Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Philadelphia, PA-NJ-DE-MD metro
- Trumark Credit UnionMaximizerMaximizer · $2,500 min · 0.75%–1.50% by balance
Credit union · 25 branches
0.75%APY$75 a year on $10,0000.74% interest rate · Effective Apr 11, 2026
Rate by balance
Rate by balance for Maximizer Balance APY $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 0.75% $25,000 – $75,000 1.00% $75,000 – $100,000 1.00% $100,000 – $250,000 1.50% $250,000 and up 1.50% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Links to free 1873 High Interest Checking or 1873 Cash Back Checking account; requires at least one direct deposit, ACH credit, or ACH payment transaction and at least 12 debit card purchases post and settle per Monthly Qualification Cycle to receive reward rates.
Offer: When linked checking qualifications are met.
Qualified rate · 0.74% interest rate · No monthly fee
Rate by balance
Rate by balance for 1873 Saver Balance APY Up to $50,000Your amount 0.75% Over $50,000 0.42% Rate checked
More details - ACCESS Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 0.75%–1.26% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Earn dividends monthly based on average daily balance. Maximum of 3 withdrawals/checks per month; minimum withdrawal/check amount is $500. Requires $5.00 initial savings deposit and a one-time $1.00 membership fee for credit union membership eligibility.
Offer: Tier 1 dividend rate; minimum balance of $2,500 to receive dividends.
0.75% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 and upYour amount 0.75%* $10,001 and upTier 2 dividend rate; 1.26%* Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Minimum average daily balance of $1,000 avoids the $10 monthly service charge. Variable rate account; rates may change up or down at any time without notice. Fees could reduce earnings.
Offer: Minimum average daily balance of $1,000 avoids the $10 monthly service charge.
0.75% interest rate · $10 monthly fee · Effective Sep 22, 2025
Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: To become a member of North Penn Federal Credit Union, a share/savings account with a minimum balance of $100 is required. Dividends are compounded and paid quarterly on the average daily balance on all share accounts.
Offer: Dividends are compounded and paid quarterly on the average daily balance.
0.70% interest rate · Effective Jul 1, 2026
Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 72 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - EdiFi Credit UnionMoney MarketMoney Market · $1,000 min · 0.65%–1.20% by balance
Credit union · 5 branches
0.65%APY$65 a year on $10,000Requirements
Product: Minimum balance to earn dividends is $1,000.00. Dividends are compounded and credited monthly. A fee will be assessed when balance falls below the minimum requirement. Limited to six transfers/withdrawals per calendar month.
Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and upYour amount 0.65% $25,000 and up 1.00% $50,000 and up 1.20% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 72 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - Del-One Federal Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.50%–2.50% by balance
Credit union · 8 branches
0.50%APY$50 a year on $10,000Requirements
Product: $5,000 minimum deposit. $5 monthly low balance fee waived with a $5,000 minimum balance. Direct check writing, unlimited in-person withdrawals, and 6 free transactions per month.
Offer: $5 monthly low balance fee waived with $5,000 minimum balance.
0.50% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.00% $50,000 – $100,000 1.25% $100,000 – $250,000 1.50% $250,000 and up 2.50% Rate checked
More details - Spirit Financial CUMoney Market AccountMoney Market Account · $5,000 min · 0.45%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: A $5,000 minimum balance requirement. Account activity, per federal regulations, is limited to six automatic or pre-authorized transfers or withdrawals per month. In-person withdrawals or transfers are not limited. Tiered interest rates based on current balance. Daily compounding of interest with monthly posting.
0.45% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $10,000 0.45% $10,000 – $50,000Your amount 0.50% $50,000 and up 0.50% Rate checked
More details - First Resource BankPersonal Money MarketPersonal Money Market · $0 min · 0.50%–2.00% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: No minimum balance requirement. No monthly maintenance fees. Earn tiered interest starting at $1. Available to utilize for FREE sweeping or automatic transfer of available funds to cover overdrawn accounts (overdraft fees may apply). Interest Rates are subject to change. Fees may reduce earnings.
Offer: Interest Rates are subject to change. Fees may reduce earnings. Earn tiered interest starting at $1.
0.50% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $75,000 0.75% $75,000 – $100,000 1.00% $100,000 and up 2.00% Rate checked
More details - Sun Federal Credit UnionAmplify Money MarketAmplify Money Market · $1,000 min · 0.50%–0.65% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Maintain a minimum balance of $1,000 to earn dividends. Unlimited deposits.
Offer: Standard rate. Minimum deposit to earn APY: $1,000.00.
Qualified rate · 0.50% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Amplify Money Market Balance APY $1,000 – $75,000Your amount 0.50% $75,000 – $100,000Minimum deposit to earn APY: $75,000.00. 0.55% $100,000 – $150,000Minimum deposit to earn APY: $100,000.00. 0.60% $150,000 – $200,000Minimum deposit to earn APY: $150,000.00. 0.65% Rate checked
More details - DEXSTA Federal Credit UnionHigh Yield SavingsSavings · 0.00%–3.35% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: Monthly fee of $25 if balance is less than $10,000. Minimum balance of $10,000 required at all times to earn disclosed APY. Only one withdrawal allowed per calendar month ($25 fee per additional withdrawal). Daily balance method, compounded monthly.
Offer: Balances below $10,000 earn 0.00% APY and incur a $25/month fee.
0.00% interest rate · Compounded monthly · $25 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 3.35% $250,000 and up 3.35% Rate checked
More details - Propell CUClassic Money MarketClassic Money Market · $2,500 min · 0.50%–0.75% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Classic Money Market tier schedule. Variable-rate account; rate may change after opening. Fees may reduce earnings.
Offer: Classic Money Market. Variable-rate account; rate may change after opening. Fees may reduce earnings.
0.50% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Classic Money Market Balance APY $2,500 – $100,000Your amount 0.50% $100,000 – $500,000 0.70% $500,000 and up 0.75% Rate checked
More details - Peoples Security Bank & TrustRelationship Money MarketRelationship Money Market · $2,500 min · 0.50%–2.13% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Enhanced consumer money market when linked to an active PSBT personal checking account with one recurring qualifying direct deposit, an active debit card, and online banking enrollment. Interest rates are tiered based on aggregated relationship balance. Interest is variable, compounded and credited monthly using the daily balance method. A $2,500.00 minimum balance is required to earn interest. $8.00 monthly service charge if average daily balance falls below $2,500.00; marketing also states no monthly fee with a linked account. Offered in PA, NY, and NJ.
Offer: Requires active PSBT personal checking with qualifying direct deposit, debit card, and online banking. APY based on aggregated relationship balance. Variable rates. Minimum $2,500.00 to earn interest. $8.00 monthly fee if average daily balance is below $2,500.00.
Qualified rate · 0.50% interest rate · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY $2,500 – $100,000Your amount 0.50% $100,000 – $250,000 0.65% $250,000 – $1,000,000 1.08% $1,000,000 – $5,000,000 1.30% $5,000,000 and up 2.13% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches