Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Pittsfield, MA metro
- 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Must be opened in tandem/linked with EMPOWER Rewards Checking. Limit 1 rewards checking account per SSN per household. To qualify for higher rate tiers, must meet monthly qualification cycle requirements in checking: at least 30 debit card purchases post and settle, at least 1 ACH or direct deposit post and settle, and enrolled in eStatements.
Offer: Applies to entire balance if monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for EMPOWER Rewards Savings Balance APY Any balance 0.05% Up to $25,000Your amount 4.00% Over $25,000 0.50% Rate checked
More details - Pittsfield Cooperative BankHigh Action Money MarketHigh Action Money Market · 0.10%–3.51% by balance
Bank · 5 branches
3.51%APY$351 a year on $10,000with conditionsRequirements
Product: Deposit must be new money. Requires minimum monthly balance of $5,000.00. Tax reported owner (TRO) must have a Pittsfield Cooperative Bank checking account with direct deposit and $25,000 total combined Co-op Bank balance across accounts.
Offer: Revert APY applied if monthly account qualifications are not met.
Qualified rate · Effective Oct 30, 2025
Rate by balance
Rate by balance for High Action Money Market Balance APY Any balance 0.10% $5,000 and upYour amountMust be new money. Deposit rates are variable. 3.51%* Rate checked
More details - Adams Community BankHigh Yield Savings (Online Only)Savings · $1,000 min · 0.10%–3.40% by balance
Bank · 10 branches
3.40%APY$340 a year on $10,000Requirements
Product: Online-only account for consumers. Up to 3 external withdrawals per statement cycle free; each additional external withdrawal incurs a $3.00 excess transaction fee.
Offer: Variable daily rate. Page n74 notes APY applies to balances greater than $9.99 but less than $1,000 as of 09/24/2026.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings (Online Only) Balance APY $10 and up 0.10% $1,000 and upYour amount 3.40% Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - 1.51%APY$151 a year on $10,000
Requirements
Product: Earn interest on balances over $10. Can be used as overdraft protection. Available to consumer and business customers.
Offer: Interest earned on balances over $10.
1.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Prime Money Market Balance APY Up to $50,000Your amount 1.51%* $50,000 – $100,000 2.02%* $100,000 – $250,000 2.53%* $250,000 – $500,000 3.05%* Over $500,000 3.56%* Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Must be paired with Free Kasasa Cash Checking or Free Kasasa Cash Back Checking. Limit 1 account per SSN. To earn qualifying rates, monthly qualification cycle requirements must be met on paired checking account (at least 12 debit card purchases post and settle, at least 1 direct deposit or ACH post and settle, and enrollment in eStatements).
Offer: Applies to entire balance if paired checking qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Any balance 0.05% Up to $25,000Your amount 1.50% Over $25,000 0.50% Rate checked
More details - MountainOneVISTA Personal Money MarketVISTA Personal Money Market · $50 min · 0.50%–1.25% by balance
Bank · 3 branches
0.60%APY$60 a year on $10,000Requirements
Product: Rate is variable and may change after the account is opened. Fees may reduce earnings.
Offer: Tier 1 rate. Variable rate.
Effective Oct 5, 2026
Rate by balance
Rate by balance for VISTA Personal Money Market Balance APY $1 and up 0.50% $5,000 and upYour amountTier 2 rate. 0.60% $25,000 and upTier 3 rate. 0.70% $50,000 and upTier 4 rate. 1.00% $100,000 and upTier 5 rate. 1.25% $250,000 and upTier 6 rate. 1.25% Rate checked
More details - MountainOnePinnacle Money MarketPinnacle Money Market · $50 min · 0.45%–1.15% by balance
Bank · 3 branches
0.55%APY$55 a year on $10,000Requirements
Product: Rate is variable and may change after the account is opened. Fees may reduce earnings.
Offer: Tier 1 rate. Variable rate.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Pinnacle Money Market Balance APY $1 and up 0.45% $5,000 and upYour amountTier 2 rate. 0.55% $25,000 and upTier 3 rate. 0.65% $50,000 and upTier 4 rate. 0.95% $100,000 and upTier 5 rate. 1.15% $250,000 and upTier 6 rate. 1.15% Rate checked
More details - Adams Community BankPremier Money MarketPremier Money Market · $50 min · 0.50%–1.50% by balance
Bank · 10 branches
0.50%APY$50 a year on $10,000Requirements
Product: Must schedule an appointment or visit a branch location to open.
Offer: Tier 1. Interest credited End of Month, compounded Daily. Variable rate.
0.50% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $10 and upYour amount 0.50% $15,000 and upTier 2. 0.75% $50,000 and upTier 3. 1.00% $100,000 and upTier 4. 1.50% $1,000,000 and upTier 5. 1.50% Rate checked
More details - MyCom Federal Credit UnionMoney Market SharesMoney Market Shares · $2,500 min · 0.49%–0.99% by balance
Credit union · 1 branch
0.49%APY$49 a year on $10,000Requirements
Product: Three-tier money market savings program where higher balances earn higher returns. Restrictions may apply. All rates are subject to change.
Offer: Level I tier ($2,500 – $25,000). Restrictions may apply. All rates are subject to change.
0.49% interest rate · Effective Aug 21, 2026
Rate by balance
Rate by balance for Money Market Shares Balance APY $2,500 – $25,000Your amount 0.49% $25,001 – $75,000 0.79% $75,001 and up 0.99% Rate checked
More details - Greylock Federal Credit UnionAdvantage Money MarketAdvantage Money Market · $15 min · 0.25%–0.95% by balance
Credit union · 11 branches
0.45%APY$45 a year on $10,000Requirements
Product: Available to all members. Tiered rate account where specified dividend rate for a tier applies to the portion of the account balance within that tier. Dividends calculated daily and credited monthly.
Offer: Minimum balance to earn APY is $15.00.
0.25% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.45% $25,000 – $50,000 0.75% $50,000 – $100,000 0.95% $100,000 – $200,000 0.95% $200,000 and up 0.95% Rate checked
More details - Adams Community BankPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.60% by balance
Bank · 10 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must schedule an appointment or visit a branch location to open.
Offer: Tier 1. Interest credited End of Month, compounded Daily. Variable rate.
0.20% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $10 and up 0.20% $2,500 and upYour amountTier 2. 0.25% $50,000 and upTier 3. 0.35% $100,000 and upTier 4. 0.45% $1,000,000 and upTier 5. 0.60% Rate checked
More details - Greylock Federal Credit UnionShare PreferredSavings · $15 min · 0.10%–0.20% by balance
Credit union · 11 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate savings account. Daily balance method used for dividend calculation. If balance falls below $2,500.00 but remains equal to or above $15.00, standard Share rate applies.
0.10% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Share Preferred Balance APY Up to $2,500 0.10% $2,500 – $100,000Your amount 0.15% $100,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Qualifies for Massachusetts '18/65' benefits for customers age 18 or younger and 65 or older.
Offer: Variable daily rate.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Pittsfield, MA metro
29 accounts at 10 banks and credit unions · checked Oct 5–22
- Typical
- 0.10%
- Top 10% from
- 3.24%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.13%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches