qualified rate · 0.03% interest rate · $4.50 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Variable rate account. Interest is compounded daily and credited quarterly. Minimum deposit and withdrawal amount is $10.00. Available with Passbook, Statement, or Combined Statement/Passbook for record keeping. Statement and Combined Statement/Passbook accounts with a $400.00 balance qualify for a Community Total Service Card.
Offer: Variable rate account. $100.00 minimum balance requirement to open and maintain. Rates subject to change once opened. Fees may reduce earnings.
0.02% interest rate · Compounded daily · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Variable Savings Account (Statement Savings). Rates can change daily. Daily compounding.
Offer: Rates can change daily, Daily compounding.
0.02% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Ultimate Savings are limited to Statement Savings Accounts only. Rates can change daily. The APY for each tier will be earned on the full balance in the account.
Offer: Tier 1. Rates can change daily, Daily compounding. The APY for each tier will be earned on the full balance in the account.
0.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Variable Savings Account (Passbook Savings). Rates can change daily. Daily compounding.
Offer: Rates can change daily, Daily compounding.
0.02% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Membership account with Vicinity Credit Union required for membership. $25.00 minimum balance. Dividends are compounded daily and paid quarterly.
Offer: Minimum balance $25.
0.02% interest rate · Compounded daily
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No minimum balance stated on product page. Contribute via payroll deduction, funds transfer, or deposit. Dividends paid quarterly.
Offer: Minimum balance $500.
0.02% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL
152 accounts at 56 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.93%
- Banks, typical
- 0.12%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches