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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 1–15 results in Washington, DC

  1. HSBC USAPremier Relationship SavingsSavings · $1 min

    Bank · 1 branch

    4.40%APY$440 a year on $10,000with conditions
  2. Top Carrot, Carrot Score 94
    City First BankHigh Yield SavingsSavings · $25 min

    Bank · 1 branch

    4.15%APY$415 a year on $10,000
  3. Justice Federal Credit UnionFreedom Direct SavingsSavings · $0 min · 0.15%–4.00% by balance

    Credit union · 5 branches

    4.00%APY$400 a year on $10,000with conditions
  4. Top Carrot, Carrot Score 97
    EagleBankEagle High-Yield Savings AccountSavings · $1,000 min

    Bank · 3 branches

    4.00%APY$400 a year on $10,000
  5. Presidential BankAdvantage SavingsSavings · $5,000 min

    Bank · 1 branch

    3.75%APY$375 a year on $10,000with conditions
  6. Top Carrot, Carrot Score 89
    Bienestar Federal Credit UnionWellness Builder Savings AccountSavings · $5 min · 0.10%–3.30% by balance

    Credit union · 1 branch

    3.30%APY$330 a year on $10,000
  7. Presidential BankAdvantage SavingsSavings · $5,000 min

    Bank · 1 branch

    3.25%APY$325 a year on $10,000with conditions
  8. Top Carrot, Carrot Score 89
    Lafayette Federal Credit UnionPreferred Savings AccountSavings · $50 min · 3.20%–3.25% by balance

    Credit union · 2 branches

    3.20%APY$320 a year on $10,000
  9. Top Carrot, Carrot Score 90
    Andrews Federal Credit UnionHigh Yield Savings AccountSavings · $0 min · 0.05%–3.15% by balance

    Credit union · 1 branch

    3.15%APY$315 a year on $10,000
  10. HSBC USAPremier Relationship SavingsSavings · $1 min

    Bank · 1 branch

    3.10%APY$310 a year on $10,000with conditions
  11. OAS Federal Credit UnionShare CertificateSavings · $500 min

    Credit union · 1 branch

    3.05%APY$305 a year on $10,000
  12. Top Carrot, Carrot Score 94
    City First BankPromo High Yield Consumer Money MarketPromo High Yield Consumer Money Market · $10,000 min · 3.02%–3.28% by balance

    Bank · 1 branch

    3.02%APY$302 a year on $10,000intro rate
  13. Top Carrot, Carrot Score 89
    CitiCiti Accelerate SavingsSavings · $0 min

    Bank · 15 branches

    3.00%APY$300 a year on $10,000
  14. OAS Federal Credit UnionShare CertificateSavings · $500 min

    Credit union · 1 branch

    2.79%APY$279 a year on $10,000
  15. Top Carrot, Carrot Score 96
    PenFed Credit UnionPremium Online Savings AccountSavings · $5 min

    Credit union · 2 branches

    2.70%APY$270 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Washington, DC

159 accounts at 55 banks and credit unions · checked Oct 15–22

Typical
0.10%
Top 10% from
2.13%
Banks, typical
0.09%
Credit unions, typical
0.18%

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Washington, DC-VA-MD-WV metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Educational Systems Federal Credit UnionCredit union · 9 branches
  2. Hanscom Federal Credit UnionCredit union · 1 branch
  3. Tower Federal Credit UnionCredit union · 2 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate