Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Trenton, NJ metro
- Provident BankPlatinum MoneyManagerPlatinum MoneyManager · $0 min · 0.00%–0.30% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Must be linked to a Provident Platinum Checking account.
Offer: Must be linked to a Provident Platinum Checking account.
Qualified rate · 0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Platinum MoneyManager Balance APY Up to $4,999 0.00% $5,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Blended rate structure. Establishes HEFCU membership. No monthly fees on accounts maintaining a minimum balance of $100.
0.01% interest rate · Effective Jul 31, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY $100 – $5,000 0.01% $5,000 and upYour amount 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: If account balance drops below $100.00, there's a $7.00 monthly fee. Limit of 6 withdrawals/transfers per statement cycle; $5.00 fee per excess debit.
Offer: Must maintain minimum daily balance of $100 to avoid $7.00 monthly service fee.
0.10% interest rate · $7 monthly fee
Rate checked
More details - Hamilton Horizons Federal Credit UnionMoney MarketsMoney Markets · $5,000 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Tiered-rate account; dividends may change monthly. Dividends paid from current income and available earnings. Purchase of a $5.00 par value share required for membership. Written notice of up to 60 days may be required before permitting withdrawals.
0.10% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Markets Balance APY $5,000 – $25,000Your amount 0.10% $25,001 – $75,000 0.15% $75,001 – $200,000 0.25% $200,001 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Available to individuals who are primary residents of NJ and currently living in NJ or former NJM Bank customers who currently maintain an existing deposit account and who are primary residents of and live in Bucks County, PA.
0.00% interest rate · $3 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $100 0.00% $100 – $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.25% $50,000 – $100,000 1.00% $100,000 and up 1.00% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: If unable to maintain a minimum daily balance of $100.00, a $5.00 monthly maintenance fee will be imposed.
Offer: Monthly maintenance fee waived if minimum daily balance of $100.00 is maintained.
0.10% interest rate · $5 monthly fee · Effective Sep 18, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance required. A Special Savings account can be used as a budgeting tool or to keep some of your savings separated from other funds. Dividends are paid quarterly.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Altra Federal Credit UnionIndexed Tiered SavingsSavings · $0 min · 0.10%–4.32% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded monthly and paid monthly. Available to both Business and Retail Members. Rate indexed to 3-month Regular Advance rate of FHLB of Chicago. Floor Rate of 0.50% APY for balances higher than $250,000.00. Limited to balances below $10,000,000.00. Limit 1 Indexed Tiered Savings account per tax reported owner.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Indexed Tiered Savings Balance APY Up to $249,999Your amount 0.10% $250,000 – $499,999 3.32% $500,000 – $749,999 3.52% $750,000 – $999,999 3.92% $1,000,000 and up 4.32% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Regular Shares (Below $10,000.00)
0.05% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amountPrimary Shares ($10,000.00, up to $49,999.99) 0.10% $50,000 and upSuper Shares ($50,000.00 and Above) 0.20% Rate checked
More details - First Point Federal Credit UnionRegular Share AccountSavings · $50 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.10% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $4,999 0.10% $5,000 – $19,999Your amount 0.10% $20,000 – $34,999 0.25% $35,000 – $999,999 0.50% Rate checked
More details - New Jersey Law & Public Safety Credit UnionShare Savings AccountSavings · $50 min · 0.06%–0.10% by balance
Credit union · 2 branches
0.08%APY$8 a year on $10,000Requirements
Product: Minimum $50 balance required to maintain membership and credit union ownership. Reg D limits automatic/pre-authorized transfers or withdrawals to six per month.
Offer: Dividends calculated by average daily balance method, compounded and credited quarterly.
0.06% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $4,500 0.06% $5,000 – $12,500Your amount 0.08% $12,500 and up 0.10% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 13 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 13 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Trenton, NJ metro
101 accounts at 32 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.70%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.15%
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Trenton, NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- HEFCUCredit union · 1 branch