Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 211–225 results in Washington, DC-VA-MD-WV metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Average daily balance method used to calculate dividends; compounded and credited monthly.
Offer: Minimum balance to earn dividends is $0.01.
0.10% interest rate · Effective Jun 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basis for credit union membership; requires $5 deposit (Par Share). No monthly fees. Earns quarterly dividends.
0.10% interest rate · No monthly fee · Effective Apr 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Collateral savings account for Secured Visa credit card.
Qualified rate · 0.10% interest rate · Effective Apr 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance required to open or maintain account. Dividends paid quarterly. Members can establish unlimited accounts.
0.10% interest rate · Effective Apr 29, 2026
Rate checked
More details - Capital Area REALTORS® Federal Credit UnionShare SavingsSavings · $500 min · 0.10%–3.79% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Federally insured up to $250,000. Minimum initial deposit of $100. Earn more interest by maintaining a minimum balance of $500.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Balance APY $500 and upYour amount 0.10% $100,000 and up 3.79% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A minimum opening deposit of $50 is required. A Balance Fee of $7.50 is imposed every statement cycle if the average daily balance falls below $1,000.00. An Item Fee of $0.20 is imposed for each transaction if the average daily balance falls below $1,000.00. Statement Processing Fee can be avoided by enrolling in online banking and paperless document delivery (if inactive for >180 days, paperless enrollment ends). Monthly transfer limit of up to 6 withdrawals/transfers per statement cycle.
0.10% interest rate · $7.50 monthly fee · Effective Aug 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $200,000 0.30% $200,000 and up 0.40% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid the $3.00 monthly service fee by maintaining a $300.00 minimum daily balance. $100 minimum deposit to open.
Offer: Avoid the $3.00 monthly service fee by maintaining a $300.00 minimum daily balance.
0.10% interest rate · $3 monthly fee · Effective Mar 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain $5 minimum balance. A $2.00 monthly account maintenance fee applies beginning 2 years after account opening, but is waived if maintaining a $250 combined daily balance in shares and checking, having a loan or VISA, or if under 22 years of age. Excess share withdrawals over 3 per month incur a $5.00 fee (exempt if maintaining a $2,000 Share Savings balance). Dividends compounded and paid monthly.
0.10% interest rate · $2 monthly fee · Effective Aug 17, 2026
Rate checked
More details - Transportation Federal Credit UnionSpecial Purpose Savings AccountSavings · $5 min
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Save toward vacation, special event, taxes or other specific goals. Dividends paid monthly. Withdrawal restrictions apply. $5 suggested opening deposit; $5 minimum balance required to earn APY.
0.10% interest rate · Effective Aug 17, 2026
Rate checked
More details - Democracy Federal Credit UnionRegular ShareSavings · $5 min · 0.00%–0.10% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Primary membership account required to join. $10 membership fee. Dividends calculated daily, paid quarterly. Fees may reduce earnings.
Offer: Balances less than $100.
0.00% interest rate
Rate by balance
Rate by balance for Regular Share Balance APY Up to $100 0.00% $100 and upYour amount 0.10% Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 96 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - CommonWealth OneShare Savings AccountSavings · $5 min · 0.05%–0.10% by balance
Credit union · 5 branches
0.07%APY$7 a year on $10,000Requirements
Product: A $5.00 minimum deposit/balance is required to establish credit union membership. Dividends are variable, declared at the close of the dividend period, calculated on average daily balance, and compounded/posted quarterly. Closing before quarter end forfeits dividends.
Offer: Tier applies to portion of balance from $0 but less than $2,500.00.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $2,500 0.05% $2,500 – $10,000APY range 0.05% - 0.07%. 0.07% $10,000 – $25,000Your amountAPY range 0.07% - 0.07%. 0.07% $25,000 – $50,000APY range 0.07% - 0.08%. 0.08% $50,000 and upAPY range 0.08% - 0.10%. 0.10% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 96 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC-VA-MD-WV metro
322 accounts at 117 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.75%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches