Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Trenton, NJ metro
- 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly service fees. No minimum balance required to open. Must be at least 18 years of age, and a U.S. Citizen or Permanent Resident to open online.
0.50% interest rate · No monthly fee · Effective Nov 1, 2022
Rate by balance
Rate by balance for Flex Money Market Balance APY Up to $99,999Your amount 0.50% $100,000 – $249,999 0.60% $250,000 – $499,999 0.75% $500,000 – $999,999 1.00% $1,000,000 and up 1.25% Rate checked
More details - First BankRelationship Money Market AccountRelationship Money Market Account · $1,001 min · 0.45%–2.34% by balance
Bank · 5 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Requires a Relationship Checking Account. Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
Offer: Requires a Relationship Checking Account.
Qualified rate · 0.45% interest rate
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY $1,001 – $10,001Your amount 0.45% $10,001 – $50,001 0.90% $50,001 – $150,001 1.66% $150,001 and up 2.34% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 2 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Membership requires $50 minimum balance in savings and a $10 one-time membership fee. Rates are variable and may change after account opening.
Offer: Minimum balance of $50 is required to open the account and earn the stated APY. Rates are variable.
0.40% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Affinity Federal Credit UnionMoreSavingsSavings · $5 min · 0.40%–1.50% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Tiered savings account with four balance tiers earning dividends based on daily balance. Dividends compounded daily and credited monthly. $5 minimum opening deposit. No monthly service fees when enrolled in eStatements; otherwise $2 monthly paper statement fee applies.
Offer: No monthly service fees when enrolled in eStatements; otherwise $2 monthly paper statement fee applies. If account balance falls below the minimum for a tier, the next lowest tier's APY applies.
0.40% interest rate · Compounded daily · $2 monthly fee · Effective May 28, 2026
Rate by balance
Rate by balance for MoreSavings Balance APY Up to $25,000Your amount 0.40% $25,000 – $100,000 0.55% $100,000 – $250,000 1.00% Over $250,000 1.50% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: If unable to maintain a minimum daily balance of $1,000.00, a $20.00 monthly maintenance fee will be imposed.
Offer: Monthly maintenance fee waived if minimum daily balance of $1,000.00 is maintained.
0.35% interest rate · $20 monthly fee · Effective Sep 18, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $5,000 daily minimum balance required to avoid a $25.00 monthly service charge. Interest earned on every dollar.
0.30% interest rate · $25 monthly fee
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A minimum balance of $5,000 must be maintained in the account each day to avoid a monthly service charge of $25.00. Interest earned on every dollar.
Offer: A minimum balance of $5,000 must be maintained in the account each day to avoid a monthly service charge of $25.00.
0.30% interest rate · $25 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Available to individuals who are primary residents of NJ and currently living in NJ or former NJM Bank customers who currently maintain an existing deposit account and who are primary residents of and live in Bucks County, PA.
0.00% interest rate · $3 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $100 0.00% $100 – $25,000Your amount 0.25% $25,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Tiered rate account. A $10.00 monthly maintenance fee is imposed if unable to maintain the $10,000 minimum balance requirement.
Offer: A $10.00 monthly maintenance fee is imposed if unable to maintain a $10,000 minimum balance.
0.25% interest rate · $10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $100,000Your amount 0.25% $100,000 and up 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Available in branch or through banking teams.
0.25% interest rate · Effective Sep 17, 2026
Rate checked
More details - Central Jersey Police & Fire FCUShare AccountSavings · $5 min · 0.04%–0.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: A $5.00 deposit into your Share Account establishes membership.
0.04% interest rate
Rate by balance
Rate by balance for Share Account Balance APY Up to $1,000 0.04%* $1,000 – $10,000 0.10%* $10,000 – $25,000Your amount 0.25%* $25,000 – $10,000,000 0.50%* Rate checked
More details - First BankPersonal Money Market AccountPersonal Money Market Account · $1,001 min · 0.22%–1.44% by balance
Bank · 5 branches
0.22%APY$22 a year on $10,000Requirements
Product: Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
0.22% interest rate
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,001 – $10,001Your amount 0.22% $10,001 – $50,001 0.45% $50,001 – $150,001 0.90% $150,001 and up 1.44% Rate checked
More details - Princeton Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.03%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership in good standing required. Tiered dividend rates compounded and posted monthly. No monthly service fees. Unlimited monthly transactions.
0.03% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.03% $2,500 and upMinimum daily balance required to earn the annual percentage yield disclosed for the dividend period. Dividends compounded monthly, credited monthly. 0.05% $10,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% Over $1,000Your amount 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Trenton, NJ metro
101 accounts at 32 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.70%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.15%
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Trenton, NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- HEFCUCredit union · 1 branch