Credit union · NCUA insured
New Jersey Law & Public Safety Credit Union
Top CarrotA $63.9M credit union headquartered in Trenton, NJ, with 7,421 members and 2 branches in New Jersey. Best rates: CDs 4.11% and savings 0.08% APY.
New Jersey Law & Public Safety Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 92% of U.S. banks and credit unions
#6 of 30 in Trenton, NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About New Jersey Law & Public Safety Credit Union
New Jersey Law and Public Safety Credit Union is a member-owned credit union headquartered in Trenton, New Jersey.
- Headquarters
- 225 E State St, Trenton, NJ 08608-1800
- NCUA charter
- 66130
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to employees and retirees of the Office of Law and Public Safety (inclusive of the Division of Motor Vehicles), employees of the New Jersey Judiciary, employees of the Office of the Public Defender, and Credit Union employees.
Family and household
- Membership is open to immediate families of eligible employees and retirees.
Branches
2 branches in New Jersey
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New Jersey
2 branches
- MainMain office225 E State St, Trenton, NJ 08608Directions
- Justice25 Market St, Trenton, NJ 08611Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.65% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.31% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.73% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $77 | $59 | — |
- CapitalNet worth ratio19.65%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.31%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.73%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$77Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of New Jersey Law & Public Safety Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.