Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Palm Bay, FL metro
- Community Credit Union of FloridaHigh-Yield AccountSavings · $25 min · 0.00%–3.00% by balance
Credit union · 8 branches
2.25%APY$225 a year on $10,000Requirements
Product: Avoid a monthly service fee of $25 by maintaining a minimum daily balance of $10,000. Minimum deposit required to open is $25. Membership available in Brevard, Indian River, Orange, Osceola, Polk & Volusia Counties with a $5 one-time membership fee.
Offer: Monthly fee of $25 applies if minimum daily balance of $10,000 is not maintained.
0.00% interest rate · $25 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High-Yield Account Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount 2.25% $25,000 – $50,000Monthly fee of $25 waived when maintaining a minimum daily balance of $10,000. 2.50% $50,000 – $100,000Monthly fee of $25 waived when maintaining a minimum daily balance of $10,000. 2.75% $100,000 and upMonthly fee of $25 waived when maintaining a minimum daily balance of $10,000. 3.00% Rate checked
More details - Space Coast Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.00%–2.25% by balance
Credit union · 22 branches
1.50%APY$150 a year on $10,000Requirements
Product: Membership in Space Coast Credit Union required (maintain a Share Savings account with $5 minimum deposit). Open to relatives of current members and those who work or live in eligible Florida counties. Minimum opening deposit is $2,500. $15 monthly low balance fee applies if minimum daily balance of $2,500 is not maintained; no monthly service fee.
Offer: Requires $2,500 minimum opening deposit. $15 monthly low balance fee if minimum daily balance of $2,500 is not met.
0.00% interest rate · $15 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.00% $2,500 – $10,000 1.25% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 – $250,000 2.15% $250,000 and up 2.25% Rate checked
More details - Launch Credit UnionMoney MarketMoney Market · $2,500 min · 1.40%–3.49% by balance
Credit union · 12 branches
1.40%APY$140 a year on $10,0001.39% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.40% $10,000 – $25,000Your amount 1.40% $25,000 – $50,000 1.50% $50,000 – $100,000 1.60% $100,000 – $250,000 2.50% $250,000 – $500,000 3.00% $500,000 – $1,000,000 3.49% $1,000,000 and up 3.49% Rate checked
More details - Addition Financial Credit UnionGrowth Plus Money MarketGrowth Plus Money Market · $1,000 min · 0.05%–2.63% by balance
Credit union · 1 branch
1.31%APY$131 a year on $10,000with conditionsRequirements
Product: Active Benefits Checking or Classic Checking account required for access. Dividends are compounded daily and paid monthly.
Qualified rate · 0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Growth Plus Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 1.31% $100,000 – $249,999 1.51% $250,000 – $999,999 2.12% $1,000,000 and up 2.63% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Community Credit Union of FloridaPremium SavingsSavings · $5 min · 0.62%–1.25% by balance
Credit union · 8 branches
1.00%APY$100 a year on $10,000Requirements
Product: If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3. Minimum $5 deposit to open.
Offer: If you have no other products or loans with CCU, you must maintain a daily balance of $500 to avoid a monthly fee of $3.
0.62% interest rate · $3 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $2,500 0.62% $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.00% $50,000 – $100,000 1.05% $100,000 – $250,000 1.20% $250,000 – $500,000 1.25% $500,000 and up 1.25% Rate checked
More details - VyStar Credit UnionMoney MarketMoney Market · $0 min · 0.90%–1.45% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are calculated daily, compounded daily and credited monthly. Account includes checks and a debit card.
0.90% interest rate · Compounded daily · Effective Jan 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.90% $10,000 – $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.45% Rate checked
More details - Addition Financial Credit UnionMoney MarketMoney Market · $1,000 min · 0.05%–1.46% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Dividends paid on daily account balances of $1,000 or more. No minimum opening deposit. No required minimum balance. Dividends are compounded daily and paid monthly.
0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 0.70% $100,000 – $250,000 0.95% $250,000 – $1,000,000 1.26% $1,000,000 and up 1.46% Rate checked
More details - Community Credit Union of FloridaMoney MarketMoney Market · $2,500 min · 0.62%–1.20% by balance
Credit union · 8 branches
0.62%APY$62 a year on $10,000Requirements
Product: Money Market accounts are variable rate accounts and rates are subject to change without notice. Fees could reduce earnings on share accounts.
0.62% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $7,500 0.62% $7,500 – $25,000Your amount 0.62% $25,000 – $50,000 1.00% $50,000 – $100,000 1.05% $100,000 and up 1.20% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - Priority Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.10%–0.75% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Rates subject to change without notice.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and up 0.10% $10,000 and upYour amount 0.40% $25,000 and up 0.45% $50,000 and up 0.50% $100,000 and up 0.75% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Priority Credit UnionMoney Market Share AccountMoney Market Share Account · $0 min · 0.00%–0.40% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Rates subject to change without notice.
Offer: Balance less than $1000.00
0.00% interest rate
Rate by balance
Rate by balance for Money Market Share Account Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 – $100,000 0.30% $100,000 and up 0.40% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Palm Bay, FL metro
47 accounts at 16 banks and credit unions · checked Oct 5–22
- Typical
- 0.05%
- Top 10% from
- 1.06%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.28%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Palm Bay, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Navy Federal Credit UnionCredit union · 1 branch
- Space Coast Credit UnionCredit union · 22 branches
- Community Credit Union of FloridaCredit union · 8 branches