Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Portland, OR-WA metro
- Consolidated Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.80%–2.00% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: Membership eligibility required to open account. APY may change after account opening. Fee-free if minimum balance is met.
Offer: Min balance to receive dividends is $1,000.00.
0.80% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.80% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.25% $50,000 – $100,000 1.50% $100,000 and up 2.00% Rate checked
More details - Oregon State Credit UnionHigh-Yield SavingsSavings · $5 min · 0.90%–5.00% by balance
Credit union · 2 branches
0.90%APY$90 a year on $10,000Requirements
Product: Limit of one account per member. Statement displays a single blended rate. No monthly product fee.
Offer: Applies to account balances of $0 – $1000. Limit of one account per member. Statement will display a single blended rate.
4.88% interest rate · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $1,000 5.00% $1,000 and upYour amount 0.90% Rate checked
More details - Embold Credit UnionMember Perks Money MarketMember Perks Money Market · $0 min · 0.05%–3.25% by balance
Credit union · 9 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered-rate account. Dividend rate and APY for each tier are based on qualification status: Member Perks rates apply if qualifications are met, otherwise Regular rates apply.
Offer: Regular rate when Member Perks qualifications are not met.
Qualified rate · 0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Member Perks Money Market Balance APY Up to $5,000 0.05% $5,000 – $10,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 0.65% $10,000 – $25,000Your amountRequires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 0.90% $25,000 – $50,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 1.25% $50,000 – $100,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 1.65% $100,000 – $250,000Requires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 2.50% $250,000 and upRequires Member Perks qualifications: maintain an active primary share account, have a checking account with at least 8 eligible transactions per month, and be enrolled in eStatements or have at least 10 years of membership. 3.25% Rate checked
More details - Oregonians Credit UnionMoney Market AccountMoney Market Account · 0.71%–1.12% by balance
Credit union · 6 branches
0.87%APY$87 a year on $10,000Requirements
Product: $5 monthly service charge if balance falls below $2,500 during statement period. Membership requires $5 held in Regular Shares savings to maintain active membership (refundable upon membership closure).
Offer: $5/month fee if balance falls below $2,500 during statement period.
0.71% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.71% $2,501 – $10,000Your amount 0.87% $10,001 – $25,000 0.95% Over $25,000 1.12% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 16 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Offer: Minimum balance that must be maintained each day to earn dividends is $1,000.00.
0.80% interest rate · Effective Oct 3, 2026
Rate checked
More details - Wauna Credit UnionElite+ Money Market AccountElite+ Money Market Account · $5,000 min · 0.75%–2.38% by balance
Credit union · 6 branches
0.75%APY$75 a year on $10,000Requirements
Product: Federally insured through NCUA up to $250,000. Limited to 3 checks and up to 6 transfers per month, with unlimited branch transactions. Minimum balance to earn dividends listed.
0.75% interest rate · Effective Oct 8, 2026
Rate by balance
Rate by balance for Elite+ Money Market Account Balance APY $5,000 – $100,000Your amount 0.75% $100,000 – $250,000 1.50% $250,000 – $750,000 2.13% $750,000 and up 2.38% Rate checked
More details - 1st Security BankHigh Yield Money MarketHigh Yield Money Market · $1,500 min · 0.50%–2.00% by balance
Bank · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Monthly maintenance service charge of $15 is waived if maintaining a minimum daily balance of $1,500 and maintaining an active 1st Security Bank business or consumer checking account.
Offer: Maintain a minimum daily balance of $1,500 and an active 1st Security Bank business or consumer checking account to avoid $15 monthly maintenance service charge.
$15 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $5,000 0.50% $5,000 – $100,000Your amount 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 2.00% Rate checked
More details - OE Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.60%–0.80% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Start saving with $1,000 minimum opening deposit. Dividends compound monthly. Up to 6 free withdrawals or transfers per month ($15 fee per transaction thereafter).
Offer: Minimum to earn dividend: $1,000. Compounding period: Monthly.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.60% $10,000 and upYour amountMinimum to earn dividend: $10,000. 0.65% $25,000 and upMinimum to earn dividend: $25,000. 0.65% $50,000 and upMinimum to earn dividend: $50,000. 0.70% $100,000 and upMinimum to earn dividend: $100,000. 0.75% $250,000 and upMinimum to earn dividend: $250,000. 0.80% Rate checked
More details - Columbia Credit UnionMoney Market Account w/Bonus Dividend PlanMoney Market Account w/Bonus Dividend Plan · $0 min · 0.33%–1.10% by balance
Credit union · 15 branches
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: Earn a bonus dividend on your money market balance when enrolled in the Bonus Dividend Plan and meeting Plan requirements: Columbia Credit Union personal checking account with minimum balance of $2,500 and either direct deposit into checking (in current or previous statement period) or payment of CCU loan in current statement period by automatic transfer from checking under same tax ID number. $1,500 minimum balance to avoid $8 monthly fee. Must meet membership eligibility (live or work in WA State or Clackamas, Marion, Multnomah, and Washington counties in OR, and pay $10 lifetime membership fee).
Offer: Bonus Dividend Plan enrollment and qualifying checking requirements.
Qualified rate · 0.33% interest rate · $8 monthly fee
Rate by balance
Rate by balance for Money Market Account w/Bonus Dividend Plan Balance APY Up to $5,000 0.33% $5,000 – $10,000 0.55% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.75% $50,000 – $100,000 0.95% $100,000 and up 1.10% Rate checked
More details - Embold Credit UnionMoney MarketMoney Market · $0 min · 0.30%–1.00% by balance
Credit union · 9 branches
0.60%APY$60 a year on $10,000Requirements
Product: No monthly service fees. Unlimited, anytime access to savings.
No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.30% $5,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.70% $50,000 – $100,000 0.80% $100,000 and up 1.00% Rate checked
More details - 1st Security BankTiered Rate Money MarketTiered Rate Money Market · $100 min · 0.35%–1.00% by balance
Bank · 4 branches
0.55%APY$55 a year on $10,000Requirements
Product: Interest is compounded and credited at the end of each month using the daily balance method. Monthly maintenance service charge of $15 is waived by maintaining a minimum daily balance of $1,500.
Offer: Maintain a minimum daily balance of $1,500 to avoid $15 monthly maintenance fee.
$15 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for Tiered Rate Money Market Balance APY Up to $5,000 0.35% $5,000 – $50,000Your amount 0.55% $50,000 – $100,000 0.75% $100,000 and up 1.00% Rate checked
More details - Fibre FCUMoney Market SavingsMoney Market Savings · $1,500 min · 0.25%–1.25% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Once a particular range is met, the dividend rate and APY for that balance range apply to the full balance of your account.
Offer: Compounded and credited monthly. Daily balance method. Minimum monthly balance $.01.
0.25% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,500 0.25% $1,500 – $5,000 0.40% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $75,000 0.85% $75,000 – $100,000 0.90% $100,000 – $250,000 1.15% $250,000 and up 1.25% Rate checked
More details - Fibre FCUMoney Market CheckingMoney Market Checking · $1,500 min · 0.25%–1.25% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Once a particular range is met, the dividend rate and APY for that balance range apply to the full balance of your account.
Offer: Compounded and credited monthly. Daily balance method. Minimum monthly balance $.01.
0.25% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $1,500 0.25% $1,500 – $5,000 0.40% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $75,000 0.85% $75,000 – $100,000 0.90% $100,000 – $250,000 1.15% $250,000 and up 1.25% Rate checked
More details - Unitus Community Credit UnionMoney Market Account (Personal)Money Market Account (Personal) · $100 min · 0.25%–3.50% by balance
Credit union · 10 branches
0.50%APY$50 a year on $10,000Requirements
Product: $100 minimum opening balance. $2,500 average balance required to avoid a service fee. Tiered rate account where the highest interest rate and APY for that tier applies to the entire balance once met. Dividends compounded and credited monthly.
0.25% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account (Personal) Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.50% $250,000 – $500,000 2.00% $500,000 – $1,000,000 2.50% $1,000,000 – $2,500,000 3.00% $2,500,000 and up 3.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Portland, OR-WA metro
184 accounts at 58 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.96%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Portland, OR-WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Rivermark Community Credit UnionCredit union · 18 branches
- Ukrainian Federal Credit UnionCredit union · 2 branches