Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Oxnard, CA metro
- 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain Membership with a $5 minimum balance. ChexSystems verification required.
Offer: Variable rate account; rate subject to change after account opening.
0.10% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum opening deposit and balance to obtain APY is $1.00 to become a member-owner.
Offer: Minimum opening deposit and balance to obtain APY is $1.00 to become a member-owner.
Rate checked
More details - County Schools Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.05%–0.25% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered dividend rates; $2,500 minimum balance required to earn dividends/interest; monthly fee applies if balance falls below $2,500; dividends/interest paid monthly.
Offer: Dividends/interest paid monthly. $2,500 minimum balance required to earn dividends/interest; a monthly fee applies if balance falls below minimum.
0.05% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.05% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $99,999 0.20% $100,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Select amounts from $10 to $100 each month via automatic transfers. Upon reaching $500 or $1,000, balance transfers to a special 6-month Get Fit Certificate until reaching plan goal of $5,000.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Ventura County Credit UnionSpecial Share SavingsSavings · 0.00%–0.10% by balance
Credit union · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Sin cargos mensuales por servicio / No monthly service charges. No limit on number of accounts. Dividendos en saldos superiores a $25.
Offer: Up to $25
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Special Share Savings Balance APY Up to $25 0.00% $25 and upYour amount$25/+ 0.10% Rate checked
More details - Ventura County Credit UnionSavings (Primary Share)Savings · 0.00%–0.10% by balance
Credit union · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Sin cargos por servicio / No service charges. Gane dividendos en saldos superiores a $25.
Offer: Up to $25
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings (Primary Share) Balance APY Up to $25 0.00% $25 and upYour amount$25/+ 0.10% Rate checked
More details - Montecito Bank & TrustRelationship Bonus Money MarketRelationship Bonus Money Market · $100 min · 0.10%–0.20% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 is waived by maintaining a $2,500 minimum daily balance. Account pays tiered relationship bonus interest rates when maintaining an eligible personal checking account. If checking account is closed, relationship bonus rates revert to Montecito Money Fund rates. Simple interest accrues daily, compounded monthly and paid monthly. Features checkwriting capabilities.
Offer: Requires primary owner to maintain a Cashback Checking account.
Qualified rate · 0.10% interest rate · Compounded monthly · $10 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Relationship Bonus Money Market Balance APY Up to $9,999 0.10% $10,000 – $49,999Your amount 0.10% $50,000 – $99,999 0.10% $100,000 – $499,999 0.15% $500,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details - Montecito Bank & TrustRelationship Bonus Money MarketRelationship Bonus Money Market · $100 min · 0.08%–0.18% by balance
Bank · 4 branches
0.08%APY$8 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 is waived by maintaining a $2,500 minimum daily balance. Account pays tiered relationship bonus interest rates when maintaining an eligible personal checking account. If checking account is closed, relationship bonus rates revert to Montecito Money Fund rates. Simple interest accrues daily, compounded monthly and paid monthly. Features checkwriting capabilities.
Offer: Requires primary owner to maintain Everyday Checking, Gold Key Club, or Charter Checking (Gold Key Club and Charter Checking are closed to new accounts).
Qualified rate · 0.08% interest rate · Compounded monthly · $10 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Relationship Bonus Money Market Balance APY Up to $9,999 0.08% $10,000 – $49,999Your amount 0.08% $50,000 – $99,999 0.08% $100,000 – $499,999 0.13% $500,000 and up 0.18% Rate checked
More details - 0.06%APY$6 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citi Priority relationship tier (requires $30,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citi Priority tier.
Qualified rate · 0.06% interest rate · $4.50 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oxnard, CA metro
77 accounts at 24 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 0.94%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Oxnard, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 2 branches
- Firefighters First Credit UnionCredit union · 1 branch
- First BankBank · 2 branches