Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Meridian, ID
- CapEd Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 1.25%–2.50% by balance
Credit union · 2 branches
1.25%APY$125 a year on $10,000Requirements
Product: Personal accounts only. Dividends paid monthly when minimum balance to earn dividends is met ($2,500.00). $18.00 monthly fee if account falls below $2,500.00. Up to 3 withdrawals per month without a fee when minimum withdrawal ($200.00) is met; $5.00 fee for withdrawals under $200.00 or exceeding 3 withdrawals.
Offer: Monthly fee waived when balance is $2,500.00 or more.
1.24% interest rate · $18 monthly fee
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $25,000Your amount 1.25% $25,000 – $50,000 1.50% $50,000 – $75,000 1.75% $75,000 – $250,000 2.00% $250,000 and up 2.50% Rate checked
More details - Mountain America Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–3.60% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,0000.50% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.50% $2,500 – $9,999 0.85% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 – $249,999 2.45% $250,000 – $999,999 3.25% $1,000,000 and up 3.60% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Available to members with taxable income to shelter gross income from Idaho State Income Taxes (up to $10,000 per year for individuals, $20,000 for married couples filing jointly). Dividends calculated daily and compounded monthly. No set-up charges or service fees.
Offer: No minimum balance or deposit requirement. No service fees.
Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number.
Offer: Earned on balances up to $25,000 when minimum qualifications are met on the linked Kasasa checking account during the Monthly Qualification Cycle.
Qualified rate · 1.00% interest rate · Balance cap $25,000 · No monthly fee
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Beehive Federal Credit UnionMarket ShareMarket Share · 0.20%–3.80% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Tiered rate account. Once a particular balance range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. Dividends compounded and credited monthly. Daily balance method.
Offer: Rate applies to full balance when balance is $4,999.99 or below.
0.20% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Market Share Balance APY Up to $5,000 0.20% $5,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.25% $50,000 – $100,000 2.10% $100,000 – $250,000 2.65% $250,000 – $500,000 2.75% $500,000 – $1,000,000 2.75% $1,000,000 and up 3.80% Rate checked
More details - TruGrocer Federal Credit UnionMoney Market Share Account (MMSA)Money Market Share Account (MMSA) · $2,500 min · 0.70%–1.51% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Applicants must have established membership through a Regular Share Account (S1). Minimum balance requirement is $2,500. Up to 6 telephone or electronic transfers allowed per calendar month.
Offer: Must maintain a daily balance of $2,500 to obtain disclosed APY. No service fees.
0.70% interest rate
Rate by balance
Rate by balance for Money Market Share Account (MMSA) Balance APY $2,500 – $25,000Your amount 0.70% $25,000 – $100,000 0.95% $100,000 – $350,000dividend rate stated for $100,000 to $349,999.99. 1.36% $350,000 and up 1.51% Rate checked
More details - Northwest Christian Credit UnionMoney MarketMoney Market · $5,000 min · 0.50%–1.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 and up 1.50% Rate checked
More details - First Federal BankTax Advantaged SavingsSavings · $100 min · 0.20%–0.70% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Must maintain an average daily balance of $100 to earn Annual Percentage Yield (APY). Must maintain $100 minimum daily balance to avoid $3 monthly service charge. Tax implications vary depending on individual tax situation.
Offer: Tier 1: Average daily balance $100 to $999.99. $3 monthly fee waived with $100 minimum daily balance.
0.20% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Tax Advantaged Savings Balance APY $100 – $1,000 0.20% $1,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 and up 0.70% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $0 min · 0.00%–1.51% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Available to Idaho residents saving for qualified medical expenses and long-term care costs. Must maintain an average daily balance of $5 to earn Annual Percentage Yield (APY). Must maintain $100 minimum daily balance to avoid $3 monthly service charge.
Offer: Must maintain an average daily balance of $5 to earn APY. Monthly fee of $3 is waived by maintaining a $100 minimum daily balance.
0.45% interest rate · $3 monthly fee
Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $0 min · 0.00%–1.36% by balance
Bank · 2 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 2 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - Potlatch No 1 Financial Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.45%–1.45% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $500.00. Minimum average daily balance of $500.00 required to obtain disclosed APY. Early withdrawal penalties may apply. Account offers standard non-qualifying rates and qualifying bump rates when linked to an Ascend Checking account meeting monthly dividend qualifications.
Offer: Non-Qualifying Rate. Must maintain a minimum average daily balance of $500.00 to obtain disclosed APY.
Qualified rate · 0.45% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $25,000Your amount 0.45% $25,000 – $100,000 0.55% $100,000 – $250,000 1.25% $250,000 – $500,000 1.35% $500,000 and up 1.45% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: $1,000.00 minimum opening deposit. A service fee of $10.00 is charged each month if the average daily balance falls below $1,000.00. Must maintain a minimum average daily balance of $5.00 to earn disclosed APY. Up to 6 withdrawals per statement cycle; $10 fee per excess transaction. Dormant fee of $5.00 per month after 12 months of inactivity.
Offer: Tier 1: Below $1,000.00. Minimum average daily balance of $5.00 required to obtain APY. The interest rate listed in each tier will be paid on the entire balance in your account.
0.05% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.65% $50,000 – $100,000 0.85% $100,000 – $250,000 1.11% $250,000 – $500,000 1.61% $500,000 – $1,000,000 2.12% $1,000,000 – $2,500,000 2.63% $2,500,000 and up 3.04% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Meridian, ID
101 accounts at 28 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
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Boise City, ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- ICCUCredit union · 26 branches
- Westmark Credit UnionCredit union · 5 branches