Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Washington, DC
- 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly maintenance fee or minimum balance requirement. Cannot have a direct Visa debit card issued directly with the account, but can link as a secondary account for cash ATM withdrawals if paired with a checking account.
0.50% interest rate · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - United States Senate Federal Credit UnionSenate Money Market ShareSenate Money Market Share · $2,000 min · 0.40%–0.80% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $2,000.00 to earn dividends and obtain the disclosed annual percentage yield. Account has no service or set-up fees. Free online, mobile, telephone banking, and eNotices. Insured by NCUA up to at least $250,000. Not limited to a maximum number of monthly transactions.
Offer: Must maintain a minimum daily balance of $2,000.00 to obtain disclosed APY.
0.40% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Senate Money Market Share Balance APY $2,000 – $9,999 0.40% $10,000 – $19,999Your amount 0.45% $20,000 – $39,999 0.50% $40,000 – $74,999 0.55% $75,000 – $99,999 0.60% $100,000 – $149,999 0.65% $150,000 – $249,999 0.70% $250,000 – $499,999 0.75% $500,000 and up 0.80% Rate checked
More details - City National BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.35%–3.82% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Tiered interest rates. Unlimited withdrawals or transfers. $20 monthly maintenance fee waived with a $2,500 minimum daily balance. Can provide overdraft protection for City National Bank checking accounts.
Offer: $20 monthly fee waived with a $2,500 minimum daily balance.
0.35% interest rate · $20 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 0.35% $25,000 – $5,000,000Introductory rate for new personal deposit clients who open a qualifying checking account and deposit at least $25,000 in new money within 30 days. 3.82% $5,000,000 – $10,000,000 0.80% $10,000,000 and up 0.80% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Membership requires a $25.00 deposit into a Share Savings Account which remains on hold for the lifetime of membership. Average daily balance method used to calculate dividends; compounded and credited monthly.
Offer: Minimum balance to earn dividends is $25.00.
0.30% interest rate · Effective Jun 2, 2026
Rate checked
More details - Presidential BankMoney Market CheckingMoney Market Checking · $1,000 min · 0.15%–0.30% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Personal accounts only. Interest rate of the applicable tier applies to the entire daily balance in the account. Monthly service charge assessed if daily balance falls below $500.00 on any day during the statement cycle.
Offer: Base rate on balances under $1,000.00.
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $1,000 0.15% $1,000 – $10,000 0.25% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Justice Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–0.45% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - AFL-CIO Employees Federal Credit UnionMoney Market AccountsSavings · $100 min · 0.05%–0.90% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Write yourself a check or transfer funds when needed. Dividends are compounded and credited quarterly. Rate is subject to change without advance notice.
Offer: Minimum to earn APY on Savings is $100.01. Annual Balance Range: $100.01 - $9,999. Dividends are compounded and credited quarterly.
Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $100 – $9,999 0.05% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.45% $50,000 – $99,999 0.75% $100,000 and up 0.90% Rate checked
More details - AFL-CIO Employees Federal Credit UnionMoney Market AccountsMoney Market Accounts · $100 min · 0.05%–0.90% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are compounded and credited quarterly. Minimum to earn APY on Savings is $100.01.
Offer: Minimum to earn APY is $100.01. Dividends are compounded and credited quarterly.
Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $100 – $9,999 0.05% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.45% $50,000 – $99,999 0.75% $100,000 and up 0.90% Rate checked
More details - Treasury Department FCUShare Saving AccountSavings · $10 min · 0.20%–0.40% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Compounded monthly and credited monthly. A Share Savings Account is required to be a member of TDFCU.
0.20% interest rate · Compounded monthly · Effective Oct 1, 2025
Rate by balance
Rate by balance for Share Saving Account Balance APY Up to $5,000 0.20% $5,000 – $15,000Your amount 0.25% $15,000 – $50,000 0.30% Over $50,000 0.40% Rate checked
More details - Treasury Department FCUAdditional Share AccountSavings · $1 min · 0.20%–0.40% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Compounded monthly and credited monthly.
0.20% interest rate · Compounded monthly · Effective Oct 1, 2025
Rate by balance
Rate by balance for Additional Share Account Balance APY Up to $5,000 0.20% $5,000 – $15,000Your amount 0.25% $15,000 – $50,000 0.30% Over $50,000 0.40% Rate checked
More details - National Capital BankPremium Money MarketPremium Money Market · $2,500 min · 0.05%–1.51% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: $2,500.00 minimum balance required to open and maintain to avoid a $10.00 monthly service charge. Free Visa Check Card, Online Banking with eStatements, and Mobile Banking.
Offer: $0.01 minimum balance to obtain APY. $2,500 minimum balance to avoid $10 monthly service charge.
0.05% interest rate · $10 monthly fee · Effective Feb 19, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.35% $50,000 – $100,000 0.45% $100,000 – $125,000 0.55% $125,000 – $250,000 0.60% $250,000 – $500,000 0.75% $500,000 – $1,000,000 1.00% $1,000,000 and up 1.51% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - Interior FederalSecondary Savings AccountSavings · $25 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Closed if balance remains zero for 18 months.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Secondary Savings Account Balance APY Up to $1,499 0.15% $1,500 and upYour amount 0.20% Rate checked
More details - Interior FederalPrimary Savings AccountSavings · $25 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Required to become an Interior Federal member; maintain a $25 balance to remain a member.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Primary Savings Account Balance APY Up to $1,499 0.15% $1,500 and upYour amount 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC
159 accounts at 55 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.13%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.18%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches